IsracardISCDF 77 5-Year Dividend Growth Rate is 3.80% as of Mar. 2026. GuruFocus rates ISCDF with a GF Score™ of 77/100 and a GF Value™ of $4.56. The stock has 6 warning signs investors should review. Among 104 Credit Services companies, Isracard ranks worse than 65.38% on this metric.
During the past 12 months, Isracard's average Dividends Per Share Growth Rate was -100.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -29.50% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 3.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Isracard was 52.50% per year. The lowest was -29.50% per year. And the median was -2.50% per year.
During the past 13 years, the highest Dividend Payout Ratio of Isracard was 0.94. The lowest was 0.08. And the median was 0.38.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
During the past 13 years, the highest Dividend Yield of Isracard was 7.60%. The lowest was 0.77%. And the median was 3.15%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Isracard 5-Year Dividend Growth Rate Related Terms
ISCDF vs V, MA, AXP: 5-Year Dividend Growth Rate Comparison
For the Credit Services subindustry, Isracard's 5-Year Dividend Growth Rate, along with its competitors' market caps and 5-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Isracard 5-Year Dividend Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Isracard's 5-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Isracard's 5-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with least square regression.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 5-Year Dividend Growth Rate of 3.80% mean?
Isracard (ISCDF) has a 5-Year Dividend Growth Rate of 3.80% as of Mar. 2026. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on Isracard and its competitors. According to the industry distribution chart, Isracard ranks #68 out of 104 companies in the Credit Services industry, placing it in the top 65.4%.
Is Isracard's 5-Year Dividend Growth Rate too high?
Isracard's current 5-Year Dividend Growth Rate is 3.80%. The Credit Services industry median 5-Year Dividend Growth Rate is 7.85. Isracard's value of 3.80% is 51.6% below this industry median. Based on the distribution chart, Isracard ranks #68 out of 104 companies in the Credit Services industry, which is below the industry midpoint. Overall, Isracard has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Isracard's 5-Year Dividend Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Isracard ranks #68 out of 104 companies for 5-Year Dividend Growth Rate. This places Isracard in the lower half of its industry. The industry median 5-Year Dividend Growth Rate is 7.85. Isracard's value of 3.80% is 51.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Dividend Growth Rate for a Credit Services company?
The median 5-Year Dividend Growth Rate among Credit Services companies is 7.85, based on 104 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Isracard's current 5-Year Dividend Growth Rate of 3.80% is 51.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Dividend Growth Rate mean?
A high 5-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on Isracard and its competitors. For the Credit Services industry, the median 5-Year Dividend Growth Rate is 7.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Isracard's current 5-Year Dividend Growth Rate is 3.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isracard stock overvalued right now?
Isracard (ISCDF) has a current 5-Year Dividend Growth Rate of 3.80%. The stock's GF Value™ is $4.56, compared to a current price of $4.40 — trading 3.5% below its estimated fair value. The current 5-Year Dividend Growth Rate is 3.80% and 51.6% below the Credit Services industry median of 7.85. Isracard's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Dividend Growth Rate calculated?
5-Year Dividend Growth Rate is calculated from a company's financial statements. For Isracard (ISCDF), the current 5-Year Dividend Growth Rate is 3.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Isracard (ISCDF) Overvalued in 2026?
Based on GuruFocus' analysis, Isracard stock appears to be undervalued.
The current stock price of $4.40 is trading 3.5% below its estimated GF Value™ of $4.56.
Key valuation signals for ISCDF:
5-Year Dividend Growth Rate: 3.80%
GF Value™: $4.56 vs. price of $4.40 (3.5% below fair value)
Industry Position: 51.6% below the Credit Services median (#68 of 104)
No single metric tells the full story. See the ISCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Isracard Ltd is a credit-card company. Its operating segments are the issuance of credit cards, acquiring credit cards and financing. It provides full discounting and clearing services for the credit card brands namely Isracard, MasterCard, American Express and Visa. The company's products and services are gift cards, business cards, student loans, loan for the purchase of a vehicle and other related services.
77GF Score
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