VRA (Vera Bradley) Current Ratio: 2.48 (As of Apr. 2026) — 27% Below Median


VRA Vera Bradley Inc VRA
65 GF Score
Price $3.92
GF Value $3.86
Valuation Fairly Valued
! 5 Warning Signs
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What is Vera Bradley Current Ratio?

Vera Bradley VRA +2.60% 65 Current Ratio is 2.48 as of Apr. 2026, which is 27% below its 10-year median of 3.42. GuruFocus rates VRA with a GF Score™ of 65/100 and a GF Value™ of $3.86 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,069 Manufacturing - Apparel & Accessories companies, Vera Bradley ranks better than 66.32% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Vera Bradley's current ratio for the quarter that ended in Apr. 2026 was 2.48.

Vera Bradley has a current ratio of 2.48. It generally indicates good short-term financial strength.

The historical rank and industry rank for Vera Bradley's Current Ratio or its related term are showing as below:

VRA' s Current Ratio Range Over the Past 10 Years
Min: 2.15   Med: 3.42   Max: 7.01
Current: 2.48

During the past 13 years, Vera Bradley's highest Current Ratio was 7.01. The lowest was 2.15. And the median was 3.42.

VRA's Current Ratio is ranked better than
66.32% of 1069 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 1.79 vs VRA: 2.48

Vera Bradley  (NAS:VRA) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Vera Bradley Current Ratio Related Terms


Vera Bradley Current Ratio Historical Data

* Premium members only.

The historical data trend for Vera Bradley's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vera Bradley Current Ratio Chart

Vera Bradley Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.58 3.35 3.88 2.84 2.37

Vera Bradley Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.28 2.43 2.52 2.37 2.48

VRA vs FMFC, AREB, FOSL: Current Ratio Comparison

For the Footwear & Accessories subindustry, Vera Bradley's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vera Bradley Current Ratio vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Vera Bradley's Current Ratio distribution charts can be found below:

* The bar in red indicates where Vera Bradley's Current Ratio falls into.


VRA
65GF Score
Vera Bradley Inc VRA
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Vera Bradley Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Vera Bradley's Current Ratio for the fiscal year that ended in Jan. 2026 is calculated as

Current Ratio (A: Jan. 2026 )=Total Current Assets (A: Jan. 2026 )/Total Current Liabilities (A: Jan. 2026 )
=119.721/50.45
=2.37

Vera Bradley's Current Ratio for the quarter that ended in Apr. 2026 is calculated as

Current Ratio (Q: Apr. 2026 )=Total Current Assets (Q: Apr. 2026 )/Total Current Liabilities (Q: Apr. 2026 )
=111.467/44.994
=2.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 2.48 mean?
Vera Bradley (VRA) has a Current Ratio of 2.48 as of Apr. 2026. This is 27% below median its historical median of 3.42. Over the past decade, Vera Bradley's Current Ratio has ranged from 2.15 to 7.01. According to the industry distribution chart, Vera Bradley ranks #360 out of 1069 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 33.7%.
Is Vera Bradley's Current Ratio too high?
Vera Bradley's current Current Ratio of 2.48 is 27% below median its 10-year median of 3.42. Over the past 10 years, this metric has ranged from a low of 2.15 to a high of 7.01. The Manufacturing - Apparel & Accessories industry median Current Ratio is 1.79. Vera Bradley's value of 2.48 is 38.5% above this industry median. Based on the distribution chart, Vera Bradley ranks #360 out of 1069 companies in the Manufacturing - Apparel & Accessories industry, which is above the industry midpoint. Overall, Vera Bradley has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vera Bradley's Current Ratio compare to FMFC and AREB?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Vera Bradley ranks #360 out of 1069 companies for Current Ratio. This puts Vera Bradley in the upper half of its industry. The industry median Current Ratio is 1.79. Vera Bradley's value of 2.48 is 38.5% above this benchmark. Historically, Vera Bradley's own Current Ratio has ranged from 2.15 to 7.01 over the past decade. While the company's 10-year median is 3.42 vs. the industry median of 1.79, Vera Bradley has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Manufacturing - Apparel & Accessories company?
The median Current Ratio among Manufacturing - Apparel & Accessories companies is 1.79, based on 1,069 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vera Bradley's current Current Ratio of 2.48 is 38.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Manufacturing - Apparel & Accessories industry, the median Current Ratio is 1.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vera Bradley's current Current Ratio is 2.48, which is 27% below median its own 10-year median of 3.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vera Bradley stock overvalued right now?
Based on GuruFocus' analysis, Vera Bradley (VRA) is currently considered Fairly Valued. The stock's GF Value™ is $3.86, compared to a current price of $3.92 — trading 1.6% above its estimated fair value. The current Current Ratio is 2.48, which is 27% below median its 10-year median of 3.42 and 38.5% above the Manufacturing - Apparel & Accessories industry median of 1.79. Vera Bradley's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Vera Bradley (VRA), the current Current Ratio is 2.48 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vera Bradley (VRA) Overvalued in 2026?

Based on GuruFocus' analysis, Vera Bradley stock appears to be overvalued. The current stock price of $3.92 is trading 1.6% above its estimated GF Value™ of $3.86. GuruFocus considers Vera Bradley to be Fairly Valued.

Key valuation signals for VRA:

  • Current Ratio: 2.48 (27% below median its 10-year median of 3.42)
  • GF Value™: $3.86 vs. price of $3.92 (1.6% above fair value)
  • GF Score™: 65/100 with 5 warning signs
  • Industry Position: 38.5% above the Manufacturing - Apparel & Accessories median (#360 of 1069)

No single metric tells the full story. See the VRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vera Bradley Business Description

Other Exchanges ELI:Germany
Address 12420 Stonebridge Road, Roanoke, IN, USA, 46783
Vera Bradley Inc designs women's handbags, luggage, and travel items, fashion and home accessories, and gifts. Each category comprises a substantial component of total sales, with the bags category comprising the majority of the company's sales are made directly to customers through Vera Bradley's retail stores and e-commerce sites. The company also has a substantial wholesale business selling to specialty retail and department stores. Almost all company sales are in the United States. Vera Bradley uses third-party manufacturers in Asia to produce its products, and the company distributes the products through its distribution center in Indiana. The Company has three reportable segments: Vera Bradley Direct and Vera Bradley Indirect.
65GF Score

Get the complete analysis for VRA

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.92
Price
$3.86
GF Value