PAPL (Pineapple Financial) OCF Yield %: -19.33 (As of Aug. 11, 2026)

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PAPL Pineapple Financial Inc PAPL
10 GF Score
Price $1.05
GF Value $0.83
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Pineapple Financial OCF Yield %?

Pineapple Financial PAPL -5.41% 10 OCF Yield % is -19.33 as of Aug. 11, 2026. GuruFocus rates PAPL with a GF Score™ of 10/100 and a GF Value™ of $0.83 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,498 Banks companies, Pineapple Financial ranks worse than 87.18% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Pineapple Financial's Trailing 12-Month Cash Flow from Operations is $-5.13 Mil, and Market Cap is $26.54 Mil. Therefore, Pineapple Financial's OCF Yield % for today is -19.33%.

The historical rank and industry rank for Pineapple Financial's OCF Yield % or its related term are showing as below:

PAPL' s OCF Yield % Range Over the Past 10 Years
Min: -629.63   Med: -23.81   Max: -9.43
Current: -19.33


During the past 5 years, the highest OCF Yield % of Pineapple Financial was -9.43%. The lowest was -629.63%. And the median was -23.81%.

PAPL's OCF Yield % is ranked worse than
87.18% of 1498 companies
in the Banks industry
Industry Median: 9.18 vs PAPL: -19.33

Pineapple Financial's OCF Margin % for the quarter that ended in May. 2026 was %.


Pineapple Financial OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Pineapple Financial OCF Yield % Related Terms


Pineapple Financial OCF Yield % Historical Data

* Premium members only.

The historical data trend for Pineapple Financial's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pineapple Financial OCF Yield % Chart

Pineapple Financial Annual Data
Trend Aug21 Aug22 Aug23 Aug24 Aug25
OCF Yield %
0.00 0.00 0.00 -23.10 -17.57

Pineapple Financial Quarterly Data
Aug21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 197.51 -37.69 -42.33 -72.06 -12.58

PAPL vs BLNE, CNF, MMCP: OCF Yield % Comparison

For the Mortgage Finance subindustry, Pineapple Financial's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pineapple Financial OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Pineapple Financial's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Pineapple Financial's OCF Yield % falls into.


PAPL
10GF Score
Pineapple Financial Inc PAPL
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pineapple Financial OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Pineapple Financial's OCF Yield % for the fiscal year that ended in Aug. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-0.947 / 5.39082
=-17.57%

Pineapple Financial's annualized OCF Yield % for the quarter that ended in May. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-0.859 * 4 / 27.32138
=-12.58%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -19.33 mean?
Pineapple Financial (PAPL) has a OCF Yield % of -19.33 as of Aug. 11, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Pineapple Financial and its competitors. According to the industry distribution chart, Pineapple Financial ranks #1306 out of 1498 companies in the Banks industry, placing it in the top 87.2%.
Is Pineapple Financial's OCF Yield % too high?
Pineapple Financial's current OCF Yield % is -19.33. Based on the distribution chart, Pineapple Financial ranks #1306 out of 1498 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Pineapple Financial has a GF Score™ of 10/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pineapple Financial's OCF Yield % compare to BLNE and CNF?
According to the Banks industry distribution chart, Pineapple Financial ranks #1306 out of 1498 companies for OCF Yield %. This places Pineapple Financial in the lower half of its industry. The industry median OCF Yield % is 9.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.18, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Pineapple Financial and its competitors. For the Banks industry, the median OCF Yield % is 9.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pineapple Financial's current OCF Yield % is -19.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pineapple Financial stock overvalued right now?
Based on GuruFocus' analysis, Pineapple Financial (PAPL) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.83, compared to a current price of $1.05 — trading 26.5% above its estimated fair value. The current OCF Yield % is -19.33. Pineapple Financial's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Pineapple Financial (PAPL), the current OCF Yield % is -19.33 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pineapple Financial (PAPL) Overvalued in 2026?

Based on GuruFocus' analysis, Pineapple Financial stock appears to be overvalued. The current stock price of $1.05 is trading 26.5% above its estimated GF Value™ of $0.83. GuruFocus considers Pineapple Financial to be Significantly Overvalued.

Key valuation signals for PAPL:

  • OCF Yield %: -19.33
  • GF Value™: $0.83 vs. price of $1.05 (26.5% above fair value)
  • GF Score™: 10/100 with 6 warning signs

No single metric tells the full story. See the PAPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pineapple Financial Business Description

Address 111 Gordon Baker Road, Unit 200, North York, Toronto, ON, CAN, M2H 3R1
Pineapple Financial Inc is a Canada-based mortgage technology and brokerage company that provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers. Through its data-driven systems together with cloud-based tools, it offers advantages in the Canadian mortgage industry relative to alternative mortgage broker arrangements and also provides back office services.
10GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.05
Price
$0.83
GF Value