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Killbuck BancsharesKLIB 70 FCF Margin % is 18.49% as of Dec. 2025, which is 36% below its 10-year median of 28.69. GuruFocus rates KLIB with a GF Score™ of 70/100 and a GF Value™ of $162.46 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,502 Banks companies, Killbuck Bancshares ranks worse than 59.72% on this metric.
The historical rank and industry rank for Killbuck Bancshares's FCF Margin % or its related term are showing as below:
KLIB'
s FCF Margin % Range Over the Past 10 Years
Min: 15.68 Med: 28.69 Max: 37.66
Current: 18.49
During the past 13 years, the highest FCF Margin % of Killbuck Bancshares was 37.66%. The lowest was 15.68%. And the median was 28.69%.
KLIB's FCF Margin % is ranked worse than 59.72% of 1502
companies
in the Banks industry
Industry Median: 25.74
vs KLIB: 18.49
Killbuck Bancshares FCF Margin % Related Terms
Killbuck Bancshares FCF Margin % Historical Data
* Premium members only.
The historical data trend for Killbuck Bancshares's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Killbuck Bancshares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Killbuck Bancshares FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Killbuck Bancshares's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Killbuck Bancshares's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Killbuck Bancshares (KLIB) has a FCF Margin % of 18.49% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Killbuck Bancshares and its competitors. This is 36% below median its historical median of 28.69. Over the past decade, Killbuck Bancshares' FCF Margin % has ranged from 15.68 to 37.66. According to the industry distribution chart, Killbuck Bancshares ranks #897 out of 1502 companies in the Banks industry, placing it in the top 59.7%.
Is Killbuck Bancshares' FCF Margin % too high?
Killbuck Bancshares' current FCF Margin % of 18.49% is 36% below median its 10-year median of 28.69. Over the past 10 years, this metric has ranged from a low of 15.68 to a high of 37.66. The Banks industry median FCF Margin % is 25.74. Killbuck Bancshares' value of 18.49% is 28.2% below this industry median. Based on the distribution chart, Killbuck Bancshares ranks #897 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Killbuck Bancshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Killbuck Bancshares' FCF Margin % compare to IBTN and SOBS?
According to the Banks industry distribution chart, Killbuck Bancshares ranks #897 out of 1502 companies for FCF Margin %. This places Killbuck Bancshares in the lower half of its industry. The industry median FCF Margin % is 25.74. Killbuck Bancshares' value of 18.49% is 28.2% below this benchmark. Historically, Killbuck Bancshares' own FCF Margin % has ranged from 15.68 to 37.66 over the past decade. While the company's 10-year median is 28.69 vs. the industry median of 25.74, Killbuck Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 25.74, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Killbuck Bancshares's current FCF Margin % of 18.49% is 28.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Killbuck Bancshares and its competitors. For the Banks industry, the median FCF Margin % is 25.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Killbuck Bancshares's current FCF Margin % is 18.49%, which is 36% below median its own 10-year median of 28.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Killbuck Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Killbuck Bancshares (KLIB) is currently considered Fairly Valued. The stock's GF Value™ is $162.46, compared to a current price of $162.00 — trading 0.3% below its estimated fair value. The current FCF Margin % is 18.49%, which is 36% below median its 10-year median of 28.69 and 28.2% below the Banks industry median of 25.74. Killbuck Bancshares' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Killbuck Bancshares (KLIB), the current FCF Margin % is 18.49% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Killbuck Bancshares (KLIB) Overvalued in 2026?
Based on GuruFocus' analysis, Killbuck Bancshares stock appears to be undervalued.
The current stock price of $162.00 is trading 0.3% below its estimated GF Value™ of $162.46.
GuruFocus considers Killbuck Bancshares to be Fairly Valued.
Key valuation signals for KLIB:
FCF Margin %: 18.49% (36% below median its 10-year median of 28.69)
GF Value™: $162.46 vs. price of $162.00 (0.3% below fair value)
Industry Position: 28.2% below the Banks median (#897 of 1502)
No single metric tells the full story. See the KLIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Killbuck Bancshares Inc operates as a bank holding company. Through its banking subsidiary, it provides customary retail and commercial banking services to its customers, including checking, savings, and time deposit accounts, Health Savings Accounts (HSA), internet banking, bill payment, and safe deposit facilities, as well as a full complement of real estate, commercial, and consumer loan products. These services are offered through a network of branch offices located in Killbuck, Berlin, Mt. Hope, Millersburg, Sugarcreek, Fredericksburg, Danville, Kidron, Wooster, and Apple Valley, Holmes, Knox, Wayne, and Tuscarawas counties. The Group has one reportable segment consisting of Community Banking.
70GF Score
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