ISCDF (Isracard) 5-Year Sharpe Ratio: -0.16 (As of Jul. 07, 2026)


ISCDF Isracard Ltd ISCDF
77 GF Score
Price $4.40
GF Value $4.56
! 6 Warning Signs
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What is Isracard 5-Year Sharpe Ratio?

Isracard ISCDF 77 5-Year Sharpe Ratio is -0.16 as of Jul. 07, 2026. GuruFocus rates ISCDF with a GF Score™ of 77/100 and a GF Value™ of $4.56. The stock has 6 warning signs investors should review.

The 5-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past five years. As of today (2026-07-07), Isracard's 5-Year Sharpe Ratio is -0.16.

Isracard  (OTCPK:ISCDF) 5-Year Sharpe Ratio Explanation

The 5-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past five years. It is calculated as the annualized result of the average five-year monthly excess returns divided by its standard deviation in the five-year period. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Isracard 5-Year Sharpe Ratio Related Terms

ISCDF vs V, MA, AXP: 5-Year Sharpe Ratio Comparison

For the Credit Services subindustry, Isracard's 5-Year Sharpe Ratio, along with its competitors' market caps and 5-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Isracard 5-Year Sharpe Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Isracard's 5-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Isracard's 5-Year Sharpe Ratio falls into.


ISCDF
77GF Score
Isracard Ltd ISCDF
5-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Isracard 5-Year Sharpe Ratio Calculation

The 5-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset in the last five years. A stock / portfolio's 5-Year Sharpe Ratio can be calculated by dividing the difference between the five-year average monthly returns of the investment and the risk-free rate, by the standard deviation of the investment returns over the past five years.

Frequently Asked Questions Learn more about 5-Year Sharpe Ratio →
What does a 5-Year Sharpe Ratio of -0.16 mean?
Isracard (ISCDF) has a 5-Year Sharpe Ratio of -0.16 as of Jul. 07, 2026. 5-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past five years. View historical data for Isracard and its competitors.
Is Isracard's 5-Year Sharpe Ratio too high?
Isracard's current 5-Year Sharpe Ratio is -0.16. Overall, Isracard has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Isracard's 5-Year Sharpe Ratio compare to V and MA?
Isracard's 5-Year Sharpe Ratio of -0.16 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Sharpe Ratio for a Credit Services company?
A good 5-Year Sharpe Ratio depends on the Credit Services industry context. However, 5-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Sharpe Ratio mean?
A high 5-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 5-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past five years. View historical data for Isracard and its competitors. Isracard's current 5-Year Sharpe Ratio is -0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isracard stock overvalued right now?
Isracard (ISCDF) has a current 5-Year Sharpe Ratio of -0.16. The stock's GF Value™ is $4.56, compared to a current price of $4.40 — trading 3.5% below its estimated fair value. The current 5-Year Sharpe Ratio is -0.16. Isracard's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Sharpe Ratio calculated?
5-Year Sharpe Ratio is calculated from a company's financial statements. For Isracard (ISCDF), the current 5-Year Sharpe Ratio is -0.16 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Isracard (ISCDF) Overvalued in 2026?

Based on GuruFocus' analysis, Isracard stock appears to be undervalued. The current stock price of $4.40 is trading 3.5% below its estimated GF Value™ of $4.56.

Key valuation signals for ISCDF:

  • 5-Year Sharpe Ratio: -0.16
  • GF Value™: $4.56 vs. price of $4.40 (3.5% below fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the ISCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Isracard Business Description

Other Exchanges ISCD:Israel
Address Hamasger Street 40, Tel Aviv, ISR
Isracard Ltd is a credit-card company. Its operating segments are the issuance of credit cards, acquiring credit cards and financing. It provides full discounting and clearing services for the credit card brands namely Isracard, MasterCard, American Express and Visa. The company's products and services are gift cards, business cards, student loans, loan for the purchase of a vehicle and other related services.
77GF Score

Get the complete analysis for ISCDF

5-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.40
Price
$4.56
GF Value