IsracardISCDF 77 Days Sales Outstanding is 2,750.85 as of Mar. 2026, which is 3% below its 10-year median of 2,844.17. GuruFocus rates ISCDF with a GF Score™ of 77/100 and a GF Value™ of $4.56. The stock has 6 warning signs investors should review. Among 293 Credit Services companies, Isracard ranks worse than 95.22% on this metric.
Isracard's average Accounts Receivable for the
three
months ended in Mar. 2026 was $8,488 Mil. Isracard's Revenue for the
three
months ended in Mar. 2026 was $282 Mil.
Hence, Isracard's Days Sales Outstanding for the
three
months ended in Mar. 2026 was 2,750.85.
The historical rank and industry rank for Isracard's Days Sales Outstanding or its related term are showing as below:
ISCDF'
s Days Sales Outstanding Range Over the Past 10 Years
Min: 2223.93 Med: 2844.17 Max: 4048.83
Current: 2418.97
During the past 13 years, Isracard's highest Days Sales Outstanding was 4048.83. The lowest was 2223.93. And the median was 2844.17.
ISCDF's Days Sales Outstanding is ranked worse than 95.22% of 293
companies
in the Credit Services industry
Industry Median: 40.21
vs ISCDF: 2418.97
Isracard's Days Sales Outstanding
increased
from Mar. 2025 (2,553.52) to Mar. 2026 (2,750.85).
Isracard (OTCPK:ISCDF) Days Sales Outstanding Explanation
For retailers, when we compare Days Sales Outstanding, it is important to compare the same period in the previous years.
Isracard Days Sales Outstanding Related Terms
Isracard Days Sales Outstanding Historical Data
* Premium members only.
The historical data trend for Isracard's Days Sales Outstanding can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISCDF vs V, MA, AXP: Days Sales Outstanding Comparison
For the Credit Services subindustry, Isracard's Days Sales Outstanding, along with its competitors' market caps and Days Sales Outstanding data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Isracard Days Sales Outstanding vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Isracard's Days Sales Outstanding distribution charts can be found below:
* The bar in red indicates where Isracard's Days Sales Outstanding falls into.
Days Sales Outstanding measures the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Days Sales Outstanding of 2,750.85 mean?
Isracard (ISCDF) has a Days Sales Outstanding of 2,750.85 as of Mar. 2026. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Isracard and its competitors. This is near median its historical median of 2,844.17. Over the past decade, Isracard's Days Sales Outstanding has ranged from 2,223.93 to 4,048.83. According to the industry distribution chart, Isracard ranks #279 out of 293 companies in the Credit Services industry, placing it in the top 95.2%.
Is Isracard's Days Sales Outstanding too high?
Isracard's current Days Sales Outstanding of 2,750.85 is near median its 10-year median of 2,844.17. Over the past 10 years, this metric has ranged from a low of 2,223.93 to a high of 4,048.83. The Credit Services industry median Days Sales Outstanding is 40.21. Isracard's value of 2,750.85 is 6741.2% above this industry median. Based on the distribution chart, Isracard ranks #279 out of 293 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Isracard has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Isracard's Days Sales Outstanding compare to V and MA?
According to the Credit Services industry distribution chart, Isracard ranks #279 out of 293 companies for Days Sales Outstanding. This places Isracard in the lower half of its industry. The industry median Days Sales Outstanding is 40.21. Isracard's value of 2,750.85 is 6741.2% above this benchmark. Historically, Isracard's own Days Sales Outstanding has ranged from 2,223.93 to 4,048.83 over the past decade. While the company's 10-year median is 2,844.17 vs. the industry median of 40.21, Isracard has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Sales Outstanding for a Credit Services company?
The median Days Sales Outstanding among Credit Services companies is 40.21, based on 293 companies in the industry. Companies in the top quartile (top 25%) have a Days Sales Outstanding significantly above this median, while those in the bottom quartile fall well below. However, Days Sales Outstanding should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Isracard's current Days Sales Outstanding of 2,750.85 is 6741.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Sales Outstanding mean?
A high Days Sales Outstanding can signal that a stock is expensive relative to its fundamentals. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Isracard and its competitors. For the Credit Services industry, the median Days Sales Outstanding is 40.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Isracard's current Days Sales Outstanding is 2,750.85, which is near median its own 10-year median of 2,844.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isracard stock overvalued right now?
Isracard (ISCDF) has a current Days Sales Outstanding of 2,750.85. The stock's GF Value™ is $4.56, compared to a current price of $4.40 — trading 3.5% below its estimated fair value. The current Days Sales Outstanding is 2,750.85, which is near median its 10-year median of 2,844.17 and 6741.2% above the Credit Services industry median of 40.21. Isracard's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Sales Outstanding calculated?
Days Sales Outstanding is calculated from a company's financial statements. For Isracard (ISCDF), the current Days Sales Outstanding is 2,750.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Isracard (ISCDF) Overvalued in 2026?
Based on GuruFocus' analysis, Isracard stock appears to be undervalued.
The current stock price of $4.40 is trading 3.5% below its estimated GF Value™ of $4.56.
Key valuation signals for ISCDF:
Days Sales Outstanding: 2,750.85 (near median its 10-year median of 2,844.17)
GF Value™: $4.56 vs. price of $4.40 (3.5% below fair value)
Industry Position: 6741.2% above the Credit Services median (#279 of 293)
No single metric tells the full story. See the ISCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Isracard Ltd is a credit-card company. Its operating segments are the issuance of credit cards, acquiring credit cards and financing. It provides full discounting and clearing services for the credit card brands namely Isracard, MasterCard, American Express and Visa. The company's products and services are gift cards, business cards, student loans, loan for the purchase of a vehicle and other related services.
77GF Score
Get the complete analysis for ISCDF
Days Sales Outstanding is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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