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CSU DigitalBSP:CSUD3 +1.06%71 EV-to-OCF is 4.03 as of Jul. 23, 2026, which is 18% below its 10-year median of 4.93. GuruFocus rates BSP:CSUD3 with a GF Score™ of 71/100 and a GF Value™ of R$19.79 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,877 Software companies, CSU Digital ranks better than 57.87% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, CSU Digital's Enterprise Value is R$647.2 Mil.
CSU Digital's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was R$160.5 Mil. Therefore, CSU Digital's EV-to-OCF for today is 4.03.
The historical rank and industry rank for CSU Digital's EV-to-OCF or its related term are showing as below:
BSP:CSUD3'
s EV-to-OCF Range Over the Past 10 Years
Min: 2.28 Med: 4.93 Max: 9.24
Current: 4.14
During the past 13 years, the highest EV-to-OCF of CSU Digital was 9.24. The lowest was 2.28. And the median was 4.93.
BSP:CSUD3's EV-to-OCF is ranked better than 57.87% of 2877
companies
in the Software industry
Industry Median: 6.68
vs BSP:CSUD3: 4.14
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CSU Digital's PE Ratio (TTM) for today is calculated as:
CSU Digital's share price for today is R$14.36.
CSU Digital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$2.466.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
CSU Digital EV-to-OCF Related Terms
CSU Digital EV-to-OCF Historical Data
* Premium members only.
The historical data trend for CSU Digital's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:CSUD3 vs MSFT, ORCL, PLTR: EV-to-OCF Comparison
For the Software - Infrastructure subindustry, CSU Digital's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSU Digital EV-to-OCF vs Software Industry
For the Software industry and Technology sector, CSU Digital's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where CSU Digital's EV-to-OCF falls into.
CSU Digital's current Enterprise Value is R$647.2 Mil.
CSU Digital's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$160.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CSU Digital (BSP:CSUD3) has a EV-to-OCF of 4.03 as of Jul. 23, 2026. This is 18% below median its historical median of 4.93. Over the past decade, CSU Digital's EV-to-OCF has ranged from 2.28 to 9.24. According to the industry distribution chart, CSU Digital ranks #1212 out of 2877 companies in the Software industry, placing it in the top 42.1%.
Is CSU Digital's EV-to-OCF too high?
CSU Digital's current EV-to-OCF of 4.03 is 18% below median its 10-year median of 4.93. Over the past 10 years, this metric has ranged from a low of 2.28 to a high of 9.24. The Software industry median EV-to-OCF is 6.68. CSU Digital's value of 4.03 is 39.7% below this industry median. Based on the distribution chart, CSU Digital ranks #1212 out of 2877 companies in the Software industry, which is above the industry midpoint. Overall, CSU Digital has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CSU Digital's EV-to-OCF compare to MSFT and ORCL?
According to the Software industry distribution chart, CSU Digital ranks #1212 out of 2877 companies for EV-to-OCF. This puts CSU Digital in the upper half of its industry. The industry median EV-to-OCF is 6.68. CSU Digital's value of 4.03 is 39.7% below this benchmark. Historically, CSU Digital's own EV-to-OCF has ranged from 2.28 to 9.24 over the past decade. While the company's 10-year median is 4.93 vs. the industry median of 6.68, CSU Digital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Software company?
The median EV-to-OCF among Software companies is 6.68, based on 2,877 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSU Digital's current EV-to-OCF of 4.03 is 39.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median EV-to-OCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSU Digital's current EV-to-OCF is 4.03, which is 18% below median its own 10-year median of 4.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSU Digital stock overvalued right now?
Based on GuruFocus' analysis, CSU Digital (BSP:CSUD3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$19.79, compared to a current price of R$14.36 — trading 27.4% below its estimated fair value. The current EV-to-OCF is 4.03, which is 18% below median its 10-year median of 4.93 and 39.7% below the Software industry median of 6.68. CSU Digital's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For CSU Digital (BSP:CSUD3), the current EV-to-OCF is 4.03 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CSU Digital (BSP:CSUD3) Overvalued in 2026?
Based on GuruFocus' analysis, CSU Digital stock appears to be undervalued.
The current stock price of R$14.36 is trading 27.4% below its estimated GF Value™ of R$19.79.
GuruFocus considers CSU Digital to be Modestly Undervalued.
Key valuation signals for BSP:CSUD3:
EV-to-OCF: 4.03 (18% below median its 10-year median of 4.93)
GF Value™: R$19.79 vs. price of R$14.36 (27.4% below fair value)
Industry Position: 39.7% below the Software median (#1212 of 2877)
No single metric tells the full story. See the BSP:CSUD3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CSU Digital SA operations comprise the provision of credit card processing and multiple-use services, management and operationalization of telemarketing and telesales (contact centers), telebilling, credit analysis, development and operational management relationships, loyalty, and customer acquisition programs. It has two operating segments: CSU Pays and CSU DX, and the majority of the revenue comes from CSU Pays.
71GF Score
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