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Killbuck BancsharesKLIB 70 EV-to-OCF is 10.45 as of Jul. 30, 2026, which is 10% above its 10-year median of 9.49. GuruFocus rates KLIB with a GF Score™ of 70/100 and a GF Value™ of $162.46 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,500 Banks companies, Killbuck Bancshares ranks worse than 71.27% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Killbuck Bancshares's Enterprise Value is $120.03 Mil.
Killbuck Bancshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $11.48 Mil. Therefore, Killbuck Bancshares's EV-to-OCF for today is 10.45.
The historical rank and industry rank for Killbuck Bancshares's EV-to-OCF or its related term are showing as below:
KLIB'
s EV-to-OCF Range Over the Past 10 Years
Min: 1.41 Med: 9.49 Max: 15.21
Current: 10.45
During the past 13 years, the highest EV-to-OCF of Killbuck Bancshares was 15.21. The lowest was 1.41. And the median was 9.49.
KLIB's EV-to-OCF is ranked worse than 71.27% of 1500
companies
in the Banks industry
Industry Median: 3.89
vs KLIB: 10.45
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Killbuck Bancshares's PE Ratio (TTM) for today is calculated as:
Killbuck Bancshares's share price for today is $162.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Killbuck Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $18.940.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Killbuck Bancshares EV-to-OCF Related Terms
Killbuck Bancshares EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Killbuck Bancshares's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Killbuck Bancshares's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Killbuck Bancshares EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Killbuck Bancshares's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Killbuck Bancshares's EV-to-OCF falls into.
Killbuck Bancshares's current Enterprise Value is $120.03 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Killbuck Bancshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $11.48 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Killbuck Bancshares (KLIB) has a EV-to-OCF of 10.45 as of Jul. 30, 2026. This is 10% above median its historical median of 9.49. Over the past decade, Killbuck Bancshares' EV-to-OCF has ranged from 1.41 to 15.21. According to the industry distribution chart, Killbuck Bancshares ranks #1069 out of 1500 companies in the Banks industry, placing it in the top 71.3%.
Is Killbuck Bancshares' EV-to-OCF too high?
Killbuck Bancshares' current EV-to-OCF of 10.45 is 10% above median its 10-year median of 9.49. Over the past 10 years, this metric has ranged from a low of 1.41 to a high of 15.21. The Banks industry median EV-to-OCF is 3.89. Killbuck Bancshares' value of 10.45 is 168.6% above this industry median. Based on the distribution chart, Killbuck Bancshares ranks #1069 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, Killbuck Bancshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Killbuck Bancshares' EV-to-OCF compare to IBTN and SOBS?
According to the Banks industry distribution chart, Killbuck Bancshares ranks #1069 out of 1500 companies for EV-to-OCF. This places Killbuck Bancshares in the lower half of its industry. The industry median EV-to-OCF is 3.89. Killbuck Bancshares' value of 10.45 is 168.6% above this benchmark. Historically, Killbuck Bancshares' own EV-to-OCF has ranged from 1.41 to 15.21 over the past decade. While the company's 10-year median is 9.49 vs. the industry median of 3.89, Killbuck Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.89, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Killbuck Bancshares's current EV-to-OCF of 10.45 is 168.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Killbuck Bancshares's current EV-to-OCF is 10.45, which is 10% above median its own 10-year median of 9.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Killbuck Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Killbuck Bancshares (KLIB) is currently considered Fairly Valued. The stock's GF Value™ is $162.46, compared to a current price of $162.00 — trading 0.3% below its estimated fair value. The current EV-to-OCF is 10.45, which is 10% above median its 10-year median of 9.49 and 168.6% above the Banks industry median of 3.89. Killbuck Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Killbuck Bancshares (KLIB), the current EV-to-OCF is 10.45 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Killbuck Bancshares (KLIB) Overvalued in 2026?
Based on GuruFocus' analysis, Killbuck Bancshares stock appears to be undervalued.
The current stock price of $162.00 is trading 0.3% below its estimated GF Value™ of $162.46.
GuruFocus considers Killbuck Bancshares to be Fairly Valued.
Key valuation signals for KLIB:
EV-to-OCF: 10.45 (10% above median its 10-year median of 9.49)
GF Value™: $162.46 vs. price of $162.00 (0.3% below fair value)
Industry Position: 168.6% above the Banks median (#1069 of 1500)
No single metric tells the full story. See the KLIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Killbuck Bancshares Inc operates as a bank holding company. Through its banking subsidiary, it provides customary retail and commercial banking services to its customers, including checking, savings, and time deposit accounts, Health Savings Accounts (HSA), internet banking, bill payment, and safe deposit facilities, as well as a full complement of real estate, commercial, and consumer loan products. These services are offered through a network of branch offices located in Killbuck, Berlin, Mt. Hope, Millersburg, Sugarcreek, Fredericksburg, Danville, Kidron, Wooster, and Apple Valley, Holmes, Knox, Wayne, and Tuscarawas counties. The Group has one reportable segment consisting of Community Banking.
70GF Score
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