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Killbuck BancsharesKLIB 70 OCF Margin % is 36.07% as of Dec. 2025, which is 13% above its 10-year median of 31.95. GuruFocus rates KLIB with a GF Score™ of 70/100 and a GF Value™ of $162.46 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,498 Banks companies, Killbuck Bancshares ranks better than 61.55% on this metric.
The historical rank and industry rank for Killbuck Bancshares's OCF Margin % or its related term are showing as below:
KLIB'
s OCF Margin % Range Over the Past 10 Years
Min: 16.33 Med: 31.95 Max: 44.58
Current: 36.07
During the past 13 years, the highest OCF Margin % of Killbuck Bancshares was 44.58%. The lowest was 16.33%. And the median was 31.95%.
KLIB's OCF Margin % is ranked better than 61.55% of 1498
companies
in the Banks industry
Industry Median: 29
vs KLIB: 36.07
Killbuck Bancshares OCF Margin % Related Terms
Killbuck Bancshares OCF Margin % Historical Data
* Premium members only.
The historical data trend for Killbuck Bancshares's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Killbuck Bancshares's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Killbuck Bancshares OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Killbuck Bancshares's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Killbuck Bancshares's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Killbuck Bancshares (KLIB) has a OCF Margin % of 36.07% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Killbuck Bancshares and its competitors. This is 13% above median its historical median of 31.95. Over the past decade, Killbuck Bancshares' OCF Margin % has ranged from 16.33 to 44.58. According to the industry distribution chart, Killbuck Bancshares ranks #576 out of 1498 companies in the Banks industry, placing it in the top 38.5%.
Is Killbuck Bancshares' OCF Margin % too high?
Killbuck Bancshares' current OCF Margin % of 36.07% is 13% above median its 10-year median of 31.95. Over the past 10 years, this metric has ranged from a low of 16.33 to a high of 44.58. The Banks industry median OCF Margin % is 29.00. Killbuck Bancshares' value of 36.07% is 24.4% above this industry median. Based on the distribution chart, Killbuck Bancshares ranks #576 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Killbuck Bancshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Killbuck Bancshares' OCF Margin % compare to IBTN and SOBS?
According to the Banks industry distribution chart, Killbuck Bancshares ranks #576 out of 1498 companies for OCF Margin %. This puts Killbuck Bancshares in the upper half of its industry. The industry median OCF Margin % is 29.00. Killbuck Bancshares' value of 36.07% is 24.4% above this benchmark. Historically, Killbuck Bancshares' own OCF Margin % has ranged from 16.33 to 44.58 over the past decade. While the company's 10-year median is 31.95 vs. the industry median of 29.00, Killbuck Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.00, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Killbuck Bancshares's current OCF Margin % of 36.07% is 24.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Killbuck Bancshares and its competitors. For the Banks industry, the median OCF Margin % is 29.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Killbuck Bancshares's current OCF Margin % is 36.07%, which is 13% above median its own 10-year median of 31.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Killbuck Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Killbuck Bancshares (KLIB) is currently considered Fairly Valued. The stock's GF Value™ is $162.46, compared to a current price of $162.00 — trading 0.3% below its estimated fair value. The current OCF Margin % is 36.07%, which is 13% above median its 10-year median of 31.95 and 24.4% above the Banks industry median of 29.00. Killbuck Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Killbuck Bancshares (KLIB), the current OCF Margin % is 36.07% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Killbuck Bancshares (KLIB) Overvalued in 2026?
Based on GuruFocus' analysis, Killbuck Bancshares stock appears to be undervalued.
The current stock price of $162.00 is trading 0.3% below its estimated GF Value™ of $162.46.
GuruFocus considers Killbuck Bancshares to be Fairly Valued.
Key valuation signals for KLIB:
OCF Margin %: 36.07% (13% above median its 10-year median of 31.95)
GF Value™: $162.46 vs. price of $162.00 (0.3% below fair value)
Industry Position: 24.4% above the Banks median (#576 of 1498)
No single metric tells the full story. See the KLIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Killbuck Bancshares Inc operates as a bank holding company. Through its banking subsidiary, it provides customary retail and commercial banking services to its customers, including checking, savings, and time deposit accounts, Health Savings Accounts (HSA), internet banking, bill payment, and safe deposit facilities, as well as a full complement of real estate, commercial, and consumer loan products. These services are offered through a network of branch offices located in Killbuck, Berlin, Mt. Hope, Millersburg, Sugarcreek, Fredericksburg, Danville, Kidron, Wooster, and Apple Valley, Holmes, Knox, Wayne, and Tuscarawas counties. The Group has one reportable segment consisting of Community Banking.
70GF Score
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