FirstCash Holdings (MEX:FCFS1) Cyclically Adjusted Book per Share: MXN812.73 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:FCFS1 FirstCash Holdings Inc MEX:FCFS1
85 GF Score
Price MXN4,013.00
GF Value MXN3,149.41
! 3 Warning Signs
View Full Analysis

What is FirstCash Holdings Cyclically Adjusted Book per Share?

FirstCash Holdings MEX:FCFS1 85 Cyclically Adjusted Book per Share is MXN812.73 as of Jun. 2026. GuruFocus rates MEX:FCFS1 with a GF Score™ of 85/100 and a GF Value™ of MXN3,149.41. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

FirstCash Holdings's adjusted book value per share for the three months ended in Jun. 2026 was MXN931.761. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN812.73 for the trailing ten years ended in Jun. 2026.

During the past 12 months, FirstCash Holdings's average Cyclically Adjusted Book Growth Rate was 11.40% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 10.60% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 12.70% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 14.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of FirstCash Holdings was 18.90% per year. The lowest was 8.90% per year. And the median was 12.80% per year.

As of today (2026-08-01), FirstCash Holdings's current stock price is MXN4013.00. FirstCash Holdings's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was MXN812.73. FirstCash Holdings's Cyclically Adjusted PB Ratio of today is 4.94.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of FirstCash Holdings was 6.07. The lowest was 2.25. And the median was 3.50.


FirstCash Holdings  (MEX:FCFS1) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

FirstCash Holdings's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=4013.00/812.73
=4.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of FirstCash Holdings was 6.07. The lowest was 2.25. And the median was 3.50.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


FirstCash Holdings Cyclically Adjusted Book per Share Related Terms


FirstCash Holdings Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for FirstCash Holdings's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FirstCash Holdings Cyclically Adjusted Book per Share Chart

FirstCash Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 473.41 472.97 422.72 487.61 349.17

FirstCash Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 395.01 345.45 349.17 694.89 812.73

MEX:FCFS1 vs OMF, KLAR, CACC: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, FirstCash Holdings's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FirstCash Holdings Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, FirstCash Holdings's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where FirstCash Holdings's Cyclically Adjusted PB Ratio falls into.


MEX:FCFS1
85GF Score
FirstCash Holdings Inc MEX:FCFS1
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FirstCash Holdings Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, FirstCash Holdings's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=931.761/333.9520*333.9520
=931.761

Current CPI (Jun. 2026) = 333.9520.

FirstCash Holdings Quarterly Data

Book Value per Share CPI Adj_Book
201609 571.233 241.428 790.150
201612 616.290 241.432 852.461
201703 579.751 243.801 794.127
201706 561.508 244.955 765.515
201709 562.546 246.819 761.138
201712 617.615 246.524 836.648
201803 567.976 249.554 760.063
201806 580.723 251.989 769.611
201809 559.771 252.439 740.522
201812 593.559 251.233 788.990
201903 595.379 254.202 782.165
201906 593.280 256.143 773.502
201909 615.134 256.759 800.070
201912 601.518 256.974 781.706
202003 683.153 258.115 883.871
202006 686.642 257.797 889.481
202009 663.101 260.280 850.791
202012 622.293 260.474 797.838
202103 643.265 264.877 811.017
202106 633.271 271.696 778.378
202109 657.966 274.310 801.025
202112 765.113 278.802 916.460
202203 740.340 287.504 859.946
202206 775.754 296.311 874.300
202209 781.531 296.808 879.336
202212 791.668 296.797 890.774
202303 710.726 301.836 786.349
202306 719.358 305.109 787.361
202309 740.494 307.789 803.438
202312 751.257 306.746 817.888
202403 750.214 312.332 802.145
202406 809.917 314.175 860.900
202409 879.619 315.301 931.651
202412 957.299 315.605 1,012.949
202503 949.201 319.799 991.209
202506 908.341 322.561 940.418
202509 914.257 324.800 940.018
202512 932.185 324.054 960.658
202603 945.355 330.213 956.059
202606 931.761 333.952 931.761

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of MXN812.73 mean?
FirstCash Holdings (MEX:FCFS1) has a Cyclically Adjusted Book per Share of MXN812.73 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on FirstCash Holdings and its competitors.
Is FirstCash Holdings' Cyclically Adjusted Book per Share too high?
FirstCash Holdings' current Cyclically Adjusted Book per Share is MXN812.73. Overall, FirstCash Holdings has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does FirstCash Holdings' Cyclically Adjusted Book per Share compare to OMF and KLAR?
FirstCash Holdings' Cyclically Adjusted Book per Share of MXN812.73 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on FirstCash Holdings and its competitors. FirstCash Holdings's current Cyclically Adjusted Book per Share is MXN812.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FirstCash Holdings stock overvalued right now?
FirstCash Holdings (MEX:FCFS1) has a current Cyclically Adjusted Book per Share of MXN812.73. The stock's GF Value™ is MXN3,149.41, compared to a current price of MXN4,013.00 — trading 27.4% above its estimated fair value. The current Cyclically Adjusted Book per Share is MXN812.73. FirstCash Holdings' overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For FirstCash Holdings (MEX:FCFS1), the current Cyclically Adjusted Book per Share is MXN812.73 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FirstCash Holdings (MEX:FCFS1) Overvalued in 2026?

Based on GuruFocus' analysis, FirstCash Holdings stock appears to be overvalued. The current stock price of MXN4,013.00 is trading 27.4% above its estimated GF Value™ of MXN3,149.41.

Key valuation signals for MEX:FCFS1:

  • Cyclically Adjusted Book per Share: MXN812.73
  • GF Value™: MXN3,149.41 vs. price of MXN4,013.00 (27.4% above fair value)
  • GF Score™: 85/100 with 3 warning signs

No single metric tells the full story. See the MEX:FCFS1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FirstCash Holdings Business Description

Other Exchanges FCFS:USAFF60:Germany
Address 1600 West 7th Street, Fort Worth, TX, USA, 76102
FirstCash Holdings Inc is an operator of pawn stores in the U.S., Latin America and the U.K. The company's primary line of business is the operation of retail pawn stores, also known as pawnshops. It also operates a retail POS payment solutions business. Its two business lines are organized into four reportable segments: The U.S. pawn segment consists of pawn operations in some of U.S. states and the District of Columbia; The Latin America pawn segment consists of pawn operations in Mexico, Guatemala, El Salvador and Colombia; The U.K. pawn segment consists of pawn operations in England, Scotland and Wales; and The retail POS payment solutions segment consists of the operations of American First Finance, LLC, which offers products in the U.S.
85GF Score

Get the complete analysis for MEX:FCFS1

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN4,013.00
Price
MXN3,149.41
GF Value