EHMEF (goeasy) Cyclically Adjusted FCF per Share: $-13.13 (As of Dec. 2025)


EHMEF goeasy Ltd EHMEF
71 GF Score
Price $33.89
GF Value $137.85
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is goeasy Cyclically Adjusted FCF per Share?

goeasy EHMEF +8.46% 71 Cyclically Adjusted FCF per Share is $-13.13 as of Dec. 2025. GuruFocus rates EHMEF with a GF Score™ of 71/100 and a GF Value™ of $137.85 (Possible Value Trap). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

goeasy's adjusted free cash flow per share for the three months ended in Dec. 2025 was $-10.192. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $-13.13 for the trailing ten years ended in Dec. 2025.

During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -31.20% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -37.40% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was -32.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of goeasy was -10.70% per year. The lowest was -129.60% per year. And the median was -38.00% per year.

As of today (2026-07-11), goeasy's current stock price is $33.89. goeasy's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2025 was $-13.13. goeasy's Cyclically Adjusted Price-to-FCF of today is .


goeasy  (OTCPK:EHMEF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


goeasy Cyclically Adjusted FCF per Share Related Terms


goeasy Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for goeasy's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

goeasy Cyclically Adjusted FCF per Share Chart

goeasy Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.57 -5.67 -8.03 -9.00 -13.13

goeasy Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.00 -9.77 -10.72 -12.03 -13.13

EHMEF vs V, MA, AXP: Cyclically Adjusted FCF per Share Comparison

For the Credit Services subindustry, goeasy's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


goeasy Cyclically Adjusted Price-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, goeasy's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where goeasy's Cyclically Adjusted Price-to-FCF falls into.


EHMEF
71GF Score
goeasy Ltd EHMEF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

goeasy Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, goeasy's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2025 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=-10.192/130.3661*130.3661
=-10.192

Current CPI (Dec. 2025) = 130.3661.

goeasy Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201603 -0.171 101.054 -0.221
201606 -0.545 102.002 -0.697
201609 -0.006 101.765 -0.008
201612 6.341 101.449 8.148
201703 -0.566 102.634 -0.719
201706 -1.461 103.029 -1.849
201709 -1.473 103.345 -1.858
201712 -1.679 103.345 -2.118
201803 -2.415 105.004 -2.998
201806 -4.163 105.557 -5.141
201809 -1.381 105.636 -1.704
201812 -3.098 105.399 -3.832
201903 -0.590 106.979 -0.719
201906 -2.631 107.690 -3.185
201909 -2.171 107.611 -2.630
201912 -2.727 107.769 -3.299
202003 -0.341 107.927 -0.412
202006 3.554 108.401 4.274
202009 0.444 108.164 0.535
202012 -1.585 108.559 -1.903
202103 1.435 110.298 1.696
202106 -1.609 111.720 -1.878
202109 -0.812 112.905 -0.938
202112 -3.801 113.774 -4.355
202203 -4.231 117.646 -4.688
202206 -7.792 120.806 -8.409
202209 -5.954 120.648 -6.434
202212 -6.491 120.964 -6.996
202303 -4.974 122.702 -5.285
202306 -5.980 124.203 -6.277
202309 -4.471 125.230 -4.654
202312 -5.856 125.072 -6.104
202403 -5.683 126.258 -5.868
202406 -8.244 127.522 -8.428
202409 -5.643 127.285 -5.780
202412 -1.204 127.364 -1.232
202503 -6.639 129.181 -6.700
202506 -12.463 129.892 -12.508
202509 -8.623 130.287 -8.628
202512 -10.192 130.366 -10.192

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $-13.13 mean?
goeasy (EHMEF) has a Cyclically Adjusted FCF per Share of $-13.13 as of Dec. 2025. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on goeasy and its competitors.
Is goeasy's Cyclically Adjusted FCF per Share too high?
goeasy's current Cyclically Adjusted FCF per Share is $-13.13. Overall, goeasy has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does goeasy's Cyclically Adjusted FCF per Share compare to V and MA?
goeasy's Cyclically Adjusted FCF per Share of $-13.13 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Credit Services company?
A good Cyclically Adjusted FCF per Share depends on the Credit Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on goeasy and its competitors. goeasy's current Cyclically Adjusted FCF per Share is $-13.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is goeasy stock overvalued right now?
Based on GuruFocus' analysis, goeasy (EHMEF) is currently considered Possible Value Trap. The stock's GF Value™ is $137.85, compared to a current price of $33.89 — trading 75.4% below its estimated fair value. The current Cyclically Adjusted FCF per Share is $-13.13. goeasy's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For goeasy (EHMEF), the current Cyclically Adjusted FCF per Share is $-13.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is goeasy (EHMEF) Overvalued in 2026?

Based on GuruFocus' analysis, goeasy stock appears to be undervalued. The current stock price of $33.89 is trading 75.4% below its estimated GF Value™ of $137.85. GuruFocus considers goeasy to be Possible Value Trap.

Key valuation signals for EHMEF:

  • Cyclically Adjusted FCF per Share: $-13.13
  • GF Value™: $137.85 vs. price of $33.89 (75.4% below fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the EHMEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


goeasy Business Description

Other Exchanges 1ES:GermanyGSY:Canada
Address 33 City Centre Drive, 5th Floor, Suite 510, Mississauga, ON, CAN, L5B 2N5
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
71GF Score

Get the complete analysis for EHMEF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.89
Price
$137.85
GF Value