KLIB (Killbuck Bancshares) Shiller PE Ratio: 12.28 (As of Aug. 19, 2026) — 20% Below Median

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KLIB Killbuck Bancshares Inc KLIB
68 GF Score
Price $163.00
GF Value $163.46
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Killbuck Bancshares Shiller PE Ratio?

Killbuck Bancshares KLIB 68 Shiller PE Ratio is 12.28 as of Aug. 19, 2026, which is 20% below its 10-year median of 15.30. GuruFocus rates KLIB with a GF Score™ of 68/100 and a GF Value™ of $163.46 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,240 Banks companies, Killbuck Bancshares ranks better than 61.69% on this metric.

As of today (2026-08-19), Killbuck Bancshares's current share price is $163.00. Killbuck Bancshares's E10 for the fiscal year that ended in Dec25 was $13.27. Killbuck Bancshares's Shiller PE Ratio for today is 12.28.

The historical rank and industry rank for Killbuck Bancshares's Shiller PE Ratio or its related term are showing as below:

KLIB' s Shiller PE Ratio Range Over the Past 10 Years
Min: 8.89   Med: 15.3   Max: 23.96
Current: 12.29

During the past 13 years, Killbuck Bancshares's highest Shiller PE Ratio was 23.96. The lowest was 8.89. And the median was 15.30.

KLIB's Shiller PE Ratio is ranked better than
61.69% of 1240 companies
in the Banks industry
Industry Median: 13.955 vs KLIB: 12.29

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Killbuck Bancshares's adjusted earnings per share data of for the fiscal year that ended in Dec25 was $18.940. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $13.27 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Killbuck Bancshares  (OTCPK:KLIB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Killbuck Bancshares Shiller PE Ratio Related Terms


Killbuck Bancshares Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Killbuck Bancshares's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Killbuck Bancshares Shiller PE Ratio Chart

Killbuck Bancshares Annual Data
Trend Dec09 Dec10 Dec11 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.49 15.30 14.78 8.89 11.76

Killbuck Bancshares Semi-Annual Data
Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.49 15.30 14.78 8.89 11.76

KLIB vs IBTN, SOBS, HMLN: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Killbuck Bancshares's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Killbuck Bancshares Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Killbuck Bancshares's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Killbuck Bancshares's Shiller PE Ratio falls into.


KLIB
68GF Score
Killbuck Bancshares Inc KLIB
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Killbuck Bancshares Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Killbuck Bancshares's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=163.00/13.27
=12.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Killbuck Bancshares's E10 for the fiscal year that ended in Dec25 is calculated as:

For example, Killbuck Bancshares's adjusted earnings per share data for the fiscal year that ended in Dec25 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec25 (Change)*Current CPI (Dec25)
=18.94/324.0540*324.0540
=18.940

Current CPI (Dec25) = 324.0540.

Killbuck Bancshares Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
200912 5.070 215.949 7.608
201012 4.830 219.179 7.141
201112 4.670 225.672 6.706
201912 13.900 256.974 17.528
202012 10.470 260.474 13.026
202112 10.910 278.802 12.681
202212 12.370 296.797 13.506
202312 15.960 306.746 16.861
202412 18.190 315.605 18.677
202512 18.940 324.054 18.940

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 12.28 mean?
Killbuck Bancshares (KLIB) has a Shiller PE Ratio of 12.28 as of Aug. 19, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Killbuck Bancshares and its competitors. This is 20% below median its historical median of 15.30. Over the past decade, Killbuck Bancshares' Shiller PE Ratio has ranged from 8.89 to 23.96. According to the industry distribution chart, Killbuck Bancshares ranks #475 out of 1240 companies in the Banks industry, placing it in the top 38.3%.
Is Killbuck Bancshares' Shiller PE Ratio too high?
Killbuck Bancshares' current Shiller PE Ratio of 12.28 is 20% below median its 10-year median of 15.30. Over the past 10 years, this metric has ranged from a low of 8.89 to a high of 23.96. The Banks industry median Shiller PE Ratio is 13.96. Killbuck Bancshares' value of 12.28 is 12% below this industry median. Based on the distribution chart, Killbuck Bancshares ranks #475 out of 1240 companies in the Banks industry, which is above the industry midpoint. Overall, Killbuck Bancshares has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Killbuck Bancshares' Shiller PE Ratio compare to IBTN and SOBS?
According to the Banks industry distribution chart, Killbuck Bancshares ranks #475 out of 1240 companies for Shiller PE Ratio. This puts Killbuck Bancshares in the upper half of its industry. The industry median Shiller PE Ratio is 13.96. Killbuck Bancshares' value of 12.28 is 12% below this benchmark. Historically, Killbuck Bancshares' own Shiller PE Ratio has ranged from 8.89 to 23.96 over the past decade. While the company's 10-year median is 15.30 vs. the industry median of 13.96, Killbuck Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.96, based on 1,240 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Killbuck Bancshares's current Shiller PE Ratio of 12.28 is 12% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Killbuck Bancshares and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Killbuck Bancshares's current Shiller PE Ratio is 12.28, which is 20% below median its own 10-year median of 15.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Killbuck Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Killbuck Bancshares (KLIB) is currently considered Fairly Valued. The stock's GF Value™ is $163.46, compared to a current price of $163.00 — trading 0.3% below its estimated fair value. The current Shiller PE Ratio is 12.28, which is 20% below median its 10-year median of 15.30 and 12% below the Banks industry median of 13.96. Killbuck Bancshares' overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Killbuck Bancshares (KLIB), the current Shiller PE Ratio is 12.28 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Killbuck Bancshares (KLIB) Overvalued in 2026?

Based on GuruFocus' analysis, Killbuck Bancshares stock appears to be undervalued. The current stock price of $163.00 is trading 0.3% below its estimated GF Value™ of $163.46. GuruFocus considers Killbuck Bancshares to be Fairly Valued.

Key valuation signals for KLIB:

  • Shiller PE Ratio: 12.28 (20% below median its 10-year median of 15.30)
  • GF Value™: $163.46 vs. price of $163.00 (0.3% below fair value)
  • GF Score™: 68/100 with 5 warning signs
  • Industry Position: 12% below the Banks median (#475 of 1240)

No single metric tells the full story. See the KLIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Killbuck Bancshares Business Description

Address 165 North Main Street, PO Box 407, Killbuck, OH, USA, 44637
Killbuck Bancshares Inc operates as a bank holding company. Through its banking subsidiary, it provides customary retail and commercial banking services to its customers, including checking, savings, and time deposit accounts, Health Savings Accounts (HSA), internet banking, bill payment, and safe deposit facilities, as well as a full complement of real estate, commercial, and consumer loan products. These services are offered through a network of branch offices located in Killbuck, Berlin, Mt. Hope, Millersburg, Sugarcreek, Fredericksburg, Danville, Kidron, Wooster, and Apple Valley, Holmes, Knox, Wayne, and Tuscarawas counties. The Group has one reportable segment consisting of Community Banking.
68GF Score

Get the complete analysis for KLIB

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$163.00
Price
$163.46
GF Value