IsracardISCDF 77 EV-to-OCF is -28.11 as of Jul. 07, 2026. GuruFocus rates ISCDF with a GF Score™ of 77/100 and a GF Value™ of $4.56. The stock has 6 warning signs investors should review. Among 539 Credit Services companies, Isracard ranks better than 84.42% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Isracard's Enterprise Value is $2,617 Mil.
Isracard's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $-93 Mil. Therefore, Isracard's EV-to-OCF for today is -28.11.
The historical rank and industry rank for Isracard's EV-to-OCF or its related term are showing as below:
ISCDF'
s EV-to-OCF Range Over the Past 10 Years
Min: -144.43 Med: 3.56 Max: 127.52
Current: -28.25
During the past 13 years, the highest EV-to-OCF of Isracard was 127.52. The lowest was -144.43. And the median was 3.56.
ISCDF's EV-to-OCF is ranked better than 84.42% of 539
companies
in the Credit Services industry
Industry Median: -0.53
vs ISCDF: -28.25
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Isracard's share price for today is $4.40.
Isracard's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.092.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Isracard EV-to-OCF Related Terms
Isracard EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Isracard's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Isracard's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Isracard EV-to-OCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Isracard's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Isracard's EV-to-OCF falls into.
Isracard's current Enterprise Value is $2,617 Mil.
Isracard's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-93 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Isracard (ISCDF) has a EV-to-OCF of -28.11 as of Jul. 07, 2026. According to the industry distribution chart, Isracard ranks #84 out of 539 companies in the Credit Services industry, placing it in the top 15.6%.
Is Isracard's EV-to-OCF too high?
Isracard's current EV-to-OCF is -28.11. Based on the distribution chart, Isracard ranks #84 out of 539 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Isracard has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Isracard's EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, Isracard ranks #84 out of 539 companies for EV-to-OCF. This places Isracard in the top 16% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. Isracard's current EV-to-OCF is -28.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isracard stock overvalued right now?
Isracard (ISCDF) has a current EV-to-OCF of -28.11. The stock's GF Value™ is $4.56, compared to a current price of $4.40 — trading 3.5% below its estimated fair value. The current EV-to-OCF is -28.11. Isracard's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Isracard (ISCDF), the current EV-to-OCF is -28.11 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Isracard (ISCDF) Overvalued in 2026?
Based on GuruFocus' analysis, Isracard stock appears to be undervalued.
The current stock price of $4.40 is trading 3.5% below its estimated GF Value™ of $4.56.
Key valuation signals for ISCDF:
EV-to-OCF: -28.11
GF Value™: $4.56 vs. price of $4.40 (3.5% below fair value)
No single metric tells the full story. See the ISCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Isracard Ltd is a credit-card company. Its operating segments are the issuance of credit cards, acquiring credit cards and financing. It provides full discounting and clearing services for the credit card brands namely Isracard, MasterCard, American Express and Visa. The company's products and services are gift cards, business cards, student loans, loan for the purchase of a vehicle and other related services.
77GF Score
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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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