KLIB (Killbuck Bancshares) 3-Year Share Buyback Ratio: 1.40% (As of Dec. 2025) — 250% Above Median

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KLIB Killbuck Bancshares Inc KLIB
70 GF Score
Price $162.00
GF Value $162.46
Valuation Fairly Valued
! 5 Warning Signs
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What is Killbuck Bancshares 3-Year Share Buyback Ratio?

Killbuck Bancshares KLIB 70 3-Year Share Buyback Ratio is 1.40 as of Dec. 2025, which is 250% above its 10-year median of 0.40. GuruFocus rates KLIB with a GF Score™ of 70/100 and a GF Value™ of $162.46 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,040 Banks companies, Killbuck Bancshares ranks better than 83.08% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Killbuck Bancshares's current 3-Year Share Buyback Ratio was 1.40%.

The historical rank and industry rank for Killbuck Bancshares's 3-Year Share Buyback Ratio or its related term are showing as below:

KLIB' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: 0   Med: 0.4   Max: 3.8
Current: 1.4

During the past 13 years, Killbuck Bancshares's highest 3-Year Share Buyback Ratio was 3.80%. The lowest was 0.00%. And the median was 0.40%.

KLIB's 3-Year Share Buyback Ratio is ranked better than
83.08% of 1040 companies
in the Banks industry
Industry Median: -0.2 vs KLIB: 1.40

Killbuck Bancshares (OTCPK:KLIB) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Killbuck Bancshares 3-Year Share Buyback Ratio Related Terms


KLIB vs IBTN, SOBS, HMLN: 3-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Killbuck Bancshares's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Killbuck Bancshares 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Killbuck Bancshares's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Killbuck Bancshares's 3-Year Share Buyback Ratio falls into.


KLIB
70GF Score
Killbuck Bancshares Inc KLIB
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Killbuck Bancshares 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of 1.40 mean?
Killbuck Bancshares (KLIB) has a 3-Year Share Buyback Ratio of 1.40 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Killbuck Bancshares and its competitors. This is 250% above median its historical median of 0.40. According to the industry distribution chart, Killbuck Bancshares ranks #176 out of 1040 companies in the Banks industry, placing it in the top 16.9%.
Is Killbuck Bancshares' 3-Year Share Buyback Ratio too high?
Killbuck Bancshares' current 3-Year Share Buyback Ratio of 1.40 is 250% above median its 10-year median of 0.40. Based on the distribution chart, Killbuck Bancshares ranks #176 out of 1040 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Killbuck Bancshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Killbuck Bancshares' 3-Year Share Buyback Ratio compare to IBTN and SOBS?
According to the Banks industry distribution chart, Killbuck Bancshares ranks #176 out of 1040 companies for 3-Year Share Buyback Ratio. This places Killbuck Bancshares in the top 17% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Killbuck Bancshares and its competitors. Killbuck Bancshares's current 3-Year Share Buyback Ratio is 1.40, which is 250% above median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Killbuck Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Killbuck Bancshares (KLIB) is currently considered Fairly Valued. The stock's GF Value™ is $162.46, compared to a current price of $162.00 — trading 0.3% below its estimated fair value. The current 3-Year Share Buyback Ratio is 1.40, which is 250% above median its 10-year median of 0.40. Killbuck Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Killbuck Bancshares (KLIB), the current 3-Year Share Buyback Ratio is 1.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Killbuck Bancshares (KLIB) Overvalued in 2026?

Based on GuruFocus' analysis, Killbuck Bancshares stock appears to be undervalued. The current stock price of $162.00 is trading 0.3% below its estimated GF Value™ of $162.46. GuruFocus considers Killbuck Bancshares to be Fairly Valued.

Key valuation signals for KLIB:

  • 3-Year Share Buyback Ratio: 1.40 (250% above median its 10-year median of 0.40)
  • GF Value™: $162.46 vs. price of $162.00 (0.3% below fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the KLIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Killbuck Bancshares Business Description

Address 165 North Main Street, PO Box 407, Killbuck, OH, USA, 44637
Killbuck Bancshares Inc operates as a bank holding company. Through its banking subsidiary, it provides customary retail and commercial banking services to its customers, including checking, savings, and time deposit accounts, Health Savings Accounts (HSA), internet banking, bill payment, and safe deposit facilities, as well as a full complement of real estate, commercial, and consumer loan products. These services are offered through a network of branch offices located in Killbuck, Berlin, Mt. Hope, Millersburg, Sugarcreek, Fredericksburg, Danville, Kidron, Wooster, and Apple Valley, Holmes, Knox, Wayne, and Tuscarawas counties. The Group has one reportable segment consisting of Community Banking.
70GF Score

Get the complete analysis for KLIB

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$162.00
Price
$162.46
GF Value