KLIB (Killbuck Bancshares) Cyclically Adjusted PS Ratio: 3.58 (As of Jul. 30, 2026) — 20% Below Median

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KLIB Killbuck Bancshares Inc KLIB
70 GF Score
Price $162.00
GF Value $162.46
Valuation Fairly Valued
! 5 Warning Signs
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What is Killbuck Bancshares Cyclically Adjusted PS Ratio?

Killbuck Bancshares KLIB 70 Cyclically Adjusted PS Ratio is 3.58 as of Jul. 30, 2026, which is 20% below its 10-year median of 4.46. GuruFocus rates KLIB with a GF Score™ of 70/100 and a GF Value™ of $162.46 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,300 Banks companies, Killbuck Bancshares ranks worse than 52.38% on this metric.

As of today (2026-07-30), Killbuck Bancshares's current share price is $162.00. Killbuck Bancshares's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was $45.30. Killbuck Bancshares's Cyclically Adjusted PS Ratio for today is 3.58.

The historical rank and industry rank for Killbuck Bancshares's Cyclically Adjusted PS Ratio or its related term are showing as below:

KLIB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.6   Med: 4.46   Max: 7.09
Current: 3.54

During the past 13 years, Killbuck Bancshares's highest Cyclically Adjusted PS Ratio was 7.09. The lowest was 2.60. And the median was 4.46.

KLIB's Cyclically Adjusted PS Ratio is ranked worse than
52.38% of 1300 companies
in the Banks industry
Industry Median: 3.42 vs KLIB: 3.54

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Killbuck Bancshares's adjusted revenue per share data of for the fiscal year that ended in Dec25 was $60.862. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $45.30 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Killbuck Bancshares  (OTCPK:KLIB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Killbuck Bancshares Cyclically Adjusted PS Ratio Related Terms


Killbuck Bancshares Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Killbuck Bancshares's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Killbuck Bancshares Cyclically Adjusted PS Ratio Chart

Killbuck Bancshares Annual Data
Trend Dec09 Dec10 Dec11 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.43 4.46 4.29 2.60 3.44

Killbuck Bancshares Semi-Annual Data
Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.43 4.46 4.29 2.60 3.44

KLIB vs IBTN, SOBS, HMLN: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Killbuck Bancshares's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Killbuck Bancshares Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Killbuck Bancshares's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Killbuck Bancshares's Cyclically Adjusted PS Ratio falls into.


KLIB
70GF Score
Killbuck Bancshares Inc KLIB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Killbuck Bancshares Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Killbuck Bancshares's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=162.00/45.30
=3.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Killbuck Bancshares's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Killbuck Bancshares's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=60.862/324.0540*324.0540
=60.862

Current CPI (Dec25) = 324.0540.

Killbuck Bancshares Annual Data

Revenue per Share CPI Adj_RevenuePerShare
200912 21.134 215.949 31.714
201012 20.888 219.179 30.883
201112 20.372 225.672 29.253
201912 39.911 256.974 50.329
202012 37.090 260.474 46.143
202112 39.407 278.802 45.803
202212 43.350 296.797 47.331
202312 50.235 306.746 53.069
202412 56.085 315.605 57.586
202512 60.862 324.054 60.862

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.58 mean?
Killbuck Bancshares (KLIB) has a Cyclically Adjusted PS Ratio of 3.58 as of Jul. 30, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Killbuck Bancshares and its competitors. This is 20% below median its historical median of 4.46. Over the past decade, Killbuck Bancshares' Cyclically Adjusted PS Ratio has ranged from 2.60 to 7.09. According to the industry distribution chart, Killbuck Bancshares ranks #681 out of 1300 companies in the Banks industry, placing it in the top 52.4%.
Is Killbuck Bancshares' Cyclically Adjusted PS Ratio too high?
Killbuck Bancshares' current Cyclically Adjusted PS Ratio of 3.58 is 20% below median its 10-year median of 4.46. Over the past 10 years, this metric has ranged from a low of 2.60 to a high of 7.09. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. Killbuck Bancshares' value of 3.58 is 4.7% above this industry median. Based on the distribution chart, Killbuck Bancshares ranks #681 out of 1300 companies in the Banks industry, which is below the industry midpoint. Overall, Killbuck Bancshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Killbuck Bancshares' Cyclically Adjusted PS Ratio compare to IBTN and SOBS?
According to the Banks industry distribution chart, Killbuck Bancshares ranks #681 out of 1300 companies for Cyclically Adjusted PS Ratio. This places Killbuck Bancshares in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.42. Killbuck Bancshares' value of 3.58 is 4.7% above this benchmark. Historically, Killbuck Bancshares' own Cyclically Adjusted PS Ratio has ranged from 2.60 to 7.09 over the past decade. While the company's 10-year median is 4.46 vs. the industry median of 3.42, Killbuck Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Killbuck Bancshares's current Cyclically Adjusted PS Ratio of 3.58 is 4.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Killbuck Bancshares and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Killbuck Bancshares's current Cyclically Adjusted PS Ratio is 3.58, which is 20% below median its own 10-year median of 4.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Killbuck Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Killbuck Bancshares (KLIB) is currently considered Fairly Valued. The stock's GF Value™ is $162.46, compared to a current price of $162.00 — trading 0.3% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.58, which is 20% below median its 10-year median of 4.46 and 4.7% above the Banks industry median of 3.42. Killbuck Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Killbuck Bancshares (KLIB), the current Cyclically Adjusted PS Ratio is 3.58 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Killbuck Bancshares (KLIB) Overvalued in 2026?

Based on GuruFocus' analysis, Killbuck Bancshares stock appears to be undervalued. The current stock price of $162.00 is trading 0.3% below its estimated GF Value™ of $162.46. GuruFocus considers Killbuck Bancshares to be Fairly Valued.

Key valuation signals for KLIB:

  • Cyclically Adjusted PS Ratio: 3.58 (20% below median its 10-year median of 4.46)
  • GF Value™: $162.46 vs. price of $162.00 (0.3% below fair value)
  • GF Score™: 70/100 with 5 warning signs
  • Industry Position: 4.7% above the Banks median (#681 of 1300)

No single metric tells the full story. See the KLIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Killbuck Bancshares Business Description

Address 165 North Main Street, PO Box 407, Killbuck, OH, USA, 44637
Killbuck Bancshares Inc operates as a bank holding company. Through its banking subsidiary, it provides customary retail and commercial banking services to its customers, including checking, savings, and time deposit accounts, Health Savings Accounts (HSA), internet banking, bill payment, and safe deposit facilities, as well as a full complement of real estate, commercial, and consumer loan products. These services are offered through a network of branch offices located in Killbuck, Berlin, Mt. Hope, Millersburg, Sugarcreek, Fredericksburg, Danville, Kidron, Wooster, and Apple Valley, Holmes, Knox, Wayne, and Tuscarawas counties. The Group has one reportable segment consisting of Community Banking.
70GF Score

Get the complete analysis for KLIB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$162.00
Price
$162.46
GF Value