CSU Digital (BSP:CSUD3) FCF Yield %: 13.24 (As of Jul. 13, 2026) — 15% Above Median

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BSP:CSUD3 CSU Digital SA BSP:CSUD3
68 GF Score
Price R$14.14
GF Value R$19.77
Valuation Modestly Undervalued
! 4 Warning Signs
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What is CSU Digital FCF Yield %?

CSU Digital BSP:CSUD3 +0.28% 68 FCF Yield % is 13.24 as of Jul. 13, 2026, which is 15% above its 10-year median of 11.55. GuruFocus rates BSP:CSUD3 with a GF Score™ of 68/100 and a GF Value™ of R$19.77 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,869 Software companies, CSU Digital ranks better than 90.28% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, CSU Digital's Trailing 12-Month Free Cash Flow is R$77.4 Mil, and Market Cap is R$584.7 Mil. Therefore, CSU Digital's FCF Yield % for today is 13.24%.

The historical rank and industry rank for CSU Digital's FCF Yield % or its related term are showing as below:

BSP:CSUD3' s FCF Yield % Range Over the Past 10 Years
Min: -0.48   Med: 11.55   Max: 25.97
Current: 13.24


During the past 13 years, the highest FCF Yield % of CSU Digital was 25.97%. The lowest was -0.48%. And the median was 11.55%.

BSP:CSUD3's FCF Yield % is ranked better than
90.28% of 2869 companies
in the Software industry
Industry Median: 0.89 vs BSP:CSUD3: 13.24

CSU Digital's FCF Margin % for the quarter that ended in Mar. 2026 was 17.25%.


CSU Digital FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


CSU Digital FCF Yield % Related Terms


CSU Digital FCF Yield % Historical Data

* Premium members only.

The historical data trend for CSU Digital's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSU Digital FCF Yield % Chart

CSU Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.60 15.10 11.17 16.00 7.28

CSU Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.41 14.72 21.38 -12.24 15.66

BSP:CSUD3 vs MSFT, ORCL, PLTR: FCF Yield % Comparison

For the Software - Infrastructure subindustry, CSU Digital's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CSU Digital FCF Yield % vs Software Industry

For the Software industry and Technology sector, CSU Digital's FCF Yield % distribution charts can be found below:

* The bar in red indicates where CSU Digital's FCF Yield % falls into.


BSP:CSUD3
68GF Score
CSU Digital SA BSP:CSUD3
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CSU Digital FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

CSU Digital's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=50.996 / 700.86555
=7.28%

CSU Digital's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=28.855 * 4 / 736.857
=15.66%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 13.24 mean?
CSU Digital (BSP:CSUD3) has a FCF Yield % of 13.24 as of Jul. 13, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CSU Digital and its competitors. This is 15% above median its historical median of 11.55. According to the industry distribution chart, CSU Digital ranks #279 out of 2869 companies in the Software industry, placing it in the top 9.7%.
Is CSU Digital's FCF Yield % too high?
CSU Digital's current FCF Yield % of 13.24 is 15% above median its 10-year median of 11.55. The Software industry median FCF Yield % is 0.89. CSU Digital's value of 13.24 is 1387.6% above this industry median. Based on the distribution chart, CSU Digital ranks #279 out of 2869 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, CSU Digital has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CSU Digital's FCF Yield % compare to MSFT and ORCL?
According to the Software industry distribution chart, CSU Digital ranks #279 out of 2869 companies for FCF Yield %. This places CSU Digital in the top 10% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 0.89. CSU Digital's value of 13.24 is 1387.6% above this benchmark. While the company's 10-year median is 11.55 vs. the industry median of 0.89, CSU Digital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Software company?
The median FCF Yield % among Software companies is 0.89, based on 2,869 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSU Digital's current FCF Yield % of 13.24 is 1387.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CSU Digital and its competitors. For the Software industry, the median FCF Yield % is 0.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSU Digital's current FCF Yield % is 13.24, which is 15% above median its own 10-year median of 11.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSU Digital stock overvalued right now?
Based on GuruFocus' analysis, CSU Digital (BSP:CSUD3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$19.77, compared to a current price of R$14.14 — trading 28.5% below its estimated fair value. The current FCF Yield % is 13.24, which is 15% above median its 10-year median of 11.55 and 1387.6% above the Software industry median of 0.89. CSU Digital's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For CSU Digital (BSP:CSUD3), the current FCF Yield % is 13.24 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CSU Digital (BSP:CSUD3) Overvalued in 2026?

Based on GuruFocus' analysis, CSU Digital stock appears to be undervalued. The current stock price of R$14.14 is trading 28.5% below its estimated GF Value™ of R$19.77. GuruFocus considers CSU Digital to be Modestly Undervalued.

Key valuation signals for BSP:CSUD3:

  • FCF Yield %: 13.24 (15% above median its 10-year median of 11.55)
  • GF Value™: R$19.77 vs. price of R$14.14 (28.5% below fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 1387.6% above the Software median (#279 of 2869)

No single metric tells the full story. See the BSP:CSUD3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CSU Digital Business Description

Address Rua Piaui, 136, Bairro Nova Aldeinha, Barueri, SP, BRA, 06440-182
CSU Digital SA operations comprise the provision of credit card processing and multiple-use services, management and operationalization of telemarketing and telesales (contact centers), telebilling, credit analysis, development and operational management relationships, loyalty, and customer acquisition programs. It has two operating segments: CSU Pays and CSU DX, and the majority of the revenue comes from CSU Pays.
68GF Score

Get the complete analysis for BSP:CSUD3

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$14.14
Price
R$19.77
GF Value