KLIB (Killbuck Bancshares) Pre-Tax Income: $12.04 Mil (TTM As of Dec. 2025)

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KLIB Killbuck Bancshares Inc KLIB
68 GF Score
Price $163.00
GF Value $163.46
Valuation Fairly Valued
! 5 Warning Signs
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What is Killbuck Bancshares Pre-Tax Income?

Killbuck Bancshares KLIB 68 Pre-Tax Income is $12.04 Mil as of Dec. 2025. GuruFocus rates KLIB with a GF Score™ of 68/100 and a GF Value™ of $163.46 (Fairly Valued). The stock has 5 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Killbuck Bancshares's pretax income for the six months ended in Dec. 2025 was $12.04 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was $12.04 Mil. Killbuck Bancshares's pretax margin was 37.82%.

During the past 13 years, Killbuck Bancshares's highest Pretax Margin was 42.22%. The lowest was 27.10%. And the median was 34.30%.


Killbuck Bancshares  (OTCPK:KLIB) Pre-Tax Income Explanation

Killbuck Bancshares's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pretax Income/Revenue
=12.038/31.831
=37.82%

During the past 13 years, Killbuck Bancshares's highest Pretax Margin was 42.22%. The lowest was 27.10%. And the median was 34.30%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Killbuck Bancshares Pre-Tax Income Related Terms


Killbuck Bancshares Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Killbuck Bancshares's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Killbuck Bancshares Pre-Tax Income Chart

Killbuck Bancshares Annual Data
Trend Dec09 Dec10 Dec11 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.27 8.14 10.48 11.79 12.04

Killbuck Bancshares Semi-Annual Data
Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.27 8.14 10.48 11.79 12.04

KLIB vs IBTN, SOBS, HMLN: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Killbuck Bancshares's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Killbuck Bancshares Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Killbuck Bancshares's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Killbuck Bancshares's Pre-Tax Income falls into.


KLIB
68GF Score
Killbuck Bancshares Inc KLIB
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Killbuck Bancshares Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Killbuck Bancshares's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+12.038
=12.04

Killbuck Bancshares's Pretax Income for the quarter that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+12.038
=12.04

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 was $12.04 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $12.04 Mil mean?
Killbuck Bancshares (KLIB) has a Pre-Tax Income of $12.04 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Killbuck Bancshares and its competitors.
Is Killbuck Bancshares' Pre-Tax Income too high?
Killbuck Bancshares' current Pre-Tax Income is $12.04 Mil. Overall, Killbuck Bancshares has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Killbuck Bancshares' Pre-Tax Income compare to IBTN and SOBS?
Killbuck Bancshares' Pre-Tax Income of $12.04 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Killbuck Bancshares and its competitors. Killbuck Bancshares's current Pre-Tax Income is $12.04 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Killbuck Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Killbuck Bancshares (KLIB) is currently considered Fairly Valued. The stock's GF Value™ is $163.46, compared to a current price of $163.00 — trading 0.3% below its estimated fair value. The current Pre-Tax Income is $12.04 Mil. Killbuck Bancshares' overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Killbuck Bancshares (KLIB), the current Pre-Tax Income is $12.04 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Killbuck Bancshares (KLIB) Overvalued in 2026?

Based on GuruFocus' analysis, Killbuck Bancshares stock appears to be undervalued. The current stock price of $163.00 is trading 0.3% below its estimated GF Value™ of $163.46. GuruFocus considers Killbuck Bancshares to be Fairly Valued.

Key valuation signals for KLIB:

  • Pre-Tax Income: $12.04 Mil
  • GF Value™: $163.46 vs. price of $163.00 (0.3% below fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the KLIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Killbuck Bancshares Business Description

Address 165 North Main Street, PO Box 407, Killbuck, OH, USA, 44637
Killbuck Bancshares Inc operates as a bank holding company. Through its banking subsidiary, it provides customary retail and commercial banking services to its customers, including checking, savings, and time deposit accounts, Health Savings Accounts (HSA), internet banking, bill payment, and safe deposit facilities, as well as a full complement of real estate, commercial, and consumer loan products. These services are offered through a network of branch offices located in Killbuck, Berlin, Mt. Hope, Millersburg, Sugarcreek, Fredericksburg, Danville, Kidron, Wooster, and Apple Valley, Holmes, Knox, Wayne, and Tuscarawas counties. The Group has one reportable segment consisting of Community Banking.
68GF Score

Get the complete analysis for KLIB

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$163.00
Price
$163.46
GF Value