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FirstCash HoldingsMEX:FCFS1 85 EV-to-EBITDA is 10.05 as of Aug. 01, 2026, which is 25% below its 10-year median of 13.47. GuruFocus rates MEX:FCFS1 with a GF Score™ of 85/100 and a GF Value™ of MXN3,149.41. The stock has 3 warning signs investors should review. Among 327 Credit Services companies, FirstCash Holdings ranks better than 74.31% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, FirstCash Holdings's enterprise value is MXN197,419 Mil.
FirstCash Holdings's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was MXN19,647 Mil. Therefore, FirstCash Holdings's EV-to-EBITDA for today is 10.05.
The historical rank and industry rank for FirstCash Holdings's EV-to-EBITDA or its related term are showing as below:
MEX:FCFS1'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 6.48 Med: 13.47 Max: 20.74
Current: 10.4
During the past 13 years, the highest EV-to-EBITDA of FirstCash Holdings was 20.74. The lowest was 6.48. And the median was 13.47.
MEX:FCFS1's EV-to-EBITDA is ranked better than 74.31% of 327
companies
in the Credit Services industry
Industry Median: 21.49
vs MEX:FCFS1: 10.40
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
FirstCash Holdings's PE Ratio (TTM) for today is calculated as:
FirstCash Holdings's share price for today is MXN4013.00.
FirstCash Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN156.862.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for FirstCash Holdings's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:FCFS1 vs OMF, KLAR, CACC: EV-to-EBITDA Comparison
For the Credit Services subindustry, FirstCash Holdings's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FirstCash Holdings EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, FirstCash Holdings's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where FirstCash Holdings's EV-to-EBITDA falls into.
FirstCash Holdings's current Enterprise Value is MXN197,419 Mil.
FirstCash Holdings's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN19,647 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FirstCash Holdings (MEX:FCFS1) has a EV-to-EBITDA of 10.05 as of Aug. 01, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on FirstCash Holdings. This is 25% below median its historical median of 13.47. Over the past decade, FirstCash Holdings' EV-to-EBITDA has ranged from 6.48 to 20.74. According to the industry distribution chart, FirstCash Holdings ranks #84 out of 327 companies in the Credit Services industry, placing it in the top 25.7%.
Is FirstCash Holdings' EV-to-EBITDA too high?
FirstCash Holdings' current EV-to-EBITDA of 10.05 is 25% below median its 10-year median of 13.47. Over the past 10 years, this metric has ranged from a low of 6.48 to a high of 20.74. The Credit Services industry median EV-to-EBITDA is 21.49. FirstCash Holdings' value of 10.05 is 53.2% below this industry median. Based on the distribution chart, FirstCash Holdings ranks #84 out of 327 companies in the Credit Services industry, which is above the industry midpoint. Overall, FirstCash Holdings has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does FirstCash Holdings' EV-to-EBITDA compare to OMF and KLAR?
According to the Credit Services industry distribution chart, FirstCash Holdings ranks #84 out of 327 companies for EV-to-EBITDA. This puts FirstCash Holdings in the upper half of its industry. The industry median EV-to-EBITDA is 21.49. FirstCash Holdings' value of 10.05 is 53.2% below this benchmark. Historically, FirstCash Holdings' own EV-to-EBITDA has ranged from 6.48 to 20.74 over the past decade. While the company's 10-year median is 13.47 vs. the industry median of 21.49, FirstCash Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 21.49, based on 327 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FirstCash Holdings's current EV-to-EBITDA of 10.05 is 53.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on FirstCash Holdings. For the Credit Services industry, the median EV-to-EBITDA is 21.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FirstCash Holdings's current EV-to-EBITDA is 10.05, which is 25% below median its own 10-year median of 13.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FirstCash Holdings stock overvalued right now?
FirstCash Holdings (MEX:FCFS1) has a current EV-to-EBITDA of 10.05. The stock's GF Value™ is MXN3,149.41, compared to a current price of MXN4,013.00 — trading 27.4% above its estimated fair value. The current EV-to-EBITDA is 10.05, which is 25% below median its 10-year median of 13.47 and 53.2% below the Credit Services industry median of 21.49. FirstCash Holdings' overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For FirstCash Holdings (MEX:FCFS1), the current EV-to-EBITDA is 10.05 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FirstCash Holdings (MEX:FCFS1) Overvalued in 2026?
Based on GuruFocus' analysis, FirstCash Holdings stock appears to be overvalued.
The current stock price of MXN4,013.00 is trading 27.4% above its estimated GF Value™ of MXN3,149.41.
Key valuation signals for MEX:FCFS1:
EV-to-EBITDA: 10.05 (25% below median its 10-year median of 13.47)
GF Value™: MXN3,149.41 vs. price of MXN4,013.00 (27.4% above fair value)
Industry Position: 53.2% below the Credit Services median (#84 of 327)
No single metric tells the full story. See the MEX:FCFS1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FirstCash Holdings Inc is an operator of pawn stores in the U.S., Latin America and the U.K. The company's primary line of business is the operation of retail pawn stores, also known as pawnshops. It also operates a retail POS payment solutions business. Its two business lines are organized into four reportable segments: The U.S. pawn segment consists of pawn operations in some of U.S. states and the District of Columbia; The Latin America pawn segment consists of pawn operations in Mexico, Guatemala, El Salvador and Colombia; The U.K. pawn segment consists of pawn operations in England, Scotland and Wales; and The retail POS payment solutions segment consists of the operations of American First Finance, LLC, which offers products in the U.S.
85GF Score
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