KLIB (Killbuck Bancshares) PEG Ratio: 2.59 (As of Jul. 30, 2026) — 70% Above Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KLIB Killbuck Bancshares Inc KLIB
70 GF Score
Price $162.00
GF Value $162.46
Valuation Fairly Valued
! 5 Warning Signs
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What is Killbuck Bancshares PEG Ratio?

Killbuck Bancshares KLIB 70 PEG Ratio is 2.59 as of Jul. 30, 2026, which is 70% above its 10-year median of 1.52. GuruFocus rates KLIB with a GF Score™ of 70/100 and a GF Value™ of $162.46 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,232 Banks companies, Killbuck Bancshares ranks worse than 68.83% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Killbuck Bancshares's PE Ratio without NRI is 8.55. Killbuck Bancshares's 5-Year Book Value growth rate is 3.30%. Therefore, Killbuck Bancshares's PEG Ratio for today is 2.59.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Killbuck Bancshares's PEG Ratio or its related term are showing as below:

KLIB' s PEG Ratio Range Over the Past 10 Years
Min: 1   Med: 1.52   Max: 3.11
Current: 2.59


During the past 13 years, Killbuck Bancshares's highest PEG Ratio was 3.11. The lowest was 1.00. And the median was 1.52.


KLIB's PEG Ratio is ranked worse than
68.83% of 1232 companies
in the Banks industry
Industry Median: 1.56 vs KLIB: 2.59

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Killbuck Bancshares  (OTCPK:KLIB) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Killbuck Bancshares PEG Ratio Related Terms


Killbuck Bancshares PEG Ratio Historical Data

* Premium members only.

The historical data trend for Killbuck Bancshares's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Killbuck Bancshares PEG Ratio Chart

Killbuck Bancshares Annual Data
Trend Dec09 Dec10 Dec11 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.10 1.68 3.19 0.00 2.47

Killbuck Bancshares Semi-Annual Data
Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.10 1.68 3.19 0.00 2.47

KLIB vs IBTN, SOBS, HMLN: PEG Ratio Comparison

For the Banks - Regional subindustry, Killbuck Bancshares's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Killbuck Bancshares PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Killbuck Bancshares's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Killbuck Bancshares's PEG Ratio falls into.


KLIB
70GF Score
Killbuck Bancshares Inc KLIB
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Killbuck Bancshares PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Killbuck Bancshares's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=8.5533262935586/3.30
=2.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 2.59 mean?
Killbuck Bancshares (KLIB) has a PEG Ratio of 2.59 as of Jul. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Killbuck Bancshares and its competitors. This is 70% above median its historical median of 1.52. Over the past decade, Killbuck Bancshares' PEG Ratio has ranged from 1.00 to 3.11. According to the industry distribution chart, Killbuck Bancshares ranks #848 out of 1232 companies in the Banks industry, placing it in the top 68.8%.
Is Killbuck Bancshares' PEG Ratio too high?
Killbuck Bancshares' current PEG Ratio of 2.59 is 70% above median its 10-year median of 1.52. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 3.11. The Banks industry median PEG Ratio is 1.56. Killbuck Bancshares' value of 2.59 is 66% above this industry median. Based on the distribution chart, Killbuck Bancshares ranks #848 out of 1232 companies in the Banks industry, which is below the industry midpoint. Overall, Killbuck Bancshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Killbuck Bancshares' PEG Ratio compare to IBTN and SOBS?
According to the Banks industry distribution chart, Killbuck Bancshares ranks #848 out of 1232 companies for PEG Ratio. This places Killbuck Bancshares in the lower half of its industry. The industry median PEG Ratio is 1.56. Killbuck Bancshares' value of 2.59 is 66% above this benchmark. Historically, Killbuck Bancshares' own PEG Ratio has ranged from 1.00 to 3.11 over the past decade. While the company's 10-year median is 1.52 vs. the industry median of 1.56, Killbuck Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,232 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Killbuck Bancshares's current PEG Ratio of 2.59 is 66% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Killbuck Bancshares and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Killbuck Bancshares's current PEG Ratio is 2.59, which is 70% above median its own 10-year median of 1.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Killbuck Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Killbuck Bancshares (KLIB) is currently considered Fairly Valued. The stock's GF Value™ is $162.46, compared to a current price of $162.00 — trading 0.3% below its estimated fair value. The current PEG Ratio is 2.59, which is 70% above median its 10-year median of 1.52 and 66% above the Banks industry median of 1.56. Killbuck Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Killbuck Bancshares (KLIB), the current PEG Ratio is 2.59 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Killbuck Bancshares (KLIB) Overvalued in 2026?

Based on GuruFocus' analysis, Killbuck Bancshares stock appears to be undervalued. The current stock price of $162.00 is trading 0.3% below its estimated GF Value™ of $162.46. GuruFocus considers Killbuck Bancshares to be Fairly Valued.

Key valuation signals for KLIB:

  • PEG Ratio: 2.59 (70% above median its 10-year median of 1.52)
  • GF Value™: $162.46 vs. price of $162.00 (0.3% below fair value)
  • GF Score™: 70/100 with 5 warning signs
  • Industry Position: 66% above the Banks median (#848 of 1232)

No single metric tells the full story. See the KLIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Killbuck Bancshares Business Description

Address 165 North Main Street, PO Box 407, Killbuck, OH, USA, 44637
Killbuck Bancshares Inc operates as a bank holding company. Through its banking subsidiary, it provides customary retail and commercial banking services to its customers, including checking, savings, and time deposit accounts, Health Savings Accounts (HSA), internet banking, bill payment, and safe deposit facilities, as well as a full complement of real estate, commercial, and consumer loan products. These services are offered through a network of branch offices located in Killbuck, Berlin, Mt. Hope, Millersburg, Sugarcreek, Fredericksburg, Danville, Kidron, Wooster, and Apple Valley, Holmes, Knox, Wayne, and Tuscarawas counties. The Group has one reportable segment consisting of Community Banking.
70GF Score

Get the complete analysis for KLIB

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$162.00
Price
$162.46
GF Value