ISCDF (Isracard) FCF Margin %: 129.19% (As of Jun. 2026)

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ISCDF Isracard Ltd ISCDF
80 GF Score
Price $4.40
GF Value $4.28
! 6 Warning Signs
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What is Isracard FCF Margin %?

Isracard ISCDF 80 FCF Margin % is 129.19% as of Jun. 2026. GuruFocus rates ISCDF with a GF Score™ of 80/100 and a GF Value™ of $4.28. The stock has 6 warning signs investors should review. Among 538 Credit Services companies, Isracard ranks better than 80.86% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Isracard's Free Cash Flow for the three months ended in Jun. 2026 was $383 Mil. Isracard's Revenue for the three months ended in Jun. 2026 was $296 Mil. Therefore, Isracard's FCF Margin % for the quarter that ended in Jun. 2026 was 129.19%.

As of today, Isracard's current FCF Yield % is 60.28%.

The historical rank and industry rank for Isracard's FCF Margin % or its related term are showing as below:

ISCDF' s FCF Margin % Range Over the Past 10 Years
Min: -59.17   Med: -0.36   Max: 374.12
Current: 56.53


During the past 13 years, the highest FCF Margin % of Isracard was 374.12%. The lowest was -59.17%. And the median was -0.36%.

ISCDF's FCF Margin % is ranked better than
80.86% of 538 companies
in the Credit Services industry
Industry Median: -0.31 vs ISCDF: 56.53


Isracard FCF Margin % Related Terms


Isracard FCF Margin % Historical Data

* Premium members only.

The historical data trend for Isracard's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Isracard FCF Margin % Chart

Isracard Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 374.12 1.57 -3.90 27.54 -1.10

Isracard Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -174.24 102.06 -4.39 11.26 129.19

ISCDF vs V, MA, AXP: FCF Margin % Comparison

For the Credit Services subindustry, Isracard's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Isracard FCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Isracard's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Isracard's FCF Margin % falls into.


ISCDF
80GF Score
Isracard Ltd ISCDF
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Isracard FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Isracard's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-13.734/1246.818
=-1.10 %

Isracard's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=382.554/296.128
=129.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 129.19% mean?
Isracard (ISCDF) has a FCF Margin % of 129.19% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Isracard and its competitors. According to the industry distribution chart, Isracard ranks #103 out of 538 companies in the Credit Services industry, placing it in the top 19.1%.
Is Isracard's FCF Margin % too high?
Isracard's current FCF Margin % is 129.19%. Based on the distribution chart, Isracard ranks #103 out of 538 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Isracard has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Isracard's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Isracard ranks #103 out of 538 companies for FCF Margin %. This places Isracard in the top 19% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
A good FCF Margin % depends on the Credit Services industry context. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Isracard and its competitors. Isracard's current FCF Margin % is 129.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isracard stock overvalued right now?
Isracard (ISCDF) has a current FCF Margin % of 129.19%. The stock's GF Value™ is $4.28, compared to a current price of $4.40 — trading 2.8% above its estimated fair value. The current FCF Margin % is 129.19%. Isracard's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Isracard (ISCDF), the current FCF Margin % is 129.19% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Isracard (ISCDF) Overvalued in 2026?

Based on GuruFocus' analysis, Isracard stock appears to be overvalued. The current stock price of $4.40 is trading 2.8% above its estimated GF Value™ of $4.28.

Key valuation signals for ISCDF:

  • FCF Margin %: 129.19%
  • GF Value™: $4.28 vs. price of $4.40 (2.8% above fair value)
  • GF Score™: 80/100 with 6 warning signs

No single metric tells the full story. See the ISCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Isracard Business Description

Other Exchanges ISCD:Israel
Address Hamasger Street 40, Tel Aviv, ISR
Isracard Ltd is a credit-card company. Its operating segments are the issuance of credit cards, acquiring credit cards and financing. It provides full discounting and clearing services for the credit card brands namely Isracard, MasterCard, American Express and Visa. The company's products and services are gift cards, business cards, student loans, loan for the purchase of a vehicle and other related services.
80GF Score

Get the complete analysis for ISCDF

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.40
Price
$4.28
GF Value