ISCDF (Isracard) Net Change in Cash: $-324 Mil (TTM As of Mar. 2026)


ISCDF Isracard Ltd ISCDF
77 GF Score
Price $4.40
GF Value $4.56
! 6 Warning Signs
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What is Isracard Net Change in Cash?

Isracard ISCDF 77 Net Change in Cash is $-324 Mil as of Mar. 2026. GuruFocus rates ISCDF with a GF Score™ of 77/100 and a GF Value™ of $4.56. The stock has 6 warning signs investors should review.

Net Change in Cash is calculated as the total of Cash Flow from Operations , Cash Flow from Investing, Cash Flow from Financing, and Effect of Exchange Rate Changes.

Isracard's Net Change in Cash for the three months ended in Mar. 2026 was $-19 Mil. Its Net Change in Cash for the trailing twelve months (TTM) ended in Mar. 2026 was $-324 Mil.

Isracard Net Change in Cash Historical Data

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The historical data trend for Isracard's Net Change in Cash can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Isracard Net Change in Cash Chart

Isracard Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Change in Cash
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,503.25 -926.77 -317.60 33.36 -172.48

Isracard Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Change in Cash Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 132.44 -350.96 94.08 -48.04 -18.68
ISCDF
77GF Score
Isracard Ltd ISCDF
Net Change in Cash is just one metric. See GF Score™, valuation, warning signs, and more.
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Isracard Net Change in Cash Calculation

Isracard's Net Change in Cash for the fiscal year that ended in Dec. 2025 is calculated as

Net Change in Cash= Cash Flow from Operations+Cash Flow from Investing+Cash Flow from Financing+Effect of Exchange Rate Changes
=50.375+-833.028+615.513+-5.338
=-172

Isracard's Net Change in Cash for the quarter that ended in Mar. 2026

Net Change in Cash=Cash Flow from Operations+Cash Flow from Investing+Cash Flow from Financing+Effect of Exchange Rate Changes
=53.378+-223.853+152.127+-0.334
=-19

Net Change in Cash for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-324 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Change in Cash →
What does a Net Change in Cash of $-324 Mil mean?
Isracard (ISCDF) has a Net Change in Cash of $-324 Mil as of Mar. 2026. The net change in cash is the total change in cash and equivalents between the current period and the past period. View historical data for Isracard and its competitors.
Is Isracard's Net Change in Cash too high?
Isracard's current Net Change in Cash is $-324 Mil. Overall, Isracard has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Isracard's Net Change in Cash compare to V and MA?
Isracard's Net Change in Cash of $-324 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Change in Cash for a Credit Services company?
A good Net Change in Cash depends on the Credit Services industry context. However, Net Change in Cash should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Change in Cash mean?
A high Net Change in Cash can signal that a stock is expensive relative to its fundamentals. The net change in cash is the total change in cash and equivalents between the current period and the past period. View historical data for Isracard and its competitors. Isracard's current Net Change in Cash is $-324 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isracard stock overvalued right now?
Isracard (ISCDF) has a current Net Change in Cash of $-324 Mil. The stock's GF Value™ is $4.56, compared to a current price of $4.40 — trading 3.5% below its estimated fair value. The current Net Change in Cash is $-324 Mil. Isracard's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Change in Cash calculated?
Net Change in Cash is calculated from a company's financial statements. For Isracard (ISCDF), the current Net Change in Cash is $-324 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Isracard (ISCDF) Overvalued in 2026?

Based on GuruFocus' analysis, Isracard stock appears to be undervalued. The current stock price of $4.40 is trading 3.5% below its estimated GF Value™ of $4.56.

Key valuation signals for ISCDF:

  • Net Change in Cash: $-324 Mil
  • GF Value™: $4.56 vs. price of $4.40 (3.5% below fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the ISCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Isracard Business Description

Other Exchanges ISCD:Israel
Address Hamasger Street 40, Tel Aviv, ISR
Isracard Ltd is a credit-card company. Its operating segments are the issuance of credit cards, acquiring credit cards and financing. It provides full discounting and clearing services for the credit card brands namely Isracard, MasterCard, American Express and Visa. The company's products and services are gift cards, business cards, student loans, loan for the purchase of a vehicle and other related services.
77GF Score

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Net Change in Cash is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.40
Price
$4.56
GF Value