CSU Digital (BSP:CSUD3) PS Ratio: 0.91 (As of Jul. 12, 2026) — 17% Below Median


BSP:CSUD3 CSU Digital SA BSP:CSUD3
68 GF Score
Price R$14.14
GF Value R$19.77
Valuation Modestly Undervalued
! 4 Warning Signs
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What is CSU Digital PS Ratio?

CSU Digital BSP:CSUD3 +0.28% 68 PS Ratio is 0.91 as of Jul. 12, 2026, which is 17% below its 10-year median of 1.09. GuruFocus rates BSP:CSUD3 with a GF Score™ of 68/100 and a GF Value™ of R$19.77 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,781 Software companies, CSU Digital ranks better than 73.53% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, CSU Digital's share price is R$14.14. CSU Digital's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was R$15.54. Hence, CSU Digital's PS Ratio for today is 0.91.

Good Sign:

CSU Digital SA stock PS Ratio (=0.91) is close to 3-year low of 0.91.

The historical rank and industry rank for CSU Digital's PS Ratio or its related term are showing as below:

BSP:CSUD3' s PS Ratio Range Over the Past 10 Years
Min: 0.36   Med: 1.09   Max: 2.31
Current: 0.91

During the past 13 years, CSU Digital's highest PS Ratio was 2.31. The lowest was 0.36. And the median was 1.09.

BSP:CSUD3's PS Ratio is ranked better than
73.53% of 2781 companies
in the Software industry
Industry Median: 2.01 vs BSP:CSUD3: 0.91

CSU Digital's Revenue per Sharefor the three months ended in Mar. 2026 was R$4.06. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was R$15.54.

During the past 12 months, the average Revenue per Share Growth Rate of CSU Digital was 10.40% per year. During the past 3 years, the average Revenue per Share Growth Rate was 4.80% per year. During the past 5 years, the average Revenue per Share Growth Rate was 5.30% per year. During the past 10 years, the average Revenue per Share Growth Rate was 3.00% per year.

During the past 13 years, CSU Digital's highest 3-Year average Revenue per Share Growth Rate was 27.20% per year. The lowest was -3.10% per year. And the median was 4.90% per year.

Back to Basics: PS Ratio


CSU Digital  (BSP:CSUD3) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


CSU Digital PS Ratio Related Terms


CSU Digital PS Ratio Historical Data

* Premium members only.

The historical data trend for CSU Digital's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSU Digital PS Ratio Chart

CSU Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.02 0.93 1.52 1.12 1.12

CSU Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.20 1.32 1.27 1.12 1.15

BSP:CSUD3 vs MSFT, ORCL, PLTR: PS Ratio Comparison

For the Software - Infrastructure subindustry, CSU Digital's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CSU Digital PS Ratio vs Software Industry

For the Software industry and Technology sector, CSU Digital's PS Ratio distribution charts can be found below:

* The bar in red indicates where CSU Digital's PS Ratio falls into.


BSP:CSUD3
68GF Score
CSU Digital SA BSP:CSUD3
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CSU Digital PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

CSU Digital's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=14.14/15.536
=0.91

CSU Digital's Share Price of today is R$14.14.
CSU Digital's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$15.54.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 0.91 mean?
CSU Digital (BSP:CSUD3) has a PS Ratio of 0.91 as of Jul. 12, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on CSU Digital and its competitors. This is 17% below median its historical median of 1.09. Over the past decade, CSU Digital's PS Ratio has ranged from 0.36 to 2.31. According to the industry distribution chart, CSU Digital ranks #736 out of 2781 companies in the Software industry, placing it in the top 26.5%.
Is CSU Digital's PS Ratio too high?
CSU Digital's current PS Ratio of 0.91 is 17% below median its 10-year median of 1.09. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 2.31. The Software industry median PS Ratio is 2.01. CSU Digital's value of 0.91 is 54.7% below this industry median. Based on the distribution chart, CSU Digital ranks #736 out of 2781 companies in the Software industry, which is above the industry midpoint. Overall, CSU Digital has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CSU Digital's PS Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, CSU Digital ranks #736 out of 2781 companies for PS Ratio. This puts CSU Digital in the upper half of its industry. The industry median PS Ratio is 2.01. CSU Digital's value of 0.91 is 54.7% below this benchmark. Historically, CSU Digital's own PS Ratio has ranged from 0.36 to 2.31 over the past decade. While the company's 10-year median is 1.09 vs. the industry median of 2.01, CSU Digital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Software company?
The median PS Ratio among Software companies is 2.01, based on 2,781 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSU Digital's current PS Ratio of 0.91 is 54.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on CSU Digital and its competitors. For the Software industry, the median PS Ratio is 2.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSU Digital's current PS Ratio is 0.91, which is 17% below median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSU Digital stock overvalued right now?
Based on GuruFocus' analysis, CSU Digital (BSP:CSUD3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$19.77, compared to a current price of R$14.14 — trading 28.5% below its estimated fair value. The current PS Ratio is 0.91, which is 17% below median its 10-year median of 1.09 and 54.7% below the Software industry median of 2.01. CSU Digital's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For CSU Digital (BSP:CSUD3), the current PS Ratio is 0.91 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CSU Digital (BSP:CSUD3) Overvalued in 2026?

Based on GuruFocus' analysis, CSU Digital stock appears to be undervalued. The current stock price of R$14.14 is trading 28.5% below its estimated GF Value™ of R$19.77. GuruFocus considers CSU Digital to be Modestly Undervalued.

Key valuation signals for BSP:CSUD3:

  • PS Ratio: 0.91 (17% below median its 10-year median of 1.09)
  • GF Value™: R$19.77 vs. price of R$14.14 (28.5% below fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 54.7% below the Software median (#736 of 2781)

No single metric tells the full story. See the BSP:CSUD3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CSU Digital Business Description

Address Rua Piaui, 136, Bairro Nova Aldeinha, Barueri, SP, BRA, 06440-182
CSU Digital SA operations comprise the provision of credit card processing and multiple-use services, management and operationalization of telemarketing and telesales (contact centers), telebilling, credit analysis, development and operational management relationships, loyalty, and customer acquisition programs. It has two operating segments: CSU Pays and CSU DX, and the majority of the revenue comes from CSU Pays.
68GF Score

Get the complete analysis for BSP:CSUD3

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$14.14
Price
R$19.77
GF Value