CSU Digital (BSP:CSUD3) Asset Turnover: 0.21 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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BSP:CSUD3 CSU Digital SA BSP:CSUD3
70 GF Score
Price R$14.04
GF Value R$19.77
Valuation Modestly Undervalued
! 4 Warning Signs
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What is CSU Digital Asset Turnover?

CSU Digital BSP:CSUD3 -0.71% 70 Asset Turnover is 0.21 as of Mar. 2026. GuruFocus rates BSP:CSUD3 with a GF Score™ of 70/100 and a GF Value™ of R$19.77 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. CSU Digital's Revenue for the three months ended in Mar. 2026 was R$167.3 Mil. CSU Digital's Total Assets for the quarter that ended in Mar. 2026 was R$789.9 Mil. Therefore, CSU Digital's Asset Turnover for the quarter that ended in Mar. 2026 was 0.21.

Asset Turnover is linked to ROE % through Du Pont Formula. CSU Digital's annualized ROE % for the quarter that ended in Mar. 2026 was 17.08%. It is also linked to ROA % through Du Pont Formula. CSU Digital's annualized ROA % for the quarter that ended in Mar. 2026 was 10.20%.


CSU Digital  (BSP:CSUD3) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

CSU Digital's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=80.536/471.6235
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(80.536 / 669.148)*(669.148 / 789.9435)*(789.9435/ 471.6235)
=Net Margin %*Asset Turnover*Equity Multiplier
=12.04 %*0.8471*1.6749
=ROA %*Equity Multiplier
=10.20 %*1.6749
=17.08 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

CSU Digital's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=80.536/789.9435
=(Net Income / Revenue)*(Revenue / Total Assets)
=(80.536 / 669.148)*(669.148 / 789.9435)
=Net Margin %*Asset Turnover
=12.04 %*0.8471
=10.20 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


CSU Digital Asset Turnover Related Terms


CSU Digital Asset Turnover Historical Data

* Premium members only.

The historical data trend for CSU Digital's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSU Digital Asset Turnover Chart

CSU Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.93 0.91 0.87 0.87 0.86

CSU Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.22 0.22 0.21 0.22 0.21

BSP:CSUD3 vs MSFT, ORCL, PLTR: Asset Turnover Comparison

For the Software - Infrastructure subindustry, CSU Digital's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CSU Digital Asset Turnover vs Software Industry

For the Software industry and Technology sector, CSU Digital's Asset Turnover distribution charts can be found below:

* The bar in red indicates where CSU Digital's Asset Turnover falls into.


BSP:CSUD3
70GF Score
CSU Digital SA BSP:CSUD3
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CSU Digital Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

CSU Digital's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=623.529/( (696.188+750.929)/ 2 )
=623.529/723.5585
=0.86

CSU Digital's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=167.287/( (750.929+828.958)/ 2 )
=167.287/789.9435
=0.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.21 mean?
CSU Digital (BSP:CSUD3) has a Asset Turnover of 0.21 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on CSU Digital and its competitors.
Is CSU Digital's Asset Turnover too high?
CSU Digital's current Asset Turnover is 0.21. Overall, CSU Digital has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CSU Digital's Asset Turnover compare to MSFT and ORCL?
CSU Digital's Asset Turnover of 0.21 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Software company?
A good Asset Turnover depends on the Software industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on CSU Digital and its competitors. CSU Digital's current Asset Turnover is 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSU Digital stock overvalued right now?
Based on GuruFocus' analysis, CSU Digital (BSP:CSUD3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$19.77, compared to a current price of R$14.04 — trading 29% below its estimated fair value. The current Asset Turnover is 0.21. CSU Digital's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For CSU Digital (BSP:CSUD3), the current Asset Turnover is 0.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CSU Digital (BSP:CSUD3) Overvalued in 2026?

Based on GuruFocus' analysis, CSU Digital stock appears to be undervalued. The current stock price of R$14.04 is trading 29% below its estimated GF Value™ of R$19.77. GuruFocus considers CSU Digital to be Modestly Undervalued.

Key valuation signals for BSP:CSUD3:

  • Asset Turnover: 0.21
  • GF Value™: R$19.77 vs. price of R$14.04 (29% below fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the BSP:CSUD3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CSU Digital Business Description

Address Rua Piaui, 136, Bairro Nova Aldeinha, Barueri, SP, BRA, 06440-182
CSU Digital SA operations comprise the provision of credit card processing and multiple-use services, management and operationalization of telemarketing and telesales (contact centers), telebilling, credit analysis, development and operational management relationships, loyalty, and customer acquisition programs. It has two operating segments: CSU Pays and CSU DX, and the majority of the revenue comes from CSU Pays.
70GF Score

Get the complete analysis for BSP:CSUD3

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$14.04
Price
R$19.77
GF Value