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CSU DigitalBSP:CSUD3 +6.77%70 Gross Margin % is 41.92% as of Mar. 2026, which is 35% above its 10-year median of 31.01. GuruFocus rates BSP:CSUD3 with a GF Score™ of 70/100 and a GF Value™ of R$19.77 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,683 Software companies, CSU Digital ranks better than 51.25% on this metric.
Gross Margin % is calculated as gross profit divided by its revenue. CSU Digital's Gross Profit for the
three
months ended in Mar. 2026 was R$70.1 Mil. CSU Digital's Revenue for the
three
months ended in Mar. 2026 was R$167.3 Mil. Therefore, CSU Digital's Gross Margin % for the quarter that ended in Mar. 2026 was 41.92%.
The historical rank and industry rank for CSU Digital's Gross Margin % or its related term are showing as below:
BSP:CSUD3'
s Gross Margin % Range Over the Past 10 Years
Min: 24.11 Med: 31.01 Max: 42.17
Current: 41.38
During the past 13 years, the highestGross Margin % of CSU Digital was 42.17%. The lowest was 24.11%. And the median was 31.01%.
BSP:CSUD3's Gross Margin % is ranked better than 51.25% of 2683
companies
in the Software industry
Industry Median: 40.47
vs BSP:CSUD3: 41.38
CSU Digital had a gross margin of 41.92% for the quarter that ended in Mar. 2026 => Durable competitive advantage
The 5-Year average Growth Rate of Gross Margin for CSU Digital was 7.40% per year.
CSU Digital (BSP:CSUD3) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
CSU Digital had a gross margin of 41.92% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
CSU Digital Gross Margin % Related Terms
CSU Digital Gross Margin % Historical Data
* Premium members only.
The historical data trend for CSU Digital's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:CSUD3 vs MSFT, ORCL, PLTR: Gross Margin % Comparison
For the Software - Infrastructure subindustry, CSU Digital's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSU Digital Gross Margin % vs Software Industry
For the Software industry and Technology sector, CSU Digital's Gross Margin % distribution charts can be found below:
* The bar in red indicates where CSU Digital's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
CSU Digital (BSP:CSUD3) has a Gross Margin % of 41.92% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on CSU Digital and its competitors. This is 35% above median its historical median of 31.01. Over the past decade, CSU Digital's Gross Margin % has ranged from 24.11 to 42.17. According to the industry distribution chart, CSU Digital ranks #1308 out of 2683 companies in the Software industry, placing it in the top 48.8%.
Is CSU Digital's Gross Margin % too high?
CSU Digital's current Gross Margin % of 41.92% is 35% above median its 10-year median of 31.01. Over the past 10 years, this metric has ranged from a low of 24.11 to a high of 42.17. The Software industry median Gross Margin % is 40.47. CSU Digital's value of 41.92% is 3.6% above this industry median. Based on the distribution chart, CSU Digital ranks #1308 out of 2683 companies in the Software industry, which is above the industry midpoint. Overall, CSU Digital has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CSU Digital's Gross Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, CSU Digital ranks #1308 out of 2683 companies for Gross Margin %. This puts CSU Digital in the upper half of its industry. The industry median Gross Margin % is 40.47. CSU Digital's value of 41.92% is 3.6% above this benchmark. Historically, CSU Digital's own Gross Margin % has ranged from 24.11 to 42.17 over the past decade. While the company's 10-year median is 31.01 vs. the industry median of 40.47, CSU Digital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Software company?
The median Gross Margin % among Software companies is 40.47, based on 2,683 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSU Digital's current Gross Margin % of 41.92% is 3.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on CSU Digital and its competitors. For the Software industry, the median Gross Margin % is 40.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSU Digital's current Gross Margin % is 41.92%, which is 35% above median its own 10-year median of 31.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSU Digital stock overvalued right now?
Based on GuruFocus' analysis, CSU Digital (BSP:CSUD3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$19.77, compared to a current price of R$14.99 — trading 24.2% below its estimated fair value. The current Gross Margin % is 41.92%, which is 35% above median its 10-year median of 31.01 and 3.6% above the Software industry median of 40.47. CSU Digital's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For CSU Digital (BSP:CSUD3), the current Gross Margin % is 41.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CSU Digital (BSP:CSUD3) Overvalued in 2026?
Based on GuruFocus' analysis, CSU Digital stock appears to be undervalued.
The current stock price of R$14.99 is trading 24.2% below its estimated GF Value™ of R$19.77.
GuruFocus considers CSU Digital to be Modestly Undervalued.
Key valuation signals for BSP:CSUD3:
Gross Margin %: 41.92% (35% above median its 10-year median of 31.01)
GF Value™: R$19.77 vs. price of R$14.99 (24.2% below fair value)
Industry Position: 3.6% above the Software median (#1308 of 2683)
No single metric tells the full story. See the BSP:CSUD3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CSU Digital SA operations comprise the provision of credit card processing and multiple-use services, management and operationalization of telemarketing and telesales (contact centers), telebilling, credit analysis, development and operational management relationships, loyalty, and customer acquisition programs. It has two operating segments: CSU Pays and CSU DX, and the majority of the revenue comes from CSU Pays.
70GF Score
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