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FirstCash HoldingsMEX:FCFS1 85 EV-to-EBIT is 16.54 as of Aug. 02, 2026, which is 9% below its 10-year median of 18.11. GuruFocus rates MEX:FCFS1 with a GF Score™ of 85/100 and a GF Value™ of MXN3,149.41. The stock has 3 warning signs investors should review. Among 313 Credit Services companies, FirstCash Holdings ranks better than 56.55% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
FirstCash Holdings's Enterprise Value for the quarter that ended in Jun. 2026 was MXN218,644 Mil.
FirstCash Holdings's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN11,939 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FirstCash Holdings EV-to-EBIT Related Terms
FirstCash Holdings EV-to-EBIT Historical Data
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The historical data trend for FirstCash Holdings's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:FCFS1 vs OMF, KLAR, CACC: EV-to-EBIT Comparison
For the Credit Services subindustry, FirstCash Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FirstCash Holdings EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, FirstCash Holdings's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where FirstCash Holdings's EV-to-EBIT falls into.
FirstCash Holdings's current Enterprise Value is MXN197,419 Mil.
FirstCash Holdings's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN11,939 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FirstCash Holdings (MEX:FCFS1) has a EV-to-EBIT of 16.54 as of Aug. 02, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on FirstCash Holdings and its competitors. This is near median its historical median of 18.11. Over the past decade, FirstCash Holdings' EV-to-EBIT has ranged from 12.83 to 26.60. According to the industry distribution chart, FirstCash Holdings ranks #136 out of 313 companies in the Credit Services industry, placing it in the top 43.5%.
Is FirstCash Holdings' EV-to-EBIT too high?
FirstCash Holdings' current EV-to-EBIT of 16.54 is near median its 10-year median of 18.11. Over the past 10 years, this metric has ranged from a low of 12.83 to a high of 26.60. The Credit Services industry median EV-to-EBIT is 22.77. FirstCash Holdings' value of 16.54 is 27.4% below this industry median. Based on the distribution chart, FirstCash Holdings ranks #136 out of 313 companies in the Credit Services industry, which is above the industry midpoint. Overall, FirstCash Holdings has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does FirstCash Holdings' EV-to-EBIT compare to OMF and KLAR?
According to the Credit Services industry distribution chart, FirstCash Holdings ranks #136 out of 313 companies for EV-to-EBIT. This puts FirstCash Holdings in the upper half of its industry. The industry median EV-to-EBIT is 22.77. FirstCash Holdings' value of 16.54 is 27.4% below this benchmark. Historically, FirstCash Holdings' own EV-to-EBIT has ranged from 12.83 to 26.60 over the past decade. While the company's 10-year median is 18.11 vs. the industry median of 22.77, FirstCash Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.77, based on 313 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FirstCash Holdings's current EV-to-EBIT of 16.54 is 27.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on FirstCash Holdings and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FirstCash Holdings's current EV-to-EBIT is 16.54, which is near median its own 10-year median of 18.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FirstCash Holdings stock overvalued right now?
FirstCash Holdings (MEX:FCFS1) has a current EV-to-EBIT of 16.54. The stock's GF Value™ is MXN3,149.41, compared to a current price of MXN4,013.00 — trading 27.4% above its estimated fair value. The current EV-to-EBIT is 16.54, which is near median its 10-year median of 18.11 and 27.4% below the Credit Services industry median of 22.77. FirstCash Holdings' overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For FirstCash Holdings (MEX:FCFS1), the current EV-to-EBIT is 16.54 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FirstCash Holdings (MEX:FCFS1) Overvalued in 2026?
Based on GuruFocus' analysis, FirstCash Holdings stock appears to be overvalued.
The current stock price of MXN4,013.00 is trading 27.4% above its estimated GF Value™ of MXN3,149.41.
Key valuation signals for MEX:FCFS1:
EV-to-EBIT: 16.54 (near median its 10-year median of 18.11)
GF Value™: MXN3,149.41 vs. price of MXN4,013.00 (27.4% above fair value)
Industry Position: 27.4% below the Credit Services median (#136 of 313)
No single metric tells the full story. See the MEX:FCFS1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FirstCash Holdings Inc is an operator of pawn stores in the U.S., Latin America and the U.K. The company's primary line of business is the operation of retail pawn stores, also known as pawnshops. It also operates a retail POS payment solutions business. Its two business lines are organized into four reportable segments: The U.S. pawn segment consists of pawn operations in some of U.S. states and the District of Columbia; The Latin America pawn segment consists of pawn operations in Mexico, Guatemala, El Salvador and Colombia; The U.K. pawn segment consists of pawn operations in England, Scotland and Wales; and The retail POS payment solutions segment consists of the operations of American First Finance, LLC, which offers products in the U.S.
85GF Score
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