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Vera BradleyVRA -5.05%64 Debt-to-EBITDA is 7.86 as of Apr. 2026, which is 291% above its 10-year median of 2.01. GuruFocus rates VRA with a GF Score™ of 64/100 and a GF Value™ of $3.88 (Fairly Valued). The stock has 2 warning signs investors should review. Among 814 Manufacturing - Apparel & Accessories companies, Vera Bradley ranks worse than 82.8% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Vera Bradley's Debt-to-EBITDA or its related term are showing as below:
VRA'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -18 Med: 2.01 Max: 21.85
Current: 7.68
During the past 13 years, the highest Debt-to-EBITDA Ratio of Vera Bradley was 21.85. The lowest was -18.00. And the median was 2.01.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Vera Bradley Debt-to-EBITDA Related Terms
Vera Bradley Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Vera Bradley's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
VRA vs AREB, FMFC, FOSL: Debt-to-EBITDA Comparison
For the Footwear & Accessories subindustry, Vera Bradley's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vera Bradley Debt-to-EBITDA vs Manufacturing - Apparel & Accessories Industry
For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Vera Bradley's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Vera Bradley's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Apr. 2026) EBITDA data.
Vera Bradley (VRA) has a Debt-to-EBITDA of 7.86 as of Apr. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vera Bradley. This is 291% above median its historical median of 2.01. According to the industry distribution chart, Vera Bradley ranks #674 out of 814 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 82.8%.
Is Vera Bradley's Debt-to-EBITDA too high?
Vera Bradley's current Debt-to-EBITDA of 7.86 is 291% above median its 10-year median of 2.01. The Manufacturing - Apparel & Accessories industry median Debt-to-EBITDA is 2.73. Vera Bradley's value of 7.86 is 187.9% above this industry median. Based on the distribution chart, Vera Bradley ranks #674 out of 814 companies in the Manufacturing - Apparel & Accessories industry, which is in the bottom quartile relative to peers. Overall, Vera Bradley has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vera Bradley's Debt-to-EBITDA compare to AREB and FMFC?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Vera Bradley ranks #674 out of 814 companies for Debt-to-EBITDA. This places Vera Bradley in the lower half of its industry. The industry median Debt-to-EBITDA is 2.73. Vera Bradley's value of 7.86 is 187.9% above this benchmark. While the company's 10-year median is 2.01 vs. the industry median of 2.73, Vera Bradley has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Manufacturing - Apparel & Accessories company?
The median Debt-to-EBITDA among Manufacturing - Apparel & Accessories companies is 2.73, based on 814 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vera Bradley's current Debt-to-EBITDA of 7.86 is 187.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vera Bradley. For the Manufacturing - Apparel & Accessories industry, the median Debt-to-EBITDA is 2.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vera Bradley's current Debt-to-EBITDA is 7.86, which is 291% above median its own 10-year median of 2.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vera Bradley stock overvalued right now?
Based on GuruFocus' analysis, Vera Bradley (VRA) is currently considered Fairly Valued. The stock's GF Value™ is $3.88, compared to a current price of $3.48 — trading 10.4% below its estimated fair value. The current Debt-to-EBITDA is 7.86, which is 291% above median its 10-year median of 2.01 and 187.9% above the Manufacturing - Apparel & Accessories industry median of 2.73. Vera Bradley's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Vera Bradley (VRA), the current Debt-to-EBITDA is 7.86 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vera Bradley (VRA) Overvalued in 2026?
Based on GuruFocus' analysis, Vera Bradley stock appears to be undervalued.
The current stock price of $3.48 is trading 10.4% below its estimated GF Value™ of $3.88.
GuruFocus considers Vera Bradley to be Fairly Valued.
Key valuation signals for VRA:
Debt-to-EBITDA: 7.86 (291% above median its 10-year median of 2.01)
GF Value™: $3.88 vs. price of $3.48 (10.4% below fair value)
Industry Position: 187.9% above the Manufacturing - Apparel & Accessories median (#674 of 814)
No single metric tells the full story. See the VRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vera Bradley Inc designs women's handbags, luggage, and travel items, fashion and home accessories, and gifts. Each category comprises a substantial component of total sales, with the bags category comprising the majority of the company's sales are made directly to customers through Vera Bradley's retail stores and e-commerce sites. The company also has a substantial wholesale business selling to specialty retail and department stores. Almost all company sales are in the United States. Vera Bradley uses third-party manufacturers in Asia to produce its products, and the company distributes the products through its distribution center in Indiana. The Company has three reportable segments: Vera Bradley Direct and Vera Bradley Indirect.
64GF Score
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