ISCDF (Isracard) EV-to-Revenue: 2.04 (As of Jul. 19, 2026) — 43% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISCDF Isracard Ltd ISCDF
72 GF Score
Price $4.40
GF Value $5.06
! 6 Warning Signs
View Full Analysis

What is Isracard EV-to-Revenue?

Isracard ISCDF 72 EV-to-Revenue is 2.04 as of Jul. 19, 2026, which is 43% above its 10-year median of 1.43. GuruFocus rates ISCDF with a GF Score™ of 72/100 and a GF Value™ of $5.06. The stock has 6 warning signs investors should review. Among 527 Credit Services companies, Isracard ranks better than 84.63% on this metric.

EV-to-Revenue is calculated as enterprise value divided by its revenue. As of today, Isracard's enterprise value is $2,513 Mil. Isracard's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $1,229 Mil. Therefore, Isracard's EV-to-Revenue for today is 2.04.

The historical rank and industry rank for Isracard's EV-to-Revenue or its related term are showing as below:

ISCDF' s EV-to-Revenue Range Over the Past 10 Years
Min: -0.72   Med: 1.43   Max: 3.75
Current: 2.01

During the past 13 years, the highest EV-to-Revenue of Isracard was 3.75. The lowest was -0.72. And the median was 1.43.

ISCDF's EV-to-Revenue is ranked better than
84.63% of 527 companies
in the Credit Services industry
Industry Median: 6.04 vs ISCDF: 2.01

The reason Enterprise Value is used is because Enterprise Value is more real in reflecting how much an investor pays when buying a company. For detais, go to Enterprise Value.

EV-to-Revenue is a similar ratio to PS Ratio, except here Enterprise Value instead of Market Cap is used in the calculation.

As of today (2026-07-19), Isracard's stock price is $4.40. Isracard's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $4.34. Therefore, Isracard's PS Ratio for today is 1.01.


Isracard  (OTCPK:ISCDF) EV-to-Revenue Explanation

The reason Enterprise Value is used is because Enterprise Value is more real in reflecting how much an investor pays when buying a company. For detais, go to Enterprise Value.

Isracard's PS Ratiofor today is calculated as:

PS Ratio=Share Price (Today)/Revenue per Share (TTM)
=4.40/4.344
=1.01

Isracard's share price for today is $4.40.
Isracard's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.34.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Isracard EV-to-Revenue Related Terms


Isracard EV-to-Revenue Historical Data

* Premium members only.

The historical data trend for Isracard's EV-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Isracard EV-to-Revenue Chart

Isracard Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-Revenue
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.05 0.47 1.21 1.38 2.37

Isracard Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.32 1.96 1.96 2.37 2.28

ISCDF vs V, MA, AXP: EV-to-Revenue Comparison

For the Credit Services subindustry, Isracard's EV-to-Revenue, along with its competitors' market caps and EV-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Isracard EV-to-Revenue vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Isracard's EV-to-Revenue distribution charts can be found below:

* The bar in red indicates where Isracard's EV-to-Revenue falls into.


ISCDF
72GF Score
Isracard Ltd ISCDF
EV-to-Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Isracard EV-to-Revenue Calculation

EV-to-Revenue is a similar ratio to PS Ratio, except here Enterprise Value instead of Market Cap is used in the calculation.

Isracard's EV-to-Revenue for today is calculated as:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=2513.053/1229.281
=2.04

Isracard's current Enterprise Value is $2,513 Mil.
Isracard's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,229 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-Revenue →
What does a EV-to-Revenue of 2.04 mean?
Isracard (ISCDF) has a EV-to-Revenue of 2.04 as of Jul. 19, 2026. EV to Revenue ratio is the company's enterprise value divided by sales. View historical data on Isracard and its competitors. This is 43% above median its historical median of 1.43. According to the industry distribution chart, Isracard ranks #81 out of 527 companies in the Credit Services industry, placing it in the top 15.4%.
Is Isracard's EV-to-Revenue too high?
Isracard's current EV-to-Revenue of 2.04 is 43% above median its 10-year median of 1.43. The Credit Services industry median EV-to-Revenue is 6.04. Isracard's value of 2.04 is 66.2% below this industry median. Based on the distribution chart, Isracard ranks #81 out of 527 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Isracard has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Isracard's EV-to-Revenue compare to V and MA?
According to the Credit Services industry distribution chart, Isracard ranks #81 out of 527 companies for EV-to-Revenue. This places Isracard in the top 15% of its industry — outperforming the majority of peers. The industry median EV-to-Revenue is 6.04. Isracard's value of 2.04 is 66.2% below this benchmark. While the company's 10-year median is 1.43 vs. the industry median of 6.04, Isracard has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-Revenue for a Credit Services company?
The median EV-to-Revenue among Credit Services companies is 6.04, based on 527 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-Revenue significantly above this median, while those in the bottom quartile fall well below. However, EV-to-Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Isracard's current EV-to-Revenue of 2.04 is 66.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-Revenue mean?
A high EV-to-Revenue can signal that a stock is expensive relative to its fundamentals. EV to Revenue ratio is the company's enterprise value divided by sales. View historical data on Isracard and its competitors. For the Credit Services industry, the median EV-to-Revenue is 6.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Isracard's current EV-to-Revenue is 2.04, which is 43% above median its own 10-year median of 1.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isracard stock overvalued right now?
Isracard (ISCDF) has a current EV-to-Revenue of 2.04. The stock's GF Value™ is $5.06, compared to a current price of $4.40 — trading 13% below its estimated fair value. The current EV-to-Revenue is 2.04, which is 43% above median its 10-year median of 1.43 and 66.2% below the Credit Services industry median of 6.04. Isracard's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-Revenue calculated?
EV-to-Revenue is calculated from a company's financial statements. For Isracard (ISCDF), the current EV-to-Revenue is 2.04 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Isracard (ISCDF) Overvalued in 2026?

Based on GuruFocus' analysis, Isracard stock appears to be undervalued. The current stock price of $4.40 is trading 13% below its estimated GF Value™ of $5.06.

Key valuation signals for ISCDF:

  • EV-to-Revenue: 2.04 (43% above median its 10-year median of 1.43)
  • GF Value™: $5.06 vs. price of $4.40 (13% below fair value)
  • GF Score™: 72/100 with 6 warning signs
  • Industry Position: 66.2% below the Credit Services median (#81 of 527)

No single metric tells the full story. See the ISCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Isracard Business Description

Other Exchanges ISCD:Israel
Address Hamasger Street 40, Tel Aviv, ISR
Isracard Ltd is a credit-card company. Its operating segments are the issuance of credit cards, acquiring credit cards and financing. It provides full discounting and clearing services for the credit card brands namely Isracard, MasterCard, American Express and Visa. The company's products and services are gift cards, business cards, student loans, loan for the purchase of a vehicle and other related services.
72GF Score

Get the complete analysis for ISCDF

EV-to-Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.40
Price
$5.06
GF Value