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Huize HoldingHUIZ +37.18%56 3-Year Share Buyback Ratio is 0.40 as of Dec. 2025, which is 60% above its 10-year median of 0.25. GuruFocus rates HUIZ with a GF Score™ of 56/100 and a GF Value™ of $5.22 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 280 Insurance companies, Huize Holding ranks better than 64.29% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Huize Holding's current 3-Year Share Buyback Ratio was 0.40%.
The historical rank and industry rank for Huize Holding's 3-Year Share Buyback Ratio or its related term are showing as below:
HUIZ'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -0.4 Med: 0.25 Max: 1.4
Current: 0.4
During the past 9 years, Huize Holding's highest 3-Year Share Buyback Ratio was 1.40%. The lowest was -0.40%. And the median was 0.25%.
HUIZ's 3-Year Share Buyback Ratio is ranked better than 64.29% of 280
companies
in the Insurance industry
Industry Median: -0.1
vs HUIZ: 0.40
Huize Holding (NAS:HUIZ) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Huize Holding 3-Year Share Buyback Ratio Related Terms
HUIZ vs ZBAO, GOCOQ, EZRA: 3-Year Share Buyback Ratio Comparison
For the Insurance Brokers subindustry, Huize Holding's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Huize Holding 3-Year Share Buyback Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Huize Holding's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Huize Holding's 3-Year Share Buyback Ratio falls into.
Huize Holding 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 0.40 mean?
Huize Holding (HUIZ) has a 3-Year Share Buyback Ratio of 0.40 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Huize Holding and its competitors. This is 60% above median its historical median of 0.25. According to the industry distribution chart, Huize Holding ranks #100 out of 280 companies in the Insurance industry, placing it in the top 35.7%.
Is Huize Holding's 3-Year Share Buyback Ratio too high?
Huize Holding's current 3-Year Share Buyback Ratio of 0.40 is 60% above median its 10-year median of 0.25. Based on the distribution chart, Huize Holding ranks #100 out of 280 companies in the Insurance industry, which is above the industry midpoint. Overall, Huize Holding has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Huize Holding's 3-Year Share Buyback Ratio compare to ZBAO and GOCOQ?
According to the Insurance industry distribution chart, Huize Holding ranks #100 out of 280 companies for 3-Year Share Buyback Ratio. This puts Huize Holding in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for an Insurance company?
A good 3-Year Share Buyback Ratio depends on the Insurance industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Huize Holding and its competitors. Huize Holding's current 3-Year Share Buyback Ratio is 0.40, which is 60% above median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huize Holding stock overvalued right now?
Based on GuruFocus' analysis, Huize Holding (HUIZ) is currently considered Possible Value Trap. The stock's GF Value™ is $5.22, compared to a current price of $1.68 — trading 67.8% below its estimated fair value. The current 3-Year Share Buyback Ratio is 0.40, which is 60% above median its 10-year median of 0.25. Huize Holding's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Huize Holding (HUIZ), the current 3-Year Share Buyback Ratio is 0.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Huize Holding (HUIZ) Overvalued in 2026?
Based on GuruFocus' analysis, Huize Holding stock appears to be undervalued.
The current stock price of $1.68 is trading 67.8% below its estimated GF Value™ of $5.22.
GuruFocus considers Huize Holding to be Possible Value Trap.
Key valuation signals for HUIZ:
3-Year Share Buyback Ratio: 0.40 (60% above median its 10-year median of 0.25)
GF Value™: $5.22 vs. price of $1.68 (67.8% below fair value)
No single metric tells the full story. See the HUIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Huize Holding Ltd is an independent online insurance product and service platform in China. The company distributes on its platform insurance products underwritten by the insurance companies that cooperate with the company, which the company refers to as its insurer partners, and helps them reach a large number of insurance clients. The company's platform offers a digitalized insurance purchase experience and services through various internet and mobile internet channels. The company generates revenues from the insurance brokerage fees paid by its insurer partners. Geographically, the company is concentrated in PRC Mainland, Hong Kong and others segments.
56GF Score
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