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CSU DigitalBSP:CSUD3 +0.14%67 Days Payable is 54.92 as of Jun. 2026, which is 36% above its 10-year median of 40.31. GuruFocus rates BSP:CSUD3 with a GF Score™ of 67/100 and a GF Value™ of R$20.32 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,599 Software companies, CSU Digital ranks better than 50.94% on this metric.
CSU Digital's average Accounts Payable for the
three
months ended in Jun. 2026 was R$59.2 Mil. CSU Digital's Cost of Goods Sold for the
three
months ended in Jun. 2026 was R$98.3 Mil.
Hence, CSU Digital's Days Payable for the
three
months ended in Jun. 2026 was 54.92.
The historical rank and industry rank for CSU Digital's Days Payable or its related term are showing as below:
BSP:CSUD3'
s Days Payable Range Over the Past 10 Years
Min: 27.3 Med: 40.31 Max: 52.47
Current: 52.47
During the past 13 years, CSU Digital's highest Days Payable was 52.47. The lowest was 27.30. And the median was 40.31.
BSP:CSUD3's Days Payable is ranked better than 50.94% of 2599
companies
in the Software industry
Industry Median: 51.46
vs BSP:CSUD3: 52.47
CSU Digital's Days Payable
increased
from Jun. 2025 (42.96) to Jun. 2026 (54.92).
It may suggest that CSU Digitaldelayed paying its suppliers.
The historical data trend for CSU Digital's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:CSUD3 vs MSFT, PLTR, ORCL: Days Payable Comparison
For the Software - Infrastructure subindustry, CSU Digital's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSU Digital Days Payable vs Software Industry
For the Software industry and Technology sector, CSU Digital's Days Payable distribution charts can be found below:
* The bar in red indicates where CSU Digital's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
CSU Digital's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CSU Digital (BSP:CSUD3) has a Days Payable of 54.92 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on CSU Digital and its competitors. This is 36% above median its historical median of 40.31. Over the past decade, CSU Digital's Days Payable has ranged from 27.30 to 52.47. According to the industry distribution chart, CSU Digital ranks #1275 out of 2599 companies in the Software industry, placing it in the top 49.1%.
Is CSU Digital's Days Payable too high?
CSU Digital's current Days Payable of 54.92 is 36% above median its 10-year median of 40.31. Over the past 10 years, this metric has ranged from a low of 27.30 to a high of 52.47. The Software industry median Days Payable is 51.46. CSU Digital's value of 54.92 is 6.7% above this industry median. Based on the distribution chart, CSU Digital ranks #1275 out of 2599 companies in the Software industry, which is above the industry midpoint. Overall, CSU Digital has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CSU Digital's Days Payable compare to MSFT and PLTR?
According to the Software industry distribution chart, CSU Digital ranks #1275 out of 2599 companies for Days Payable. This puts CSU Digital in the upper half of its industry. The industry median Days Payable is 51.46. CSU Digital's value of 54.92 is 6.7% above this benchmark. Historically, CSU Digital's own Days Payable has ranged from 27.30 to 52.47 over the past decade. While the company's 10-year median is 40.31 vs. the industry median of 51.46, CSU Digital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 51.46, based on 2,599 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSU Digital's current Days Payable of 54.92 is 6.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on CSU Digital and its competitors. For the Software industry, the median Days Payable is 51.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSU Digital's current Days Payable is 54.92, which is 36% above median its own 10-year median of 40.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSU Digital stock overvalued right now?
Based on GuruFocus' analysis, CSU Digital (BSP:CSUD3) is currently considered Significantly Undervalued. The stock's GF Value™ is R$20.32, compared to a current price of R$14.17 — trading 30.3% below its estimated fair value. The current Days Payable is 54.92, which is 36% above median its 10-year median of 40.31 and 6.7% above the Software industry median of 51.46. CSU Digital's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For CSU Digital (BSP:CSUD3), the current Days Payable is 54.92 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CSU Digital (BSP:CSUD3) Overvalued in 2026?
Based on GuruFocus' analysis, CSU Digital stock appears to be undervalued.
The current stock price of R$14.17 is trading 30.3% below its estimated GF Value™ of R$20.32.
GuruFocus considers CSU Digital to be Significantly Undervalued.
Key valuation signals for BSP:CSUD3:
Days Payable: 54.92 (36% above median its 10-year median of 40.31)
GF Value™: R$20.32 vs. price of R$14.17 (30.3% below fair value)
Industry Position: 6.7% above the Software median (#1275 of 2599)
No single metric tells the full story. See the BSP:CSUD3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CSU Digital SA operations comprise the provision of credit card processing and multiple-use services, management and operationalization of telemarketing and telesales (contact centers), telebilling, credit analysis, development and operational management relationships, loyalty, and customer acquisition programs. It has two operating segments: CSU Pays and CSU DX, and the majority of the revenue comes from CSU Pays.
67GF Score
Get the complete analysis for BSP:CSUD3
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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