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Killbuck BancsharesKLIB 68 3-Year EPS without NRI Growth Rate is 15.30% as of Dec. 2025, which is 29% above its 10-year median of 11.90. GuruFocus rates KLIB with a GF Score™ of 68/100 and a GF Value™ of $163.46 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,409 Banks companies, Killbuck Bancshares ranks better than 68.13% on this metric.
During the past 12 months, Killbuck Bancshares's average EPS without NRI Growth Rate was 4.10% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 15.30% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 14.50% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 14.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Killbuck Bancshares was 40.00% per year. The lowest was -15.30% per year. And the median was 11.90% per year.
Killbuck Bancshares (OTCPK:KLIB) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Killbuck Bancshares 3-Year EPS without NRI Growth Rate Related Terms
KLIB vs IBTN, SOBS, HMLN: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Killbuck Bancshares's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Killbuck Bancshares 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Killbuck Bancshares's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Killbuck Bancshares's 3-Year EPS without NRI Growth Rate falls into.
Killbuck Bancshares 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 15.30% mean?
Killbuck Bancshares (KLIB) has a 3-Year EPS without NRI Growth Rate of 15.30% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Killbuck Bancshares and its competitors. This is 29% above median its historical median of 11.90. According to the industry distribution chart, Killbuck Bancshares ranks #449 out of 1409 companies in the Banks industry, placing it in the top 31.9%.
Is Killbuck Bancshares' 3-Year EPS without NRI Growth Rate too high?
Killbuck Bancshares' current 3-Year EPS without NRI Growth Rate of 15.30% is 29% above median its 10-year median of 11.90. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Killbuck Bancshares' value of 15.30% is 104% above this industry median. Based on the distribution chart, Killbuck Bancshares ranks #449 out of 1409 companies in the Banks industry, which is above the industry midpoint. Overall, Killbuck Bancshares has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Killbuck Bancshares' 3-Year EPS without NRI Growth Rate compare to IBTN and SOBS?
According to the Banks industry distribution chart, Killbuck Bancshares ranks #449 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This puts Killbuck Bancshares in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Killbuck Bancshares' value of 15.30% is 104% above this benchmark. While the company's 10-year median is 11.90 vs. the industry median of 7.50, Killbuck Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Killbuck Bancshares's current 3-Year EPS without NRI Growth Rate of 15.30% is 104% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Killbuck Bancshares and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Killbuck Bancshares's current 3-Year EPS without NRI Growth Rate is 15.30%, which is 29% above median its own 10-year median of 11.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Killbuck Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Killbuck Bancshares (KLIB) is currently considered Fairly Valued. The stock's GF Value™ is $163.46, compared to a current price of $163.00 — trading 0.3% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 15.30%, which is 29% above median its 10-year median of 11.90 and 104% above the Banks industry median of 7.50. Killbuck Bancshares' overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Killbuck Bancshares (KLIB), the current 3-Year EPS without NRI Growth Rate is 15.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Killbuck Bancshares (KLIB) Overvalued in 2026?
Based on GuruFocus' analysis, Killbuck Bancshares stock appears to be undervalued.
The current stock price of $163.00 is trading 0.3% below its estimated GF Value™ of $163.46.
GuruFocus considers Killbuck Bancshares to be Fairly Valued.
Key valuation signals for KLIB:
3-Year EPS without NRI Growth Rate: 15.30% (29% above median its 10-year median of 11.90)
GF Value™: $163.46 vs. price of $163.00 (0.3% below fair value)
Industry Position: 104% above the Banks median (#449 of 1409)
No single metric tells the full story. See the KLIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Killbuck Bancshares Inc operates as a bank holding company. Through its banking subsidiary, it provides customary retail and commercial banking services to its customers, including checking, savings, and time deposit accounts, Health Savings Accounts (HSA), internet banking, bill payment, and safe deposit facilities, as well as a full complement of real estate, commercial, and consumer loan products. These services are offered through a network of branch offices located in Killbuck, Berlin, Mt. Hope, Millersburg, Sugarcreek, Fredericksburg, Danville, Kidron, Wooster, and Apple Valley, Holmes, Knox, Wayne, and Tuscarawas counties. The Group has one reportable segment consisting of Community Banking.
68GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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