KLIB (Killbuck Bancshares) 3-Year Dividend Growth Rate: 17.50% (As of Dec. 2025) — 167% Above Median

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KLIB Killbuck Bancshares Inc KLIB
68 GF Score
Price $163.05
GF Value $163.71
Valuation Fairly Valued
! 5 Warning Signs
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What is Killbuck Bancshares 3-Year Dividend Growth Rate?

Killbuck Bancshares KLIB +0.03% 68 3-Year Dividend Growth Rate is 17.50% as of Dec. 2025, which is 167% above its 10-year median of 6.55. GuruFocus rates KLIB with a GF Score™ of 68/100 and a GF Value™ of $163.71 (Fairly Valued). The stock has 5 warning signs investors should review. Among 965 Banks companies, Killbuck Bancshares ranks better than 64.46% on this metric.

Killbuck Bancshares's Dividends per Share for the six months ended in Dec. 2025 was $6.25.

The historical rank and industry rank for Killbuck Bancshares's 3-Year Dividend Growth Rate or its related term are showing as below:

KLIB' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 1.1   Med: 6.55   Max: 17.5
Current: 17.5

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Killbuck Bancshares was 17.50% per year. The lowest was 1.10% per year. And the median was 6.55% per year.

KLIB's 3-Year Dividend Growth Rate is ranked better than
64.46% of 965 companies
in the Banks industry
Industry Median: 10.1 vs KLIB: 17.50

During the past 12 months, Killbuck Bancshares's average Dividends Per Share Growth Rate was 25.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 17.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 12.30% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 6.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Killbuck Bancshares's Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.33. As of today, Killbuck Bancshares's Dividend Yield % is 4.29%.

Good Sign:

Killbuck Bancshares Inc stock Dividend Yield % is close to 10-year high.

For more information regarding to dividend, please check our Dividend Page.


Killbuck Bancshares  (OTCPK:KLIB) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Killbuck Bancshares's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=6.25/ 18.94
=0.33

During the past 13 years, the highest Dividend Payout Ratio of Killbuck Bancshares was 0.70. The lowest was 0.25. And the median was 0.33.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Killbuck Bancshares Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 3.7500002026-05-292026-05-292026-06-15Cash Dividendsemi-annuallyUSD:USD 1.000000
USD 3.2500002025-11-282025-11-282025-12-15Cash Dividendsemi-annuallyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Killbuck Bancshares's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=7/163.05
=4.29 %

Current Share Price is $163.05.
Killbuck Bancshares's Dividends per Share for the trailing twelve months (TTM) ended in Today is $7.

During the past 13 years, the highest Dividend Yield of Killbuck Bancshares was 4.63%. The lowest was 1.75%. And the median was 2.41%.

Good Sign:

Killbuck Bancshares Inc stock Dividend Yield % is close to 10-year high.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Killbuck Bancshares 3-Year Dividend Growth Rate Related Terms>


KLIB vs IBTN, SOBS, HMLN: 3-Year Dividend Growth Rate Comparison

For the Banks - Regional subindustry, Killbuck Bancshares's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Killbuck Bancshares 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Killbuck Bancshares's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Killbuck Bancshares's 3-Year Dividend Growth Rate falls into.


KLIB
68GF Score
Killbuck Bancshares Inc KLIB
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Killbuck Bancshares 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 17.50% mean?
Killbuck Bancshares (KLIB) has a 3-Year Dividend Growth Rate of 17.50% as of Dec. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Killbuck Bancshares and its competitors. This is 167% above median its historical median of 6.55. Over the past decade, Killbuck Bancshares' 3-Year Dividend Growth Rate has ranged from 1.10 to 17.50. According to the industry distribution chart, Killbuck Bancshares ranks #343 out of 965 companies in the Banks industry, placing it in the top 35.5%.
Is Killbuck Bancshares' 3-Year Dividend Growth Rate too high?
Killbuck Bancshares' current 3-Year Dividend Growth Rate of 17.50% is 167% above median its 10-year median of 6.55. Over the past 10 years, this metric has ranged from a low of 1.10 to a high of 17.50. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Killbuck Bancshares' value of 17.50% is 73.3% above this industry median. Based on the distribution chart, Killbuck Bancshares ranks #343 out of 965 companies in the Banks industry, which is above the industry midpoint. Overall, Killbuck Bancshares has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Killbuck Bancshares' 3-Year Dividend Growth Rate compare to IBTN and SOBS?
According to the Banks industry distribution chart, Killbuck Bancshares ranks #343 out of 965 companies for 3-Year Dividend Growth Rate. This puts Killbuck Bancshares in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. Killbuck Bancshares' value of 17.50% is 73.3% above this benchmark. Historically, Killbuck Bancshares' own 3-Year Dividend Growth Rate has ranged from 1.10 to 17.50 over the past decade. While the company's 10-year median is 6.55 vs. the industry median of 10.10, Killbuck Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 965 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Killbuck Bancshares's current 3-Year Dividend Growth Rate of 17.50% is 73.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Killbuck Bancshares and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Killbuck Bancshares's current 3-Year Dividend Growth Rate is 17.50%, which is 167% above median its own 10-year median of 6.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Killbuck Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Killbuck Bancshares (KLIB) is currently considered Fairly Valued. The stock's GF Value™ is $163.71, compared to a current price of $163.05 — trading 0.4% below its estimated fair value. The current 3-Year Dividend Growth Rate is 17.50%, which is 167% above median its 10-year median of 6.55 and 73.3% above the Banks industry median of 10.10. Killbuck Bancshares' overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Killbuck Bancshares (KLIB), the current 3-Year Dividend Growth Rate is 17.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Killbuck Bancshares (KLIB) Overvalued in 2026?

Based on GuruFocus' analysis, Killbuck Bancshares stock appears to be undervalued. The current stock price of $163.05 is trading 0.4% below its estimated GF Value™ of $163.71. GuruFocus considers Killbuck Bancshares to be Fairly Valued.

Key valuation signals for KLIB:

  • 3-Year Dividend Growth Rate: 17.50% (167% above median its 10-year median of 6.55)
  • GF Value™: $163.71 vs. price of $163.05 (0.4% below fair value)
  • GF Score™: 68/100 with 5 warning signs
  • Industry Position: 73.3% above the Banks median (#343 of 965)

No single metric tells the full story. See the KLIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Killbuck Bancshares Business Description

Address 165 North Main Street, PO Box 407, Killbuck, OH, USA, 44637
Killbuck Bancshares Inc operates as a bank holding company. Through its banking subsidiary, it provides customary retail and commercial banking services to its customers, including checking, savings, and time deposit accounts, Health Savings Accounts (HSA), internet banking, bill payment, and safe deposit facilities, as well as a full complement of real estate, commercial, and consumer loan products. These services are offered through a network of branch offices located in Killbuck, Berlin, Mt. Hope, Millersburg, Sugarcreek, Fredericksburg, Danville, Kidron, Wooster, and Apple Valley, Holmes, Knox, Wayne, and Tuscarawas counties. The Group has one reportable segment consisting of Community Banking.
68GF Score

Get the complete analysis for KLIB

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$163.05
Price
$163.71
GF Value