HUIZ (Huize Holding) 1-Year Sharpe Ratio: -0.44 (As of Jul. 21, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HUIZ Huize Holding Ltd HUIZ
58 GF Score
Price $1.22
GF Value $5.18
Valuation Possible Value Trap
! 4 Warning Signs
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What is Huize Holding 1-Year Sharpe Ratio?

Huize Holding HUIZ +4.10% 58 1-Year Sharpe Ratio is -0.44 as of Jul. 21, 2026. GuruFocus rates HUIZ with a GF Score™ of 58/100 and a GF Value™ of $5.18 (Possible Value Trap). The stock has 4 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-21), Huize Holding's 1-Year Sharpe Ratio is -0.44.

Huize Holding  (NAS:HUIZ) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Huize Holding 1-Year Sharpe Ratio Related Terms

HUIZ vs GOCOQ, ZBAO, EZRA: 1-Year Sharpe Ratio Comparison

For the Insurance Brokers subindustry, Huize Holding's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Huize Holding 1-Year Sharpe Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Huize Holding's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Huize Holding's 1-Year Sharpe Ratio falls into.


HUIZ
58GF Score
Huize Holding Ltd HUIZ
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Huize Holding 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -0.44 mean?
Huize Holding (HUIZ) has a 1-Year Sharpe Ratio of -0.44 as of Jul. 21, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Huize Holding and its competitors.
Is Huize Holding's 1-Year Sharpe Ratio too high?
Huize Holding's current 1-Year Sharpe Ratio is -0.44. Overall, Huize Holding has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Huize Holding's 1-Year Sharpe Ratio compare to GOCOQ and ZBAO?
Huize Holding's 1-Year Sharpe Ratio of -0.44 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for an Insurance company?
A good 1-Year Sharpe Ratio depends on the Insurance industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Huize Holding and its competitors. Huize Holding's current 1-Year Sharpe Ratio is -0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huize Holding stock overvalued right now?
Based on GuruFocus' analysis, Huize Holding (HUIZ) is currently considered Possible Value Trap. The stock's GF Value™ is $5.18, compared to a current price of $1.22 — trading 76.4% below its estimated fair value. The current 1-Year Sharpe Ratio is -0.44. Huize Holding's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Huize Holding (HUIZ), the current 1-Year Sharpe Ratio is -0.44 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huize Holding (HUIZ) Overvalued in 2026?

Based on GuruFocus' analysis, Huize Holding stock appears to be undervalued. The current stock price of $1.22 is trading 76.4% below its estimated GF Value™ of $5.18. GuruFocus considers Huize Holding to be Possible Value Trap.

Key valuation signals for HUIZ:

  • 1-Year Sharpe Ratio: -0.44
  • GF Value™: $5.18 vs. price of $1.22 (76.4% below fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the HUIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Huize Holding Business Description

Address Qianhai Financial Centre, Linhai Avenue, 49 Floor, Building T1, Qianhai Shenzhen-Hong Kong Cooperation Zone, Shenzhen, CHN, 518000
Huize Holding Ltd is an independent online insurance product and service platform in China. The company distributes on its platform insurance products underwritten by the insurance companies that cooperate with the company, which the company refers to as its insurer partners, and helps them reach a large number of insurance clients. The company's platform offers a digitalized insurance purchase experience and services through various internet and mobile internet channels. The company generates revenues from the insurance brokerage fees paid by its insurer partners. Geographically, the company is concentrated in PRC Mainland, Hong Kong and others segments.
58GF Score

Get the complete analysis for HUIZ

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.22
Price
$5.18
GF Value