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FirstCash HoldingsMEX:FCFS1 85 5-Year Yield-on-Cost % is 1.10 as of Aug. 01, 2026, which is 39% below its 10-year median of 1.79. GuruFocus rates MEX:FCFS1 with a GF Score™ of 85/100 and a GF Value™ of MXN3,149.41. The stock has 3 warning signs investors should review. Among 210 Credit Services companies, FirstCash Holdings ranks worse than 77.62% on this metric.
FirstCash Holdings's yield on cost for the quarter that ended in Jun. 2026 was 1.10.
The historical rank and industry rank for FirstCash Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:
MEX:FCFS1'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.69 Med: 1.79 Max: 3.06
Current: 1.1
During the past 13 years, FirstCash Holdings's highest Yield on Cost was 3.06. The lowest was 0.69. And the median was 1.79.
MEX:FCFS1's 5-Year Yield-on-Cost % is ranked worse than 77.62% of 210
companies
in the Credit Services industry
Industry Median: 4.54
vs MEX:FCFS1: 1.10
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
FirstCash Holdings 5-Year Yield-on-Cost % Related Terms
MEX:FCFS1 vs OMF, KLAR, CACC: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, FirstCash Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FirstCash Holdings 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, FirstCash Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where FirstCash Holdings's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
FirstCash Holdings (MEX:FCFS1) has a 5-Year Yield-on-Cost % of 1.10 as of Aug. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on FirstCash Holdings and its competitors. This is 39% below median its historical median of 1.79. Over the past decade, FirstCash Holdings' 5-Year Yield-on-Cost % has ranged from 0.69 to 3.06. According to the industry distribution chart, FirstCash Holdings ranks #163 out of 210 companies in the Credit Services industry, placing it in the top 77.6%.
Is FirstCash Holdings' 5-Year Yield-on-Cost % too high?
FirstCash Holdings' current 5-Year Yield-on-Cost % of 1.10 is 39% below median its 10-year median of 1.79. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 3.06. The Credit Services industry median 5-Year Yield-on-Cost % is 4.54. FirstCash Holdings' value of 1.10 is 75.8% below this industry median. Based on the distribution chart, FirstCash Holdings ranks #163 out of 210 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, FirstCash Holdings has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does FirstCash Holdings' 5-Year Yield-on-Cost % compare to OMF and KLAR?
According to the Credit Services industry distribution chart, FirstCash Holdings ranks #163 out of 210 companies for 5-Year Yield-on-Cost %. This places FirstCash Holdings in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.54. FirstCash Holdings' value of 1.10 is 75.8% below this benchmark. Historically, FirstCash Holdings' own 5-Year Yield-on-Cost % has ranged from 0.69 to 3.06 over the past decade. While the company's 10-year median is 1.79 vs. the industry median of 4.54, FirstCash Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.54, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FirstCash Holdings's current 5-Year Yield-on-Cost % of 1.10 is 75.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on FirstCash Holdings and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FirstCash Holdings's current 5-Year Yield-on-Cost % is 1.10, which is 39% below median its own 10-year median of 1.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FirstCash Holdings stock overvalued right now?
FirstCash Holdings (MEX:FCFS1) has a current 5-Year Yield-on-Cost % of 1.10. The stock's GF Value™ is MXN3,149.41, compared to a current price of MXN4,013.00 — trading 27.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.10, which is 39% below median its 10-year median of 1.79 and 75.8% below the Credit Services industry median of 4.54. FirstCash Holdings' overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For FirstCash Holdings (MEX:FCFS1), the current 5-Year Yield-on-Cost % is 1.10 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FirstCash Holdings (MEX:FCFS1) Overvalued in 2026?
Based on GuruFocus' analysis, FirstCash Holdings stock appears to be overvalued.
The current stock price of MXN4,013.00 is trading 27.4% above its estimated GF Value™ of MXN3,149.41.
Key valuation signals for MEX:FCFS1:
5-Year Yield-on-Cost %: 1.10 (39% below median its 10-year median of 1.79)
GF Value™: MXN3,149.41 vs. price of MXN4,013.00 (27.4% above fair value)
Industry Position: 75.8% below the Credit Services median (#163 of 210)
No single metric tells the full story. See the MEX:FCFS1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FirstCash Holdings Inc is an operator of pawn stores in the U.S., Latin America and the U.K. The company's primary line of business is the operation of retail pawn stores, also known as pawnshops. It also operates a retail POS payment solutions business. Its two business lines are organized into four reportable segments: The U.S. pawn segment consists of pawn operations in some of U.S. states and the District of Columbia; The Latin America pawn segment consists of pawn operations in Mexico, Guatemala, El Salvador and Colombia; The U.K. pawn segment consists of pawn operations in England, Scotland and Wales; and The retail POS payment solutions segment consists of the operations of American First Finance, LLC, which offers products in the U.S.
85GF Score
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