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FirstCash HoldingsMEX:FCFS1 85 Equity-to-Asset is 0.42 as of Jun. 2026, which is 19% below its 10-year median of 0.52. GuruFocus rates MEX:FCFS1 with a GF Score™ of 85/100 and a GF Value™ of MXN3,149.41. The stock has 3 warning signs investors should review. Among 548 Credit Services companies, FirstCash Holdings ranks better than 52.19% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. FirstCash Holdings's Total Stockholders Equity for the quarter that ended in Jun. 2026 was MXN40,513 Mil. FirstCash Holdings's Total Assets for the quarter that ended in Jun. 2026 was MXN95,718 Mil.
Therefore, FirstCash Holdings's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.42.
The historical rank and industry rank for FirstCash Holdings's Equity-to-Asset or its related term are showing as below:
MEX:FCFS1'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.42 Med: 0.52 Max: 0.73
Current: 0.42
During the past 13 years, the highest Equity to Asset Ratio of FirstCash Holdings was 0.73. The lowest was 0.42. And the median was 0.52.
MEX:FCFS1's Equity-to-Asset is ranked better than 52.19% of 548
companies
in the Credit Services industry
Industry Median: 0.4
vs MEX:FCFS1: 0.42
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
FirstCash Holdings Equity-to-Asset Related Terms
FirstCash Holdings Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for FirstCash Holdings's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:FCFS1 vs OMF, KLAR, CACC: Equity-to-Asset Comparison
For the Credit Services subindustry, FirstCash Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FirstCash Holdings Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, FirstCash Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where FirstCash Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
FirstCash Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FirstCash Holdings (MEX:FCFS1) has a Equity-to-Asset of 0.42 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on FirstCash Holdings and its competitors. This is 19% below median its historical median of 0.52. Over the past decade, FirstCash Holdings' Equity-to-Asset has ranged from 0.42 to 0.73. According to the industry distribution chart, FirstCash Holdings ranks #262 out of 548 companies in the Credit Services industry, placing it in the top 47.8%.
Is FirstCash Holdings' Equity-to-Asset too high?
FirstCash Holdings' current Equity-to-Asset of 0.42 is 19% below median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 0.73. The Credit Services industry median Equity-to-Asset is 0.40. FirstCash Holdings' value of 0.42 is 5% above this industry median. Based on the distribution chart, FirstCash Holdings ranks #262 out of 548 companies in the Credit Services industry, which is above the industry midpoint. Overall, FirstCash Holdings has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does FirstCash Holdings' Equity-to-Asset compare to OMF and KLAR?
According to the Credit Services industry distribution chart, FirstCash Holdings ranks #262 out of 548 companies for Equity-to-Asset. This puts FirstCash Holdings in the upper half of its industry. The industry median Equity-to-Asset is 0.40. FirstCash Holdings' value of 0.42 is 5% above this benchmark. Historically, FirstCash Holdings' own Equity-to-Asset has ranged from 0.42 to 0.73 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 0.40, FirstCash Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FirstCash Holdings's current Equity-to-Asset of 0.42 is 5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on FirstCash Holdings and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FirstCash Holdings's current Equity-to-Asset is 0.42, which is 19% below median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FirstCash Holdings stock overvalued right now?
FirstCash Holdings (MEX:FCFS1) has a current Equity-to-Asset of 0.42. The stock's GF Value™ is MXN3,149.41, compared to a current price of MXN4,013.00 — trading 27.4% above its estimated fair value. The current Equity-to-Asset is 0.42, which is 19% below median its 10-year median of 0.52 and 5% above the Credit Services industry median of 0.40. FirstCash Holdings' overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For FirstCash Holdings (MEX:FCFS1), the current Equity-to-Asset is 0.42 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FirstCash Holdings (MEX:FCFS1) Overvalued in 2026?
Based on GuruFocus' analysis, FirstCash Holdings stock appears to be overvalued.
The current stock price of MXN4,013.00 is trading 27.4% above its estimated GF Value™ of MXN3,149.41.
Key valuation signals for MEX:FCFS1:
Equity-to-Asset: 0.42 (19% below median its 10-year median of 0.52)
GF Value™: MXN3,149.41 vs. price of MXN4,013.00 (27.4% above fair value)
Industry Position: 5% above the Credit Services median (#262 of 548)
No single metric tells the full story. See the MEX:FCFS1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FirstCash Holdings Inc is an operator of pawn stores in the U.S., Latin America and the U.K. The company's primary line of business is the operation of retail pawn stores, also known as pawnshops. It also operates a retail POS payment solutions business. Its two business lines are organized into four reportable segments: The U.S. pawn segment consists of pawn operations in some of U.S. states and the District of Columbia; The Latin America pawn segment consists of pawn operations in Mexico, Guatemala, El Salvador and Colombia; The U.K. pawn segment consists of pawn operations in England, Scotland and Wales; and The retail POS payment solutions segment consists of the operations of American First Finance, LLC, which offers products in the U.S.
85GF Score
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