CSU Digital (BSP:CSUD3) Dividend Payout Ratio: 0.35 (As of Mar. 2026) — Near Median


BSP:CSUD3 CSU Digital SA BSP:CSUD3
73 GF Score
Price R$15.05
GF Value R$19.73
Valuation Modestly Undervalued
! 4 Warning Signs
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What is CSU Digital Dividend Payout Ratio?

CSU Digital BSP:CSUD3 -0.86% 73 Dividend Payout Ratio is 0.35 as of Mar. 2026, which is 8% below its 10-year median of 0.38. GuruFocus rates BSP:CSUD3 with a GF Score™ of 73/100 and a GF Value™ of R$19.73 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 864 Software companies, CSU Digital ranks worse than 90.28% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. CSU Digital's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.35.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of CSU Digital SA is 1.13, which seems too high.

The historical rank and industry rank for CSU Digital's Dividend Payout Ratio or its related term are showing as below:

BSP:CSUD3' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.27   Med: 0.38   Max: 1.13
Current: 1.13


During the past 13 years, the highest Dividend Payout Ratio of CSU Digital was 1.13. The lowest was 0.27. And the median was 0.38.

BSP:CSUD3's Dividend Payout Ratio is ranked worse than
90.28% of 864 companies
in the Software industry
Industry Median: 0.41 vs BSP:CSUD3: 1.13

As of today (2026-06-26), the Dividend Yield % of CSU Digital is 15.64%.

During the past 13 years, the highest Trailing Annual Dividend Yield of CSU Digital was 18.15%. The lowest was 1.66%. And the median was 4.77%.

CSU Digital's Dividends per Share for the months ended in Mar. 2026 was R$0.17.

During the past 12 months, CSU Digital's average Dividends Per Share Growth Rate was 155.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 44.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 47.30% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 25.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of CSU Digital was 59.00% per year. The lowest was -19.30% per year. And the median was 28.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


CSU Digital (BSP:CSUD3) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


CSU Digital Dividend Payout Ratio Related Terms


CSU Digital Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for CSU Digital's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSU Digital Dividend Payout Ratio Chart

CSU Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 0.52 0.47 0.49 1.08

CSU Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.28 1.06 0.30 2.23 0.35

BSP:CSUD3 vs MSFT, ORCL, PLTR: Dividend Payout Ratio Comparison

For the Software - Infrastructure subindustry, CSU Digital's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CSU Digital Dividend Payout Ratio vs Software Industry

For the Software industry and Technology sector, CSU Digital's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where CSU Digital's Dividend Payout Ratio falls into.


BSP:CSUD3
73GF Score
CSU Digital SA BSP:CSUD3
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CSU Digital Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

CSU Digital's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=2.787/ 2.574
=1.08

CSU Digital's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.172/ 0.488
=0.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.35 mean?
CSU Digital (BSP:CSUD3) has a Dividend Payout Ratio of 0.35 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on CSU Digital and its competitors. This is near median its historical median of 0.38. Over the past decade, CSU Digital's Dividend Payout Ratio has ranged from 0.27 to 1.13. According to the industry distribution chart, CSU Digital ranks #780 out of 864 companies in the Software industry, placing it in the top 90.3%.
Is CSU Digital's Dividend Payout Ratio too high?
CSU Digital's current Dividend Payout Ratio of 0.35 is near median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 1.13. The Software industry median Dividend Payout Ratio is 0.41. CSU Digital's value of 0.35 is 14.6% below this industry median. Based on the distribution chart, CSU Digital ranks #780 out of 864 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, CSU Digital has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CSU Digital's Dividend Payout Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, CSU Digital ranks #780 out of 864 companies for Dividend Payout Ratio. This places CSU Digital in the lower half of its industry. The industry median Dividend Payout Ratio is 0.41. CSU Digital's value of 0.35 is 14.6% below this benchmark. Historically, CSU Digital's own Dividend Payout Ratio has ranged from 0.27 to 1.13 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 0.41, CSU Digital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Software company?
The median Dividend Payout Ratio among Software companies is 0.41, based on 864 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSU Digital's current Dividend Payout Ratio of 0.35 is 14.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on CSU Digital and its competitors. For the Software industry, the median Dividend Payout Ratio is 0.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSU Digital's current Dividend Payout Ratio is 0.35, which is near median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSU Digital stock overvalued right now?
Based on GuruFocus' analysis, CSU Digital (BSP:CSUD3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$19.73, compared to a current price of R$15.05 — trading 23.7% below its estimated fair value. The current Dividend Payout Ratio is 0.35, which is near median its 10-year median of 0.38 and 14.6% below the Software industry median of 0.41. CSU Digital's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For CSU Digital (BSP:CSUD3), the current Dividend Payout Ratio is 0.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CSU Digital (BSP:CSUD3) Overvalued in 2026?

Based on GuruFocus' analysis, CSU Digital stock appears to be undervalued. The current stock price of R$15.05 is trading 23.7% below its estimated GF Value™ of R$19.73. GuruFocus considers CSU Digital to be Modestly Undervalued.

Key valuation signals for BSP:CSUD3:

  • Dividend Payout Ratio: 0.35 (near median its 10-year median of 0.38)
  • GF Value™: R$19.73 vs. price of R$15.05 (23.7% below fair value)
  • GF Score™: 73/100 with 4 warning signs
  • Industry Position: 14.6% below the Software median (#780 of 864)

No single metric tells the full story. See the BSP:CSUD3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CSU Digital Business Description

Address Rua Piaui, 136, Bairro Nova Aldeinha, Barueri, SP, BRA, 06440-182
CSU Digital SA operations comprise the provision of credit card processing and multiple-use services, management and operationalization of telemarketing and telesales (contact centers), telebilling, credit analysis, development and operational management relationships, loyalty, and customer acquisition programs. It has two operating segments: CSU Pays and CSU DX, and the majority of the revenue comes from CSU Pays.
73GF Score

Get the complete analysis for BSP:CSUD3

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$15.05
Price
R$19.73
GF Value