CSU Digital (BSP:CSUD3) Cyclically Adjusted PS Ratio: 0.92 (As of Jul. 05, 2026) — 12% Below Median


BSP:CSUD3 CSU Digital SA BSP:CSUD3
72 GF Score
Price R$14.50
GF Value R$19.75
Valuation Modestly Undervalued
! 4 Warning Signs
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What is CSU Digital Cyclically Adjusted PS Ratio?

CSU Digital BSP:CSUD3 -0.89% 72 Cyclically Adjusted PS Ratio is 0.92 as of Jul. 05, 2026, which is 12% below its 10-year median of 1.05. GuruFocus rates BSP:CSUD3 with a GF Score™ of 72/100 and a GF Value™ of R$19.75 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,583 Software companies, CSU Digital ranks better than 66.14% on this metric.

As of today (2026-07-05), CSU Digital's current share price is R$14.50. CSU Digital's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was R$15.79. CSU Digital's Cyclically Adjusted PS Ratio for today is 0.92.

The historical rank and industry rank for CSU Digital's Cyclically Adjusted PS Ratio or its related term are showing as below:

BSP:CSUD3' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.49   Med: 1.05   Max: 2.02
Current: 0.92

During the past years, CSU Digital's highest Cyclically Adjusted PS Ratio was 2.02. The lowest was 0.49. And the median was 1.05.

BSP:CSUD3's Cyclically Adjusted PS Ratio is ranked better than
66.14% of 1583 companies
in the Software industry
Industry Median: 1.64 vs BSP:CSUD3: 0.92

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

CSU Digital's adjusted revenue per share data for the three months ended in Mar. 2026 was R$4.055. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is R$15.79 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


CSU Digital  (BSP:CSUD3) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


CSU Digital Cyclically Adjusted PS Ratio Related Terms


CSU Digital Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for CSU Digital's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSU Digital Cyclically Adjusted PS Ratio Chart

CSU Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.93 0.85 1.31 1.01 1.09

CSU Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.08 1.22 1.20 1.09 1.13

BSP:CSUD3 vs MSFT, ORCL, PLTR: Cyclically Adjusted PS Ratio Comparison

For the Software - Infrastructure subindustry, CSU Digital's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CSU Digital Cyclically Adjusted PS Ratio vs Software Industry

For the Software industry and Technology sector, CSU Digital's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where CSU Digital's Cyclically Adjusted PS Ratio falls into.


BSP:CSUD3
72GF Score
CSU Digital SA BSP:CSUD3
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CSU Digital Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

CSU Digital's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=14.50/15.79
=0.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSU Digital's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, CSU Digital's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.055/175.0655*175.0655
=4.055

Current CPI (Mar. 2026) = 175.0655.

CSU Digital Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.904 108.851 4.671
201609 2.721 109.986 4.331
201612 2.710 110.802 4.282
201703 2.870 111.869 4.491
201706 2.931 112.115 4.577
201709 2.972 112.777 4.613
201712 3.025 114.068 4.643
201803 2.630 114.868 4.008
201806 2.550 117.038 3.814
201809 2.501 117.881 3.714
201812 2.530 118.340 3.743
201903 2.492 120.124 3.632
201906 2.540 120.977 3.676
201909 2.577 121.292 3.719
201912 2.713 123.436 3.848
202003 2.781 124.092 3.923
202006 2.715 123.557 3.847
202009 2.765 125.095 3.870
202012 2.864 129.012 3.886
202103 3.014 131.660 4.008
202106 3.174 133.871 4.151
202109 3.193 137.913 4.053
202112 3.136 141.992 3.866
202203 3.217 146.537 3.843
202206 3.178 149.784 3.714
202209 3.334 147.800 3.949
202212 3.386 150.207 3.946
202303 3.248 153.352 3.708
202306 3.163 154.519 3.584
202309 3.236 155.464 3.644
202312 3.236 157.148 3.605
202403 3.383 159.372 3.716
202406 3.444 161.052 3.744
202409 3.421 162.342 3.689
202412 3.546 164.740 3.768
202503 3.661 168.102 3.813
202506 3.754 169.670 3.873
202509 3.733 170.739 3.828
202512 3.994 171.765 4.071
202603 4.055 175.066 4.055

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.92 mean?
CSU Digital (BSP:CSUD3) has a Cyclically Adjusted PS Ratio of 0.92 as of Jul. 05, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on CSU Digital and its competitors. This is 12% below median its historical median of 1.05. Over the past decade, CSU Digital's Cyclically Adjusted PS Ratio has ranged from 0.49 to 2.02. According to the industry distribution chart, CSU Digital ranks #536 out of 1583 companies in the Software industry, placing it in the top 33.9%.
Is CSU Digital's Cyclically Adjusted PS Ratio too high?
CSU Digital's current Cyclically Adjusted PS Ratio of 0.92 is 12% below median its 10-year median of 1.05. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 2.02. The Software industry median Cyclically Adjusted PS Ratio is 1.64. CSU Digital's value of 0.92 is 43.9% below this industry median. Based on the distribution chart, CSU Digital ranks #536 out of 1583 companies in the Software industry, which is above the industry midpoint. Overall, CSU Digital has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CSU Digital's Cyclically Adjusted PS Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, CSU Digital ranks #536 out of 1583 companies for Cyclically Adjusted PS Ratio. This puts CSU Digital in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.64. CSU Digital's value of 0.92 is 43.9% below this benchmark. Historically, CSU Digital's own Cyclically Adjusted PS Ratio has ranged from 0.49 to 2.02 over the past decade. While the company's 10-year median is 1.05 vs. the industry median of 1.64, CSU Digital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Software company?
The median Cyclically Adjusted PS Ratio among Software companies is 1.64, based on 1,583 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSU Digital's current Cyclically Adjusted PS Ratio of 0.92 is 43.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on CSU Digital and its competitors. For the Software industry, the median Cyclically Adjusted PS Ratio is 1.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSU Digital's current Cyclically Adjusted PS Ratio is 0.92, which is 12% below median its own 10-year median of 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSU Digital stock overvalued right now?
Based on GuruFocus' analysis, CSU Digital (BSP:CSUD3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$19.75, compared to a current price of R$14.50 — trading 26.6% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.92, which is 12% below median its 10-year median of 1.05 and 43.9% below the Software industry median of 1.64. CSU Digital's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For CSU Digital (BSP:CSUD3), the current Cyclically Adjusted PS Ratio is 0.92 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CSU Digital (BSP:CSUD3) Overvalued in 2026?

Based on GuruFocus' analysis, CSU Digital stock appears to be undervalued. The current stock price of R$14.50 is trading 26.6% below its estimated GF Value™ of R$19.75. GuruFocus considers CSU Digital to be Modestly Undervalued.

Key valuation signals for BSP:CSUD3:

  • Cyclically Adjusted PS Ratio: 0.92 (12% below median its 10-year median of 1.05)
  • GF Value™: R$19.75 vs. price of R$14.50 (26.6% below fair value)
  • GF Score™: 72/100 with 4 warning signs
  • Industry Position: 43.9% below the Software median (#536 of 1583)

No single metric tells the full story. See the BSP:CSUD3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CSU Digital Business Description

Address Rua Piaui, 136, Bairro Nova Aldeinha, Barueri, SP, BRA, 06440-182
CSU Digital SA operations comprise the provision of credit card processing and multiple-use services, management and operationalization of telemarketing and telesales (contact centers), telebilling, credit analysis, development and operational management relationships, loyalty, and customer acquisition programs. It has two operating segments: CSU Pays and CSU DX, and the majority of the revenue comes from CSU Pays.
72GF Score

Get the complete analysis for BSP:CSUD3

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$14.50
Price
R$19.75
GF Value