KLIB (Killbuck Bancshares) Dividend Payout Ratio: 0.33 (As of Dec. 2025) — Near Median

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KLIB Killbuck Bancshares Inc KLIB
70 GF Score
Price $162.00
GF Value $162.46
Valuation Fairly Valued
! 5 Warning Signs
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What is Killbuck Bancshares Dividend Payout Ratio?

Killbuck Bancshares KLIB 70 Dividend Payout Ratio is 0.33 as of Dec. 2025, which is at its 10-year median of 0.33. GuruFocus rates KLIB with a GF Score™ of 70/100 and a GF Value™ of $162.46 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,175 Banks companies, Killbuck Bancshares ranks worse than 50.3% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Killbuck Bancshares's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.33.

The historical rank and industry rank for Killbuck Bancshares's Dividend Payout Ratio or its related term are showing as below:

KLIB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.25   Med: 0.33   Max: 0.7
Current: 0.33

During the past 13 years, the highest Dividend Payout Ratio of Killbuck Bancshares was 0.70. The lowest was 0.25. And the median was 0.33.

KLIB's Dividend Payout Ratio is ranked worse than
50.3% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs KLIB: 0.33

As of today (2026-07-30), the Dividend Yield % of Killbuck Bancshares is 4.32%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Killbuck Bancshares was 4.63%. The lowest was 1.75%. And the median was 2.41%.

Killbuck Bancshares's Dividends per Share for the months ended in Dec. 2025 was $6.25.

During the past 12 months, Killbuck Bancshares's average Dividends Per Share Growth Rate was 25.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 17.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 12.30% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 6.80% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Killbuck Bancshares was 17.50% per year. The lowest was 1.10% per year. And the median was 6.55% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Killbuck Bancshares (OTCPK:KLIB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Killbuck Bancshares Dividend Payout Ratio Related Terms

Killbuck Bancshares Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Killbuck Bancshares's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Killbuck Bancshares Dividend Payout Ratio Chart

Killbuck Bancshares Annual Data
Trend Dec09 Dec10 Dec11 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.32 0.31 0.26 0.28 0.33

Killbuck Bancshares Semi-Annual Data
Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.31 0.26 0.28 0.33

KLIB vs IBTN, SOBS, HMLN: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Killbuck Bancshares's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Killbuck Bancshares Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Killbuck Bancshares's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Killbuck Bancshares's Dividend Payout Ratio falls into.


KLIB
70GF Score
Killbuck Bancshares Inc KLIB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Killbuck Bancshares Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Killbuck Bancshares's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=6.25/ 18.94
=0.33

Killbuck Bancshares's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=6.25/ 18.94
=0.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.33 mean?
Killbuck Bancshares (KLIB) has a Dividend Payout Ratio of 0.33 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Killbuck Bancshares and its competitors. This is near median its historical median of 0.33. Over the past decade, Killbuck Bancshares' Dividend Payout Ratio has ranged from 0.25 to 0.70. According to the industry distribution chart, Killbuck Bancshares ranks #591 out of 1175 companies in the Banks industry, placing it in the top 50.3%.
Is Killbuck Bancshares' Dividend Payout Ratio too high?
Killbuck Bancshares' current Dividend Payout Ratio of 0.33 is near median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 0.70. The Banks industry median Dividend Payout Ratio is 0.32. Killbuck Bancshares' value of 0.33 is 3.1% above this industry median. Based on the distribution chart, Killbuck Bancshares ranks #591 out of 1175 companies in the Banks industry, which is below the industry midpoint. Overall, Killbuck Bancshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Killbuck Bancshares' Dividend Payout Ratio compare to IBTN and SOBS?
According to the Banks industry distribution chart, Killbuck Bancshares ranks #591 out of 1175 companies for Dividend Payout Ratio. This places Killbuck Bancshares in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Killbuck Bancshares' value of 0.33 is 3.1% above this benchmark. Historically, Killbuck Bancshares' own Dividend Payout Ratio has ranged from 0.25 to 0.70 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 0.32, Killbuck Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Killbuck Bancshares's current Dividend Payout Ratio of 0.33 is 3.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Killbuck Bancshares and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Killbuck Bancshares's current Dividend Payout Ratio is 0.33, which is near median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Killbuck Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Killbuck Bancshares (KLIB) is currently considered Fairly Valued. The stock's GF Value™ is $162.46, compared to a current price of $162.00 — trading 0.3% below its estimated fair value. The current Dividend Payout Ratio is 0.33, which is near median its 10-year median of 0.33 and 3.1% above the Banks industry median of 0.32. Killbuck Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Killbuck Bancshares (KLIB), the current Dividend Payout Ratio is 0.33 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Killbuck Bancshares (KLIB) Overvalued in 2026?

Based on GuruFocus' analysis, Killbuck Bancshares stock appears to be undervalued. The current stock price of $162.00 is trading 0.3% below its estimated GF Value™ of $162.46. GuruFocus considers Killbuck Bancshares to be Fairly Valued.

Key valuation signals for KLIB:

  • Dividend Payout Ratio: 0.33 (near median its 10-year median of 0.33)
  • GF Value™: $162.46 vs. price of $162.00 (0.3% below fair value)
  • GF Score™: 70/100 with 5 warning signs
  • Industry Position: 3.1% above the Banks median (#591 of 1175)

No single metric tells the full story. See the KLIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Killbuck Bancshares Business Description

Address 165 North Main Street, PO Box 407, Killbuck, OH, USA, 44637
Killbuck Bancshares Inc operates as a bank holding company. Through its banking subsidiary, it provides customary retail and commercial banking services to its customers, including checking, savings, and time deposit accounts, Health Savings Accounts (HSA), internet banking, bill payment, and safe deposit facilities, as well as a full complement of real estate, commercial, and consumer loan products. These services are offered through a network of branch offices located in Killbuck, Berlin, Mt. Hope, Millersburg, Sugarcreek, Fredericksburg, Danville, Kidron, Wooster, and Apple Valley, Holmes, Knox, Wayne, and Tuscarawas counties. The Group has one reportable segment consisting of Community Banking.
70GF Score

Get the complete analysis for KLIB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$162.00
Price
$162.46
GF Value