CSU Digital (BSP:CSUD3) Moat Score: 0/10 (As of Jun. 27, 2026)


BSP:CSUD3 CSU Digital SA BSP:CSUD3
73 GF Score
Price R$15.16
GF Value R$19.73
Valuation Modestly Undervalued
! 4 Warning Signs
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What is CSU Digital Moat Score?

CSU Digital has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

CSU Digital has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes CSU Digital might have No Moat - No discernible moat.

CSU Digital  (BSP:CSUD3) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

CSU Digital Moat Score Related Terms

BSP:CSUD3
73GF Score
CSU Digital SA BSP:CSUD3
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is CSU Digital (BSP:CSUD3) Overvalued in 2026?

Based on GuruFocus' analysis, CSU Digital stock appears to be undervalued. The current stock price of R$15.16 is trading 23.2% below its estimated GF Value™ of R$19.73. GuruFocus considers CSU Digital to be Modestly Undervalued.

Key valuation signals for BSP:CSUD3:

  • Moat Score: 0
  • GF Value™: R$19.73 vs. price of R$15.16 (23.2% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the BSP:CSUD3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CSU Digital Business Description

Address Rua Piaui, 136, Bairro Nova Aldeinha, Barueri, SP, BRA, 06440-182
CSU Digital SA operations comprise the provision of credit card processing and multiple-use services, management and operationalization of telemarketing and telesales (contact centers), telebilling, credit analysis, development and operational management relationships, loyalty, and customer acquisition programs. It has two operating segments: CSU Pays and CSU DX, and the majority of the revenue comes from CSU Pays.
73GF Score

Get the complete analysis for BSP:CSUD3

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$15.16
Price
R$19.73
GF Value