VRA (Vera Bradley) LT-Debt-to-Total-Asset: 0.22 (As of Apr. 2026)

What is Vera Bradley LT-Debt-to-Total-Asset?

Vera Bradley VRA -0.26% 66 LT-Debt-to-Total-Asset is 0.22 as of Apr. 2026. GuruFocus rates VRA with a GF Score™ of 66/100 and a GF Value™ of $3.86 (Fairly Valued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Vera Bradley's long-term debt to total assests ratio for the quarter that ended in Apr. 2026 was 0.22.

Vera Bradley's long-term debt to total assets ratio declined from Apr. 2025 (0.23) to Apr. 2026 (0.22). It may suggest that Vera Bradley is progressively becoming less dependent on debt to grow their business.

Vera Bradley (NAS:VRA) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Vera Bradley LT-Debt-to-Total-Asset Related Terms

Vera Bradley LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Vera Bradley's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vera Bradley LT-Debt-to-Total-Asset Chart

Vera Bradley Annual Data

Trend

Jan17

Jan18

Jan19

Jan20

Jan21

Jan22

Jan23

Jan24

Jan25

Jan26

LT-Debt-to-Total-Asset

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0.16

0.19

0.16

0.22

Vera Bradley Quarterly Data
	Jul21	Oct21	Jan22	Apr22	Jul22	Oct22	Jan23	Apr23	Jul23	Oct23	Jan24	Apr24	Jul24	Oct24	Jan25	Apr25	Jul25	Oct25	Jan26	Apr26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.23	0.26	0.28	0.22	0.22

66GF Score

Vera Bradley Inc VRA

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Vera Bradley LT-Debt-to-Total-Asset Calculation

Vera Bradley's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jan. 2026 is calculated as

LT Debt to Total Assets (A: Jan. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Jan. 2026 )	/	Total Assets (A: Jan. 2026 )
	=	51.914	/	234.005
	=	0.22

Vera Bradley's Long-Term Debt to Total Asset Ratio for the quarter that ended in Apr. 2026 is calculated as

LT Debt to Total Assets (Q: Apr. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Apr. 2026 )	/	Total Assets (Q: Apr. 2026 )
	=	47.198	/	219.243
	=	0.22

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.22 mean?

Vera Bradley (VRA) has a LT-Debt-to-Total-Asset of 0.22 as of Apr. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Vera Bradley and its competitors.

Is Vera Bradley's LT-Debt-to-Total-Asset too high?

Vera Bradley's current LT-Debt-to-Total-Asset is 0.22. Overall, Vera Bradley has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Vera Bradley's LT-Debt-to-Total-Asset compare to FMFC and AREB?

Vera Bradley's LT-Debt-to-Total-Asset of 0.22 can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Manufacturing - Apparel & Accessories company?

A good LT-Debt-to-Total-Asset depends on the Manufacturing - Apparel & Accessories industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Vera Bradley and its competitors. Vera Bradley's current LT-Debt-to-Total-Asset is 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Vera Bradley stock overvalued right now?

Based on GuruFocus' analysis, Vera Bradley (VRA) is currently considered Fairly Valued. The stock's GF Value™ is $3.86, compared to a current price of $3.89 — trading 0.8% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.22. Vera Bradley's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Vera Bradley (VRA), the current LT-Debt-to-Total-Asset is 0.22 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vera Bradley (VRA) Overvalued in 2026?

Based on GuruFocus' analysis, Vera Bradley stock appears to be overvalued. The current stock price of $3.89 is trading 0.8% above its estimated GF Value™ of $3.86. GuruFocus considers Vera Bradley to be Fairly Valued.

Key valuation signals for VRA:

LT-Debt-to-Total-Asset: 0.22
GF Value™: $3.86 vs. price of $3.89 (0.8% above fair value)
GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the VRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vera Bradley Business Description

Industry Consumer Cyclical Manufacturing - Apparel & Accessories

Comparable Companies FMFC AREB FOSL FWDI RCKY DBI WEYS NKE XTER:ADS TSE:7936 DECK ONON BIRK SHSE:600415 CROX SZSE:300979 XTER:PUM TSE:8050 TSE:7762 SHOO

Other Exchanges ELI:Germany

Address 12420 Stonebridge Road, Roanoke, IN, USA, 46783

Website https://www.verabradley.com

Vera Bradley Inc designs women's handbags, luggage, and travel items, fashion and home accessories, and gifts. Each category comprises a substantial component of total sales, with the bags category comprising the majority of the company's sales are made directly to customers through Vera Bradley's retail stores and e-commerce sites. The company also has a substantial wholesale business selling to specialty retail and department stores. Almost all company sales are in the United States. Vera Bradley uses third-party manufacturers in Asia to produce its products, and the company distributes the products through its distribution center in Indiana. The Company has three reportable segments: Vera Bradley Direct and Vera Bradley Indirect.

66GF Score

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$3.89

Price

$3.86

GF Value

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