CSU Digital (BSP:CSUD3) Receivables Turnover: 4.81 (As of Mar. 2026)


BSP:CSUD3 CSU Digital SA BSP:CSUD3
70 GF Score
Price R$14.50
GF Value R$19.75
Valuation Modestly Undervalued
! 4 Warning Signs
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What is CSU Digital Receivables Turnover?

CSU Digital BSP:CSUD3 -0.89% 70 Receivables Turnover is 4.81 as of Mar. 2026. GuruFocus rates BSP:CSUD3 with a GF Score™ of 70/100 and a GF Value™ of R$19.75 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,771 Software companies, CSU Digital ranks better than 90.69% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. CSU Digital's Revenue for the three months ended in Mar. 2026 was R$167.3 Mil. CSU Digital's average Accounts Receivable for the three months ended in Mar. 2026 was R$34.8 Mil. Hence, CSU Digital's Receivables Turnover for the three months ended in Mar. 2026 was 4.81.


CSU Digital  (BSP:CSUD3) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


CSU Digital Receivables Turnover Related Terms


CSU Digital Receivables Turnover Historical Data

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The historical data trend for CSU Digital's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSU Digital Receivables Turnover Chart

CSU Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Receivables Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.57 21.89 18.99 21.81 20.46

CSU Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.91 4.52 4.13 4.16 4.81

BSP:CSUD3 vs MSFT, ORCL, PLTR: Receivables Turnover Comparison

For the Software - Infrastructure subindustry, CSU Digital's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CSU Digital Receivables Turnover vs Software Industry

For the Software industry and Technology sector, CSU Digital's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where CSU Digital's Receivables Turnover falls into.


BSP:CSUD3
70GF Score
CSU Digital SA BSP:CSUD3
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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CSU Digital Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

CSU Digital's Receivables Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Receivables Turnover (A: Dec. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Dec. 2025 ) / ((Accounts Receivable (A: Dec. 2024 ) + Accounts Receivable (A: Dec. 2025 )) / count )
=623.529 / ((24.615 + 36.329) / 2 )
=623.529 / 30.472
=20.46

CSU Digital's Receivables Turnover for the quarter that ended in Mar. 2026 is calculated as

Receivables Turnover (Q: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Mar. 2026 ) / ((Accounts Receivable (Q: Dec. 2025 ) + Accounts Receivable (Q: Mar. 2026 )) / count )
=167.287 / ((36.329 + 33.216) / 2 )
=167.287 / 34.7725
=4.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 4.81 mean?
CSU Digital (BSP:CSUD3) has a Receivables Turnover of 4.81 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on CSU Digital and its competitors. According to the industry distribution chart, CSU Digital ranks #258 out of 2771 companies in the Software industry, placing it in the top 9.3%.
Is CSU Digital's Receivables Turnover too high?
CSU Digital's current Receivables Turnover is 4.81. The Software industry median Receivables Turnover is 5.67. CSU Digital's value of 4.81 is 15.2% below this industry median. Based on the distribution chart, CSU Digital ranks #258 out of 2771 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, CSU Digital has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CSU Digital's Receivables Turnover compare to MSFT and ORCL?
According to the Software industry distribution chart, CSU Digital ranks #258 out of 2771 companies for Receivables Turnover. This places CSU Digital in the top 9% of its industry — outperforming the majority of peers. The industry median Receivables Turnover is 5.67. CSU Digital's value of 4.81 is 15.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Software company?
The median Receivables Turnover among Software companies is 5.67, based on 2,771 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSU Digital's current Receivables Turnover of 4.81 is 15.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on CSU Digital and its competitors. For the Software industry, the median Receivables Turnover is 5.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSU Digital's current Receivables Turnover is 4.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSU Digital stock overvalued right now?
Based on GuruFocus' analysis, CSU Digital (BSP:CSUD3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$19.75, compared to a current price of R$14.50 — trading 26.6% below its estimated fair value. The current Receivables Turnover is 4.81 and 15.2% below the Software industry median of 5.67. CSU Digital's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For CSU Digital (BSP:CSUD3), the current Receivables Turnover is 4.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CSU Digital (BSP:CSUD3) Overvalued in 2026?

Based on GuruFocus' analysis, CSU Digital stock appears to be undervalued. The current stock price of R$14.50 is trading 26.6% below its estimated GF Value™ of R$19.75. GuruFocus considers CSU Digital to be Modestly Undervalued.

Key valuation signals for BSP:CSUD3:

  • Receivables Turnover: 4.81
  • GF Value™: R$19.75 vs. price of R$14.50 (26.6% below fair value)
  • GF Score™: 70/100 with 4 warning signs
  • Industry Position: 15.2% below the Software median (#258 of 2771)

No single metric tells the full story. See the BSP:CSUD3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CSU Digital Business Description

Address Rua Piaui, 136, Bairro Nova Aldeinha, Barueri, SP, BRA, 06440-182
CSU Digital SA operations comprise the provision of credit card processing and multiple-use services, management and operationalization of telemarketing and telesales (contact centers), telebilling, credit analysis, development and operational management relationships, loyalty, and customer acquisition programs. It has two operating segments: CSU Pays and CSU DX, and the majority of the revenue comes from CSU Pays.
70GF Score

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Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$14.50
Price
R$19.75
GF Value