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As of today (2026-09-12), CSU Digital's share price is R$14.03. CSU Digital's Tangible Book per Share of Jun. 2026 for the quarter that ended in Jun. 2026 was R$1.24. Hence, CSU Digital's Price to Tangible Book Ratio of today is 11.33.
The historical rank and industry rank for CSU Digital's Price-to-Tangible-Book or its related term are showing as below:
BSP:CSUD3'
s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 3.93 Med: 10.14 Max: 116
Current: 11.31
During the past 13 years, CSU Digital's highest Price to Tangible Book Ratio was 116.00. The lowest was 3.93. And the median was 10.14.
BSP:CSUD3's Price-to-Tangible-Book is ranked worse than 84.18% of 2193
companies
in the Software industry
Industry Median: 3.36
vs BSP:CSUD3: 11.31
Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
CSU Digital Price-to-Tangible-Book Related Terms
CSU Digital Price-to-Tangible-Book Historical Data
* Premium members only.
The historical data trend for CSU Digital's Price-to-Tangible-Book can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:CSUD3 vs MSFT, PLTR, ORCL: Price-to-Tangible-Book Comparison
For the Software - Infrastructure subindustry, CSU Digital's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSU Digital Price-to-Tangible-Book vs Software Industry
For the Software industry and Technology sector, CSU Digital's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where CSU Digital's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
CSU Digital (BSP:CSUD3) has a Price-to-Tangible-Book of 11.33 as of Sep. 12, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on CSU Digital and its competitors. According to the industry distribution chart, CSU Digital ranks #1846 out of 2193 companies in the Software industry, placing it in the top 84.2%.
Is CSU Digital's Price-to-Tangible-Book too high?
CSU Digital's current Price-to-Tangible-Book is 11.33. The Software industry median Price-to-Tangible-Book is 3.36. CSU Digital's value of 11.33 is 237.2% above this industry median. Based on the distribution chart, CSU Digital ranks #1846 out of 2193 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, CSU Digital has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CSU Digital's Price-to-Tangible-Book compare to MSFT and PLTR?
According to the Software industry distribution chart, CSU Digital ranks #1846 out of 2193 companies for Price-to-Tangible-Book. This places CSU Digital in the lower half of its industry. The industry median Price-to-Tangible-Book is 3.36. CSU Digital's value of 11.33 is 237.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Software company?
The median Price-to-Tangible-Book among Software companies is 3.36, based on 2,193 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSU Digital's current Price-to-Tangible-Book of 11.33 is 237.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on CSU Digital and its competitors. For the Software industry, the median Price-to-Tangible-Book is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSU Digital's current Price-to-Tangible-Book is 11.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSU Digital stock overvalued right now?
Based on GuruFocus' analysis, CSU Digital (BSP:CSUD3) is currently considered Significantly Undervalued. The stock's GF Value™ is R$20.33, compared to a current price of R$14.03 — trading 31% below its estimated fair value. The current Price-to-Tangible-Book is 11.33 and 237.2% above the Software industry median of 3.36. CSU Digital's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For CSU Digital (BSP:CSUD3), the current Price-to-Tangible-Book is 11.33 as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CSU Digital (BSP:CSUD3) Overvalued in 2026?
Based on GuruFocus' analysis, CSU Digital stock appears to be undervalued.
The current stock price of R$14.03 is trading 31% below its estimated GF Value™ of R$20.33.
GuruFocus considers CSU Digital to be Significantly Undervalued.
Key valuation signals for BSP:CSUD3:
Price-to-Tangible-Book: 11.33
GF Value™: R$20.33 vs. price of R$14.03 (31% below fair value)
Industry Position: 237.2% above the Software median (#1846 of 2193)
No single metric tells the full story. See the BSP:CSUD3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CSU Digital SA operations comprise the provision of credit card processing and multiple-use services, management and operationalization of telemarketing and telesales (contact centers), telebilling, credit analysis, development and operational management relationships, loyalty, and customer acquisition programs. It has two operating segments: CSU Pays and CSU DX, and the majority of the revenue comes from CSU Pays.
67GF Score
Get the complete analysis for BSP:CSUD3
Price-to-Tangible-Book is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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