IsracardISCDF 77 EV-to-EBIT is 13.45 as of Jul. 07, 2026, which is 119% above its 10-year median of 6.14. GuruFocus rates ISCDF with a GF Score™ of 77/100 and a GF Value™ of $4.56. The stock has 6 warning signs investors should review. Among 311 Credit Services companies, Isracard ranks better than 66.56% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Isracard's Enterprise Value for the quarter that ended in Mar. 2026 was $2,761 Mil.
Isracard's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $192 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Isracard EV-to-EBIT Related Terms
Isracard EV-to-EBIT Historical Data
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The historical data trend for Isracard's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Isracard's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Isracard EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Isracard's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Isracard's EV-to-EBIT falls into.
Isracard's current Enterprise Value is $2,584 Mil.
Isracard's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $192 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Isracard (ISCDF) has a EV-to-EBIT of 13.45 as of Jul. 07, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Isracard and its competitors. This is 119% above median its historical median of 6.14. According to the industry distribution chart, Isracard ranks #104 out of 311 companies in the Credit Services industry, placing it in the top 33.4%.
Is Isracard's EV-to-EBIT too high?
Isracard's current EV-to-EBIT of 13.45 is 119% above median its 10-year median of 6.14. The Credit Services industry median EV-to-EBIT is 23.98. Isracard's value of 13.45 is 43.9% below this industry median. Based on the distribution chart, Isracard ranks #104 out of 311 companies in the Credit Services industry, which is above the industry midpoint. Overall, Isracard has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Isracard's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Isracard ranks #104 out of 311 companies for EV-to-EBIT. This puts Isracard in the upper half of its industry. The industry median EV-to-EBIT is 23.98. Isracard's value of 13.45 is 43.9% below this benchmark. While the company's 10-year median is 6.14 vs. the industry median of 23.98, Isracard has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 23.98, based on 311 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Isracard's current EV-to-EBIT of 13.45 is 43.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Isracard and its competitors. For the Credit Services industry, the median EV-to-EBIT is 23.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Isracard's current EV-to-EBIT is 13.45, which is 119% above median its own 10-year median of 6.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isracard stock overvalued right now?
Isracard (ISCDF) has a current EV-to-EBIT of 13.45. The stock's GF Value™ is $4.56, compared to a current price of $4.40 — trading 3.5% below its estimated fair value. The current EV-to-EBIT is 13.45, which is 119% above median its 10-year median of 6.14 and 43.9% below the Credit Services industry median of 23.98. Isracard's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Isracard (ISCDF), the current EV-to-EBIT is 13.45 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Isracard (ISCDF) Overvalued in 2026?
Based on GuruFocus' analysis, Isracard stock appears to be undervalued.
The current stock price of $4.40 is trading 3.5% below its estimated GF Value™ of $4.56.
Key valuation signals for ISCDF:
EV-to-EBIT: 13.45 (119% above median its 10-year median of 6.14)
GF Value™: $4.56 vs. price of $4.40 (3.5% below fair value)
Industry Position: 43.9% below the Credit Services median (#104 of 311)
No single metric tells the full story. See the ISCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Isracard Ltd is a credit-card company. Its operating segments are the issuance of credit cards, acquiring credit cards and financing. It provides full discounting and clearing services for the credit card brands namely Isracard, MasterCard, American Express and Visa. The company's products and services are gift cards, business cards, student loans, loan for the purchase of a vehicle and other related services.
77GF Score
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