CSU DigitalBSP:CSUD3 -0.89%72 5-Year Yield-on-Cost % is 112.55 as of Jul. 05, 2026, which is 237% above its 10-year median of 33.35. GuruFocus rates BSP:CSUD3 with a GF Score™ of 72/100 and a GF Value™ of R$19.75 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,033 Software companies, CSU Digital ranks better than 99.61% on this metric.
CSU Digital's yield on cost for the quarter that ended in Mar. 2026 was 112.55.
The historical rank and industry rank for CSU Digital's 5-Year Yield-on-Cost % or its related term are showing as below:
BSP:CSUD3'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 11.51 Med: 33.35 Max: 133.56
Current: 112.55
During the past 13 years, CSU Digital's highest Yield on Cost was 133.56. The lowest was 11.51. And the median was 33.35.
BSP:CSUD3's 5-Year Yield-on-Cost % is ranked better than 99.61% of 1033
companies
in the Software industry
Industry Median: 3.01
vs BSP:CSUD3: 112.55
CSU Digital (BSP:CSUD3) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
CSU Digital 5-Year Yield-on-Cost % Related Terms
BSP:CSUD3 vs MSFT, ORCL, PLTR: 5-Year Yield-on-Cost % Comparison
For the Software - Infrastructure subindustry, CSU Digital's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSU Digital 5-Year Yield-on-Cost % vs Software Industry
For the Software industry and Technology sector, CSU Digital's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where CSU Digital's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of CSU Digital is calculated as
What does a 5-Year Yield-on-Cost % of 112.55 mean?
CSU Digital (BSP:CSUD3) has a 5-Year Yield-on-Cost % of 112.55 as of Jul. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CSU Digital and its competitors. This is 237% above median its historical median of 33.35. Over the past decade, CSU Digital's 5-Year Yield-on-Cost % has ranged from 11.51 to 133.56. According to the industry distribution chart, CSU Digital ranks #4 out of 1033 companies in the Software industry, placing it in the top 0.40000000000001%.
Is CSU Digital's 5-Year Yield-on-Cost % too high?
CSU Digital's current 5-Year Yield-on-Cost % of 112.55 is 237% above median its 10-year median of 33.35. Over the past 10 years, this metric has ranged from a low of 11.51 to a high of 133.56. The Software industry median 5-Year Yield-on-Cost % is 3.01. CSU Digital's value of 112.55 is 3639.2% above this industry median. Based on the distribution chart, CSU Digital ranks #4 out of 1033 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, CSU Digital has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CSU Digital's 5-Year Yield-on-Cost % compare to MSFT and ORCL?
According to the Software industry distribution chart, CSU Digital ranks #4 out of 1033 companies for 5-Year Yield-on-Cost %. This places CSU Digital in the top 0% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.01. CSU Digital's value of 112.55 is 3639.2% above this benchmark. Historically, CSU Digital's own 5-Year Yield-on-Cost % has ranged from 11.51 to 133.56 over the past decade. While the company's 10-year median is 33.35 vs. the industry median of 3.01, CSU Digital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Software company?
The median 5-Year Yield-on-Cost % among Software companies is 3.01, based on 1,033 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSU Digital's current 5-Year Yield-on-Cost % of 112.55 is 3639.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CSU Digital and its competitors. For the Software industry, the median 5-Year Yield-on-Cost % is 3.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSU Digital's current 5-Year Yield-on-Cost % is 112.55, which is 237% above median its own 10-year median of 33.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSU Digital stock overvalued right now?
Based on GuruFocus' analysis, CSU Digital (BSP:CSUD3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$19.75, compared to a current price of R$14.50 — trading 26.6% below its estimated fair value. The current 5-Year Yield-on-Cost % is 112.55, which is 237% above median its 10-year median of 33.35 and 3639.2% above the Software industry median of 3.01. CSU Digital's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For CSU Digital (BSP:CSUD3), the current 5-Year Yield-on-Cost % is 112.55 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CSU Digital (BSP:CSUD3) Overvalued in 2026?
Based on GuruFocus' analysis, CSU Digital stock appears to be undervalued.
The current stock price of R$14.50 is trading 26.6% below its estimated GF Value™ of R$19.75.
GuruFocus considers CSU Digital to be Modestly Undervalued.
Key valuation signals for BSP:CSUD3:
5-Year Yield-on-Cost %: 112.55 (237% above median its 10-year median of 33.35)
GF Value™: R$19.75 vs. price of R$14.50 (26.6% below fair value)
Industry Position: 3639.2% above the Software median (#4 of 1033)
No single metric tells the full story. See the BSP:CSUD3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CSU Digital SA operations comprise the provision of credit card processing and multiple-use services, management and operationalization of telemarketing and telesales (contact centers), telebilling, credit analysis, development and operational management relationships, loyalty, and customer acquisition programs. It has two operating segments: CSU Pays and CSU DX, and the majority of the revenue comes from CSU Pays.
72GF Score
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