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Killbuck BancsharesKLIB 70 PB Ratio is 1.09 as of Jul. 30, 2026, which is 20% below its 10-year median of 1.37. GuruFocus rates KLIB with a GF Score™ of 70/100 and a GF Value™ of $162.46 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,515 Banks companies, Killbuck Bancshares ranks better than 51.88% on this metric.
The historical rank and industry rank for Killbuck Bancshares's PB Ratio or its related term are showing as below:
KLIB'
s PB Ratio Range Over the Past 10 Years
Min: 0.9 Med: 1.37 Max: 2.01
Current: 1.09
During the past 13 years, Killbuck Bancshares's highest PB Ratio was 2.01. The lowest was 0.90. And the median was 1.37.
KLIB's PB Ratio is ranked better than 51.88% of 1515
companies
in the Banks industry
Industry Median: 1.11
vs KLIB: 1.09
During the past 12 months, Killbuck Bancshares's average Book Value Per Share Growth Rate was 23.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 19.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Killbuck Bancshares was 20.00% per year. The lowest was -8.30% per year. And the median was 3.80% per year.
Back to Basics: PB Ratio
Killbuck Bancshares (OTCPK:KLIB) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Killbuck Bancshares PB Ratio Related Terms
Killbuck Bancshares PB Ratio Historical Data
* Premium members only.
The historical data trend for Killbuck Bancshares's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Killbuck Bancshares's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Killbuck Bancshares PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Killbuck Bancshares's PB Ratio distribution charts can be found below:
* The bar in red indicates where Killbuck Bancshares's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Killbuck Bancshares (KLIB) has a PB Ratio of 1.09 as of Jul. 30, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Killbuck Bancshares and its competitors. This is 20% below median its historical median of 1.37. Over the past decade, Killbuck Bancshares' PB Ratio has ranged from 0.90 to 2.01. According to the industry distribution chart, Killbuck Bancshares ranks #729 out of 1515 companies in the Banks industry, placing it in the top 48.1%.
Is Killbuck Bancshares' PB Ratio too high?
Killbuck Bancshares' current PB Ratio of 1.09 is 20% below median its 10-year median of 1.37. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 2.01. The Banks industry median PB Ratio is 1.11. Killbuck Bancshares' value of 1.09 is 1.8% below this industry median. Based on the distribution chart, Killbuck Bancshares ranks #729 out of 1515 companies in the Banks industry, which is above the industry midpoint. Overall, Killbuck Bancshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Killbuck Bancshares' PB Ratio compare to IBTN and SOBS?
According to the Banks industry distribution chart, Killbuck Bancshares ranks #729 out of 1515 companies for PB Ratio. This puts Killbuck Bancshares in the upper half of its industry. The industry median PB Ratio is 1.11. Killbuck Bancshares' value of 1.09 is 1.8% below this benchmark. Historically, Killbuck Bancshares' own PB Ratio has ranged from 0.90 to 2.01 over the past decade. While the company's 10-year median is 1.37 vs. the industry median of 1.11, Killbuck Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Killbuck Bancshares's current PB Ratio of 1.09 is 1.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Killbuck Bancshares and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Killbuck Bancshares's current PB Ratio is 1.09, which is 20% below median its own 10-year median of 1.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Killbuck Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Killbuck Bancshares (KLIB) is currently considered Fairly Valued. The stock's GF Value™ is $162.46, compared to a current price of $162.00 — trading 0.3% below its estimated fair value. The current PB Ratio is 1.09, which is 20% below median its 10-year median of 1.37 and 1.8% below the Banks industry median of 1.11. Killbuck Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Killbuck Bancshares (KLIB), the current PB Ratio is 1.09 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Killbuck Bancshares (KLIB) Overvalued in 2026?
Based on GuruFocus' analysis, Killbuck Bancshares stock appears to be undervalued.
The current stock price of $162.00 is trading 0.3% below its estimated GF Value™ of $162.46.
GuruFocus considers Killbuck Bancshares to be Fairly Valued.
Key valuation signals for KLIB:
PB Ratio: 1.09 (20% below median its 10-year median of 1.37)
GF Value™: $162.46 vs. price of $162.00 (0.3% below fair value)
Industry Position: 1.8% below the Banks median (#729 of 1515)
No single metric tells the full story. See the KLIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Killbuck Bancshares Inc operates as a bank holding company. Through its banking subsidiary, it provides customary retail and commercial banking services to its customers, including checking, savings, and time deposit accounts, Health Savings Accounts (HSA), internet banking, bill payment, and safe deposit facilities, as well as a full complement of real estate, commercial, and consumer loan products. These services are offered through a network of branch offices located in Killbuck, Berlin, Mt. Hope, Millersburg, Sugarcreek, Fredericksburg, Danville, Kidron, Wooster, and Apple Valley, Holmes, Knox, Wayne, and Tuscarawas counties. The Group has one reportable segment consisting of Community Banking.
70GF Score
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