EHMEF (goeasy) Dividend Payout Ratio: 0.13 (As of Dec. 2025) — Near Median

goeasy EHMEF 71 Dividend Payout Ratio is 0.13 as of Dec. 2025, which is 8% above its 10-year median of 0.12. GuruFocus rates EHMEF with a GF Score™ of 71/100 and a GF Value™ of $143.04 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 194 Credit Services companies, goeasy ranks better than 71.65% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. goeasy's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.13.

The historical rank and industry rank for goeasy's Dividend Payout Ratio or its related term are showing as below:

EHMEF' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.1 Med: 0.12 Max: 0.17
Current: 0.15

During the past 13 years, the highest Dividend Payout Ratio of goeasy was 0.17. The lowest was 0.10. And the median was 0.12.

EHMEF's Dividend Payout Ratio is ranked better than
71.65% of 194 companies
in the Credit Services industry
Industry Median: 0.32 vs EHMEF: 0.15

As of today (2026-06-29), the Dividend Yield % of goeasy is 10.63%.

During the past 13 years, the highest Trailing Annual Dividend Yield of goeasy was 19.47%. The lowest was 1.02%. And the median was 2.26%.

goeasy's Dividends per Share for the months ended in Dec. 2025 was $1.06.

During the past 12 months, goeasy's average Dividends Per Share Growth Rate was 24.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 17.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 24.50% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 32.50% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of goeasy was 51.80% per year. The lowest was 0.00% per year. And the median was 21.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

goeasy (OTCPK:EHMEF) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

goeasy Dividend Payout Ratio Related Terms

goeasy Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for goeasy's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

goeasy Dividend Payout Ratio Chart

goeasy Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.11

0.17

0.13

0.11

goeasy Quarterly Data
	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25
Dividend Payout Ratio	Get a 7-Day Free Trial															0.11	0.19	0.13	0.17	0.13

EHMEF vs V, MA, AXP: Dividend Payout Ratio Comparison

For the Credit Services subindustry, goeasy's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

goeasy Dividend Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, goeasy's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where goeasy's Dividend Payout Ratio falls into.

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71GF Score

goeasy Ltd EHMEF

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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goeasy Dividend Payout Ratio Calculation

goeasy's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	4.233	/	37.446
	=	0.11

goeasy's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Dec. 2025 )	/	EPS without NRI (Q: Dec. 2025 )
	=	1.058	/	8.418
	=	0.13

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.13 mean?

goeasy (EHMEF) has a Dividend Payout Ratio of 0.13 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on goeasy and its competitors. This is near median its historical median of 0.12. Over the past decade, goeasy's Dividend Payout Ratio has ranged from 0.10 to 0.17. According to the industry distribution chart, goeasy ranks #55 out of 194 companies in the Credit Services industry, placing it in the top 28.4%.

Is goeasy's Dividend Payout Ratio too high?

goeasy's current Dividend Payout Ratio of 0.13 is near median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.17. The Credit Services industry median Dividend Payout Ratio is 0.32. goeasy's value of 0.13 is 59.4% below this industry median. Based on the distribution chart, goeasy ranks #55 out of 194 companies in the Credit Services industry, which is above the industry midpoint. Overall, goeasy has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does goeasy's Dividend Payout Ratio compare to V and MA?

According to the Credit Services industry distribution chart, goeasy ranks #55 out of 194 companies for Dividend Payout Ratio. This puts goeasy in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. goeasy's value of 0.13 is 59.4% below this benchmark. Historically, goeasy's own Dividend Payout Ratio has ranged from 0.10 to 0.17 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.32, goeasy has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Credit Services company?

The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. goeasy's current Dividend Payout Ratio of 0.13 is 59.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on goeasy and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. goeasy's current Dividend Payout Ratio is 0.13, which is near median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is goeasy stock overvalued right now?

Based on GuruFocus' analysis, goeasy (EHMEF) is currently considered Possible Value Trap. The stock's GF Value™ is $143.04, compared to a current price of $29.75 — trading 79.2% below its estimated fair value. The current Dividend Payout Ratio is 0.13, which is near median its 10-year median of 0.12 and 59.4% below the Credit Services industry median of 0.32. goeasy's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For goeasy (EHMEF), the current Dividend Payout Ratio is 0.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is goeasy (EHMEF) Overvalued in 2026?

Based on GuruFocus' analysis, goeasy stock appears to be undervalued. The current stock price of $29.75 is trading 79.2% below its estimated GF Value™ of $143.04. GuruFocus considers goeasy to be Possible Value Trap.

Key valuation signals for EHMEF:

Dividend Payout Ratio: 0.13 (near median its 10-year median of 0.12)
GF Value™: $143.04 vs. price of $29.75 (79.2% below fair value)
GF Score™: 71/100 with 7 warning signs
Industry Position: 59.4% below the Credit Services median (#55 of 194)

No single metric tells the full story. See the EHMEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

goeasy Business Description

Industry Financial Services Credit Services

Comparable Companies TSX:PRL TSXV:EPF TSXV:BTCT TSXV:AFCC.H XCNQ:INVR TSX:CRWN TSX:ACD XCNQ:PDFI XCNQ:LOAN V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI NSE:CHOLAFIN

Other Exchanges 1ES:Germany GSY:Canada

Address 33 City Centre Drive, 5th Floor, Suite 510, Mississauga, ON, CAN, L5B 2N5

Website https://www.goeasy.com

goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.

71GF Score

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$29.75

Price

$143.04

GF Value

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