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SBCF (Seacoast Banking of Florida) Cyclically Adjusted PB Ratio : 1.21 (As of Jun. 26, 2025)


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What is Seacoast Banking of Florida Cyclically Adjusted PB Ratio?

As of today (2025-06-26), Seacoast Banking of Florida's current share price is $26.12. Seacoast Banking of Florida's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $21.66. Seacoast Banking of Florida's Cyclically Adjusted PB Ratio for today is 1.21.

The historical rank and industry rank for Seacoast Banking of Florida's Cyclically Adjusted PB Ratio or its related term are showing as below:

SBCF' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.53   Med: 1.59   Max: 3.24
Current: 1.21

During the past years, Seacoast Banking of Florida's highest Cyclically Adjusted PB Ratio was 3.24. The lowest was 0.53. And the median was 1.59.

SBCF's Cyclically Adjusted PB Ratio is ranked worse than
60.48% of 1283 companies
in the Banks industry
Industry Median: 1.02 vs SBCF: 1.21

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Seacoast Banking of Florida's adjusted book value per share data for the three months ended in Mar. 2025 was $26.043. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $21.66 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Seacoast Banking of Florida Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Seacoast Banking of Florida's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Seacoast Banking of Florida Cyclically Adjusted PB Ratio Chart

Seacoast Banking of Florida Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.36 2.40 1.82 1.48 1.31

Seacoast Banking of Florida Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.28 1.16 1.29 1.31 1.19

Competitive Comparison of Seacoast Banking of Florida's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Seacoast Banking of Florida's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seacoast Banking of Florida's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Seacoast Banking of Florida's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Seacoast Banking of Florida's Cyclically Adjusted PB Ratio falls into.


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Seacoast Banking of Florida Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Seacoast Banking of Florida's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=26.12/21.66
=1.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seacoast Banking of Florida's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Seacoast Banking of Florida's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=26.043/134.9266*134.9266
=26.043

Current CPI (Mar. 2025) = 134.9266.

Seacoast Banking of Florida Quarterly Data

Book Value per Share CPI Adj_Book
201506 9.839 100.684 13.185
201509 10.199 100.392 13.707
201512 10.289 99.792 13.911
201603 10.912 100.470 14.654
201606 11.198 101.688 14.858
201609 11.453 101.861 15.171
201612 11.451 101.863 15.168
201703 12.341 102.862 16.188
201706 13.286 103.349 17.345
201709 13.662 104.136 17.702
201712 14.699 104.011 19.068
201803 14.939 105.290 19.144
201806 15.185 106.317 19.271
201809 15.503 106.507 19.640
201812 16.827 105.998 21.419
201903 17.435 107.251 21.934
201906 18.077 108.070 22.569
201909 18.699 108.329 23.290
201912 19.133 108.420 23.811
202003 18.816 108.902 23.313
202006 19.449 108.767 24.127
202009 19.909 109.815 24.462
202012 20.462 109.897 25.122
202103 20.895 111.754 25.228
202106 21.328 114.631 25.104
202109 22.117 115.734 25.785
202112 22.404 117.630 25.698
202203 22.147 121.301 24.635
202206 21.651 125.017 23.367
202209 20.948 125.227 22.571
202212 22.449 125.222 24.189
202303 24.242 127.348 25.685
202306 24.141 128.729 25.303
202309 24.056 129.860 24.995
202312 24.842 129.419 25.899
202403 24.934 131.776 25.530
202406 24.975 132.554 25.422
202409 25.677 133.029 26.043
202412 25.515 133.157 25.854
202503 26.043 134.927 26.043

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Seacoast Banking of Florida  (NAS:SBCF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Seacoast Banking of Florida Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Seacoast Banking of Florida's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Seacoast Banking of Florida Business Description

Traded in Other Exchanges
N/A
Address
815 Colorado Avenue, Stuart, FL, USA, 34994
Seacoast Banking Corp of Florida is a holding company for Seacoast National Bank. The company provides integrated financial services including commercial and consumer banking, wealth management, and mortgage and insurance services to customers across Florida, and through mobile and online banking solutions. In addition, it provides services such as treasury management, brokerage and credit facilities.
Executives
Charles M Shaffer director, officer: Chairman, President & CEO C/O SEACOAST BANKING CORPORATION OF FL, 815 COLORADO AVE., P. O. BOX 9012, STUART FL 34995
Hudson Dennis S Iii director, officer: President & CEO 815 COLORADO AVENUE, P O BOX 9012, STUART FL 34995-9012
Stallings James C Iii officer: EVP, Chief Credit Officer P.O. BOX 9012, STUART FL 34995
Robert J Lipstein director 1661 WORTHINGTON ROAD, SUITE 100, WEST PALM BEACH FL 33409
Jacqueline Lynette Bradley director 5336 ISLEWORTH COUNTRY CLUB DRIVE, WINDERMERE FL 34786
Maryann Goebel director 411 NORTH NEW RIVER DRIVE EAST, UNIT 2902, FORT LAUDERDALE FL 33301
Dennis J Arczynski director 5771 HAWKES BLUFF AVENUE, DAVIE FL 33331
Thomas E Rossin director C/O SEACOAST BANKING CORPORATION OF FL, P. O. BOX 9012, STUART FL 34995
Christopher E Fogal director 102 NE CHARLESTON OAK DRIVE, PORT ST. LUCIE FL 34983
Alvaro Monserrat director 2400 ACORN PALM ROAD, BOCA RATON FL 33432
Shearouse Joseph B Iii director P.O. BOX 9012, STUART FL 34995
Julie H Daum director 1000 PALM WAY, NORTH PALM BEACH FL 33408
Culbreth H Gilbert Jr director C/O SEACOAST BANKING CORPORATION OF FL, P. O. BOX 9012, STUART FL 34995
Austen Carroll officer: EVP, Chief Lending Officer P.O. BOX 9012, STUART FL 34995
Juliette Kleffel other: EVP of Subsidiary P.O. BOX 9012, STUART FL 34995