ISCDF (Isracard) Earnings per Share (Diluted): $-0.09 (TTM As of Mar. 2026)


ISCDF Isracard Ltd ISCDF
77 GF Score
Price $4.40
GF Value $4.56
! 6 Warning Signs
View Full Analysis

What is Isracard Earnings per Share (Diluted)?

Isracard ISCDF 77 Earnings per Share (Diluted) is $-0.09 as of Mar. 2026. GuruFocus rates ISCDF with a GF Score™ of 77/100 and a GF Value™ of $4.56. The stock has 6 warning signs investors should review. Among 430 Credit Services companies, Isracard ranks worse than 232557.91% on this metric.

Isracard's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was $0.05. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.09.

Isracard's EPS (Basic) for the three months ended in Mar. 2026 was $0.05. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.09.

Isracard's EPS without NRI for the three months ended in Mar. 2026 was $0.05. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.09.

During the past 12 months, Isracard's average EPS without NRIGrowth Rate was -127.70% per year.

During the past 13 years, Isracard's highest 3-Year average EPS without NRI Growth Rate was 41.10% per year. The lowest was -33.50% per year. And the median was 1.50% per year.


Isracard  (OTCPK:ISCDF) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Isracard Earnings per Share (Diluted) Related Terms


Isracard Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for Isracard's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Isracard Earnings per Share (Diluted) Chart

Isracard Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.57 0.26 0.42 0.43 -0.13

Isracard Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 -0.25 0.04 0.07 0.05

ISCDF vs V, MA, AXP: Earnings per Share (Diluted) Comparison

For the Credit Services subindustry, Isracard's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Isracard PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Isracard's PE Ratio distribution charts can be found below:

* The bar in red indicates where Isracard's PE Ratio falls into.


ISCDF
77GF Score
Isracard Ltd ISCDF
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Isracard Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

Isracard's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(-13.344-0)/260.876
=-0.05

Isracard's Earnings Per Share (Diluted) for the quarter that ended in Mar. 2026 is calculated as

Diluted Earnings Per Share (Q: Mar. 2026 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(15.013-0)/327.967
=0.05

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of $-0.09 mean?
Isracard (ISCDF) has a Earnings per Share (Diluted) of $-0.09 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Isracard and its competitors. According to the industry distribution chart, Isracard ranks #999999 out of 430 companies in the Credit Services industry.
Is Isracard's Earnings per Share (Diluted) too high?
Isracard's current Earnings per Share (Diluted) is $-0.09. Based on the distribution chart, Isracard ranks #999999 out of 430 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Isracard has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Isracard's Earnings per Share (Diluted) compare to V and MA?
According to the Credit Services industry distribution chart, Isracard ranks #999999 out of 430 companies for Earnings per Share (Diluted). This places Isracard in the lower half of its industry. The industry median Earnings per Share (Diluted) is 11.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Credit Services company?
The median Earnings per Share (Diluted) among Credit Services companies is 11.50, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Isracard and its competitors. For the Credit Services industry, the median Earnings per Share (Diluted) is 11.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Isracard's current Earnings per Share (Diluted) is $-0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isracard stock overvalued right now?
Isracard (ISCDF) has a current Earnings per Share (Diluted) of $-0.09. The stock's GF Value™ is $4.56, compared to a current price of $4.40 — trading 3.5% below its estimated fair value. The current Earnings per Share (Diluted) is $-0.09. Isracard's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Isracard (ISCDF), the current Earnings per Share (Diluted) is $-0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Isracard (ISCDF) Overvalued in 2026?

Based on GuruFocus' analysis, Isracard stock appears to be undervalued. The current stock price of $4.40 is trading 3.5% below its estimated GF Value™ of $4.56.

Key valuation signals for ISCDF:

  • Earnings per Share (Diluted): $-0.09
  • GF Value™: $4.56 vs. price of $4.40 (3.5% below fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the ISCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Isracard Business Description

Other Exchanges ISCD:Israel
Address Hamasger Street 40, Tel Aviv, ISR
Isracard Ltd is a credit-card company. Its operating segments are the issuance of credit cards, acquiring credit cards and financing. It provides full discounting and clearing services for the credit card brands namely Isracard, MasterCard, American Express and Visa. The company's products and services are gift cards, business cards, student loans, loan for the purchase of a vehicle and other related services.
77GF Score

Get the complete analysis for ISCDF

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.40
Price
$4.56
GF Value