ISCDF (Isracard) Pre-Tax Income: $15 Mil (TTM As of Mar. 2026)


ISCDF Isracard Ltd ISCDF
77 GF Score
Price $4.40
GF Value $4.56
! 6 Warning Signs
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What is Isracard Pre-Tax Income?

Isracard ISCDF 77 Pre-Tax Income is $15 Mil as of Mar. 2026. GuruFocus rates ISCDF with a GF Score™ of 77/100 and a GF Value™ of $4.56. The stock has 6 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Isracard's pretax income for the three months ended in Mar. 2026 was $20 Mil. Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was $15 Mil. Isracard's pretax margin was 7.11%.

During the past 13 years, Isracard's highest Pretax Margin was 20.94%. The lowest was -0.21%. And the median was 12.32%.


Isracard  (OTCPK:ISCDF) Pre-Tax Income Explanation

Isracard's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=20.017/281.568
=7.11%

During the past 13 years, Isracard's highest Pretax Margin was 20.94%. The lowest was -0.21%. And the median was 12.32%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Isracard Pre-Tax Income Related Terms


Isracard Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Isracard's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Isracard Pre-Tax Income Chart

Isracard Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 161.13 78.40 112.43 114.43 -2.67

Isracard Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.67 -56.38 18.68 32.36 20.02

ISCDF vs V, MA, AXP: Pre-Tax Income Comparison

For the Credit Services subindustry, Isracard's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Isracard Pre-Tax Income vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Isracard's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Isracard's Pre-Tax Income falls into.


ISCDF
77GF Score
Isracard Ltd ISCDF
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Isracard Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Isracard's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=174.812+0+-193.161+4.671+11.009
=-3

Isracard's Pretax Income for the quarter that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=64.053+0+-46.038+0+2.002
=20

Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $15 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $15 Mil mean?
Isracard (ISCDF) has a Pre-Tax Income of $15 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Isracard and its competitors.
Is Isracard's Pre-Tax Income too high?
Isracard's current Pre-Tax Income is $15 Mil. Overall, Isracard has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Isracard's Pre-Tax Income compare to V and MA?
Isracard's Pre-Tax Income of $15 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Credit Services company?
A good Pre-Tax Income depends on the Credit Services industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Isracard and its competitors. Isracard's current Pre-Tax Income is $15 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isracard stock overvalued right now?
Isracard (ISCDF) has a current Pre-Tax Income of $15 Mil. The stock's GF Value™ is $4.56, compared to a current price of $4.40 — trading 3.5% below its estimated fair value. The current Pre-Tax Income is $15 Mil. Isracard's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Isracard (ISCDF), the current Pre-Tax Income is $15 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Isracard (ISCDF) Overvalued in 2026?

Based on GuruFocus' analysis, Isracard stock appears to be undervalued. The current stock price of $4.40 is trading 3.5% below its estimated GF Value™ of $4.56.

Key valuation signals for ISCDF:

  • Pre-Tax Income: $15 Mil
  • GF Value™: $4.56 vs. price of $4.40 (3.5% below fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the ISCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Isracard Business Description

Other Exchanges ISCD:Israel
Address Hamasger Street 40, Tel Aviv, ISR
Isracard Ltd is a credit-card company. Its operating segments are the issuance of credit cards, acquiring credit cards and financing. It provides full discounting and clearing services for the credit card brands namely Isracard, MasterCard, American Express and Visa. The company's products and services are gift cards, business cards, student loans, loan for the purchase of a vehicle and other related services.
77GF Score

Get the complete analysis for ISCDF

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.40
Price
$4.56
GF Value