FirstCash Holdings (MEX:FCFS1) EBIT: MXN11,939 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:FCFS1 FirstCash Holdings Inc MEX:FCFS1
85 GF Score
Price MXN4,013.00
GF Value MXN3,149.41
! 3 Warning Signs
View Full Analysis

What is FirstCash Holdings EBIT?

FirstCash Holdings MEX:FCFS1 85 EBIT is MXN11,939 Mil as of Jun. 2026. GuruFocus rates MEX:FCFS1 with a GF Score™ of 85/100 and a GF Value™ of MXN3,149.41. The stock has 3 warning signs investors should review.

FirstCash Holdings's earnings before interest and taxes (EBIT) for the three months ended in Jun. 2026 was MXN2,839 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Jun. 2026 was MXN11,939 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. FirstCash Holdings's annualized ROC % for the quarter that ended in Jun. 2026 was 9.53%. FirstCash Holdings's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 37.36%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. FirstCash Holdings's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 6.05%.


FirstCash Holdings  (MEX:FCFS1) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

FirstCash Holdings's annualized ROC % for the quarter that ended in Jun. 2026 is calculated as:

ROC % (Q: Jun. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Mar. 2026 ) + Invested Capital (Q: Jun. 2026 ))/ count )
=11632.62 * ( 1 - 26.41% )/( (90591.759 + 89078.977)/ 2 )
=8560.445058/89835.368
=9.53 %

where

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=96679.111 - 3729.775 - ( 2357.577 - max(0, 7207.093 - 34356.495+2357.577))
=90591.759

Invested Capital(Q: Jun. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=95717.763 - 3632.358 - ( 3006.428 - max(0, 7208.513 - 35224.506+3006.428))
=89078.977

Note: The Operating Income data used here is four times the quarterly (Jun. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

FirstCash Holdings's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Jun. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Mar. 2026  Q: Jun. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=11356.088/( ( (21705.925 + max(8821.705, 0)) + (21255.779 + max(9008.047, 0)) )/ 2 )
=11356.088/( ( 30527.63 + 30263.826 )/ 2 )
=11356.088/30395.728
=37.36 %

where Working Capital is:

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(2116.047 + 9715.856 + 2307.05) - (3729.775 + 1587.473 + 0)
=8821.705

Working Capital(Q: Jun. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(2109.305 + 9954.532 + 2206.95) - (3632.358 + 1630.382 + -9.0949470177293E-13)
=9008.047

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

FirstCash Holdings's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Jun. 2026 )
=11939.06/197418.804
=6.05 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


FirstCash Holdings EBIT Related Terms


FirstCash Holdings EBIT Historical Data

* Premium members only.

The historical data trend for FirstCash Holdings's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FirstCash Holdings EBIT Chart

FirstCash Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,079.99 7,688.07 6,553.62 9,343.40 10,242.65

FirstCash Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,022.56 2,654.31 3,206.04 3,239.68 2,839.02

MEX:FCFS1 vs OMF, KLAR, CACC: EBIT Comparison

For the Credit Services subindustry, FirstCash Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FirstCash Holdings EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, FirstCash Holdings's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where FirstCash Holdings's EV-to-EBIT falls into.


MEX:FCFS1
85GF Score
FirstCash Holdings Inc MEX:FCFS1
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FirstCash Holdings EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN11,939 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of MXN11,939 Mil mean?
FirstCash Holdings (MEX:FCFS1) has a EBIT of MXN11,939 Mil as of Jun. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on FirstCash Holdings.
Is FirstCash Holdings' EBIT too high?
FirstCash Holdings' current EBIT is MXN11,939 Mil. Overall, FirstCash Holdings has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does FirstCash Holdings' EBIT compare to OMF and KLAR?
FirstCash Holdings' EBIT of MXN11,939 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on FirstCash Holdings. FirstCash Holdings's current EBIT is MXN11,939 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FirstCash Holdings stock overvalued right now?
FirstCash Holdings (MEX:FCFS1) has a current EBIT of MXN11,939 Mil. The stock's GF Value™ is MXN3,149.41, compared to a current price of MXN4,013.00 — trading 27.4% above its estimated fair value. The current EBIT is MXN11,939 Mil. FirstCash Holdings' overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For FirstCash Holdings (MEX:FCFS1), the current EBIT is MXN11,939 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FirstCash Holdings (MEX:FCFS1) Overvalued in 2026?

Based on GuruFocus' analysis, FirstCash Holdings stock appears to be overvalued. The current stock price of MXN4,013.00 is trading 27.4% above its estimated GF Value™ of MXN3,149.41.

Key valuation signals for MEX:FCFS1:

  • EBIT: MXN11,939 Mil
  • GF Value™: MXN3,149.41 vs. price of MXN4,013.00 (27.4% above fair value)
  • GF Score™: 85/100 with 3 warning signs

No single metric tells the full story. See the MEX:FCFS1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FirstCash Holdings Business Description

Other Exchanges FCFS:USAFF60:Germany
Address 1600 West 7th Street, Fort Worth, TX, USA, 76102
FirstCash Holdings Inc is an operator of pawn stores in the U.S., Latin America and the U.K. The company's primary line of business is the operation of retail pawn stores, also known as pawnshops. It also operates a retail POS payment solutions business. Its two business lines are organized into four reportable segments: The U.S. pawn segment consists of pawn operations in some of U.S. states and the District of Columbia; The Latin America pawn segment consists of pawn operations in Mexico, Guatemala, El Salvador and Colombia; The U.K. pawn segment consists of pawn operations in England, Scotland and Wales; and The retail POS payment solutions segment consists of the operations of American First Finance, LLC, which offers products in the U.S.
85GF Score

Get the complete analysis for MEX:FCFS1

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN4,013.00
Price
MXN3,149.41
GF Value