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CSU Digital (BSP:CSUD3) Cyclically Adjusted PB Ratio : 2.02 (As of Jun. 21, 2025)


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What is CSU Digital Cyclically Adjusted PB Ratio?

As of today (2025-06-21), CSU Digital's current share price is R$18.24. CSU Digital's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was R$9.04. CSU Digital's Cyclically Adjusted PB Ratio for today is 2.02.

The historical rank and industry rank for CSU Digital's Cyclically Adjusted PB Ratio or its related term are showing as below:

BSP:CSUD3' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.17   Med: 2.01   Max: 4.41
Current: 1.97

During the past years, CSU Digital's highest Cyclically Adjusted PB Ratio was 4.41. The lowest was 1.17. And the median was 2.01.

BSP:CSUD3's Cyclically Adjusted PB Ratio is ranked better than
60.27% of 1495 companies
in the Software industry
Industry Median: 2.7 vs BSP:CSUD3: 1.97

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

CSU Digital's adjusted book value per share data for the three months ended in Mar. 2025 was R$11.982. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is R$9.04 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


CSU Digital Cyclically Adjusted PB Ratio Historical Data

The historical data trend for CSU Digital's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CSU Digital Cyclically Adjusted PB Ratio Chart

CSU Digital Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.60 1.95 1.69 2.48 1.76

CSU Digital Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.53 2.24 2.07 1.76 1.86

Competitive Comparison of CSU Digital's Cyclically Adjusted PB Ratio

For the Software - Infrastructure subindustry, CSU Digital's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CSU Digital's Cyclically Adjusted PB Ratio Distribution in the Software Industry

For the Software industry and Technology sector, CSU Digital's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where CSU Digital's Cyclically Adjusted PB Ratio falls into.


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CSU Digital Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

CSU Digital's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=18.24/9.04
=2.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSU Digital's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, CSU Digital's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=11.982/168.1016*168.1016
=11.982

Current CPI (Mar. 2025) = 168.1016.

CSU Digital Quarterly Data

Book Value per Share CPI Adj_Book
201506 4.041 100.006 6.793
201509 4.140 101.392 6.864
201512 4.150 104.247 6.692
201603 4.348 106.979 6.832
201606 4.551 108.851 7.028
201609 4.730 109.986 7.229
201612 4.687 110.802 7.111
201703 4.889 111.869 7.347
201706 5.082 112.115 7.620
201709 5.344 112.777 7.966
201712 5.425 114.068 7.995
201803 5.620 114.868 8.224
201806 5.713 117.038 8.206
201809 5.887 117.881 8.395
201812 5.861 118.340 8.326
201903 5.975 120.124 8.361
201906 5.985 120.977 8.316
201909 6.119 121.292 8.480
201912 6.259 123.436 8.524
202003 6.433 124.092 8.715
202006 6.645 123.557 9.041
202009 6.873 125.095 9.236
202012 7.110 129.012 9.264
202103 7.353 131.660 9.388
202106 7.508 133.871 9.428
202109 7.779 137.913 9.482
202112 8.333 141.992 9.865
202203 8.608 146.537 9.875
202206 8.523 149.784 9.565
202209 8.800 147.800 10.009
202212 9.262 150.207 10.365
202303 9.610 153.352 10.534
202306 9.599 154.519 10.443
202309 10.004 155.464 10.817
202312 10.407 157.148 11.132
202403 10.842 159.372 11.436
202406 10.811 161.052 11.284
202409 11.177 162.342 11.574
202412 11.558 164.740 11.794
202503 11.982 168.102 11.982

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


CSU Digital  (BSP:CSUD3) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


CSU Digital Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of CSU Digital's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


CSU Digital Business Description

Industry
Traded in Other Exchanges
N/A
Address
Rua Piaui, 136, Bairro Nova Aldeinha, Barueri, SP, BRA, SP 06440-182
CSU Digital SA operations comprise the provision of credit card processing and multiple-use services, management and operationalization of telemarketing and telesales (contact centers), telebilling, credit analysis, development and operational management relationship, loyalty, and customer acquisition programs. It has two operating segments: CSU Pays and CSU DX and the majority of the revenue comes from CSU Pays.

CSU Digital Headlines

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